A Loan Against Property is a secured gateway that gives you an amount based on the value of the property that you provide as collateral. It is one of the most convenient and safe methods of availing a loan and Finserv MARKETS ensures that the entire process of your Loan Against Property application is a smooth, seamless and transparent affair.
The website has online tools that can help you check your loan eligibility instantly. There is also an EMI calculator that helps you accurately determine the EMI amount that you have to pay based on a few details which you enter as an input.
Finserv MARKETS believes in being 100% transparent and provides all information including all fees and charges, upfront. There’s nothing we hide from you.
Interest Rates & Other Fees and Charges |
Charges Applicable |
Regular interest rate (salaried individuals) |
BHFL-SAL FRR* – Margin = 8.75% - 10%. |
Regular interest rate (self-employed individuals) |
BHFL-SE FRR* – Margin = 8.75% - 10%. |
Processing fee |
0.40% of outstanding loan amount |
Take a look at the Foreclosure and Prepayment charges on Bajaj Housing Finance Loan Against Property Balance transfer.
Borrower Type/Interest Type |
Time Period (Months) |
Foreclosure Charges |
Individual: Floating rate* |
Greater than 1 Month |
Nil |
Non-individual: Floating rate |
Greater than 1 Month |
4% plus GST |
All borrowers: Fixed rate* |
Greater than 1 Month |
4% plus GST |
For Term Loan, charges are calculated on the outstanding principal.*
Borrower Type/Interest Type |
Time Period (Months) |
Foreclosure Charges |
Individual: Floating rate* |
Greater than 1 Month |
Nil |
Non-individual: Floating rate |
Greater than 1 Month |
2% plus GST |
All borrowers: Fixed rate* |
Greater than 1 Month |
2% plus GST |
Applying for Bajaj Housing Finance Loan Against Property Balance Transfer on Finserv MARKETS has the following benefits:
The repayment tenure ranges from 24-360 months.
Apart from interest rates, the other charges include processing fees, penal interest, bounce charges, foreclosure charges etc.
Yes, you can apply for Bajaj Housing Finance loan against property jointly with your spouse.
They are usually very expensive with higher interest rates and associated charges.
Yes, you can. All the co-owners of the property will be considered as co-applicants of the loan.
I am passionate about the vehicle I drive. I want to protect it with the best available option. What amazed me was the full transparency, quick quotes and the attractive discount on the premium while choosing the annual payment option!
My husband and I will finally move into our own house this Diwali. All thanks to Bajaj Finserv, with competitive interest rates, minimal processing fees and easy to repay EMIs, our dream saw the light of reality in no time!
Kids grow up fast and to fulfill their dream trip to Disneyland I had everything but instant funds. With no collateral or guarantor required and a hassle-free processing, I gifted my family a memorable trip to Orlando with just a click!
The best way to start looking for health insurance is to do a close study of the coverage needs and checking the insurance company's claim ratio. No unnecessary jargons, easy to apply claims process and choice of premia!
I bought my first iPhone using my Bajaj Finserv EMI Network Card. Zero downpayment with a No cost EMI on Bajaj Finserv EMI store just made my day!
Getting a loan to take care of my wedding and relieving my parents to enjoy the occasion was the best decision I ever made. Easy-to-apply, amazing interest rate and quick disbursal, what more can one ask for!