A Loan Against Property is a secured gateway that gives you an amount based on the value of the property that you provide as collateral. It is one of the most convenient and safe methods of availing a loan and Finserv MARKETS ensures that the entire process of your Loan Against Property application is a smooth, seamless and transparent affair.
The website has online tools that can help you check your loan eligibility instantly. There is also an EMI calculator that helps you accurately determine the EMI amount that you have to pay based on a few details which you enter as an input.
Finserv MARKETS believes in being 100% transparent and provides all information including all fees and charges, upfront. There’s nothing we hide from you.
Interest Rates & Other Fees and Charges |
Charges Applicable |
Regular interest rate (salaried individuals) |
9.20% p.a. onwards |
Regular interest rate (self-employed individuals) |
8.75% p.a. onwards |
Processing fee |
0.40% of the outstanding loan amount |
Take a look at the Foreclosure and Prepayment charges on Bajaj Housing Finance Loan Against Property Balance transfer.
Borrower Type/Interest Type |
Time Period (Months) |
Foreclosure Charges |
Individual: Floating rate* |
Greater than 1 Month |
Nil |
Non-individual: Floating rate |
Greater than 1 Month |
4% plus GST |
All borrowers: Fixed rate* |
Greater than 1 Month |
4% plus GST |
For Term Loan, charges are calculated on the outstanding principal.*
Borrower Type/Interest Type |
Time Period (Months) |
Foreclosure Charges |
Individual: Floating rate* |
Greater than 1 Month |
Nil |
Non-individual: Floating rate |
Greater than 1 Month |
2% plus GST |
All borrowers: Fixed rate* |
Greater than 1 Month |
2% plus GST |
Applying for Bajaj Housing Finance Loan Against Property Balance Transfer on Finserv MARKETS has the following benefits:
The repayment tenure ranges from 12-240 months.
Apart from interest rates, the other charges include processing fees, penal interest, bounce charges, foreclosure charges etc.
Yes, you can apply for Bajaj Housing Finance loan against property jointly with your spouse.
They are usually very expensive with higher interest rates and associated charges.
Yes, you can. All the co-owners of the property will be considered as co-applicants of the loan.