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In order to get your Loan Against Property (LAP) balance transferred to some other lender, you will need to satisfy the conditions laid out by these institutions. You can learn more about the loan against property eligibility criteria and use the loan against property balance transfer eligibility calculator here. Read on.
Below mentioned is the list of Eligibility Criteria for LAP Balance Transfer:
You should be an Indian resident who is between 23-70 years of age to be eligible for a Loan Against Property Balance Transfer Facility
You should either be an employee of an MNC, a private sector company of repute or a public sector firm. If you are a self-employed individual
You should be a resident of India residing or owning a property in the following cities: Delhi, Gurugram, Faridabad, Greater Noida, Noida, Ghaziabad, Mumbai, Thane, Navi Mumbai, Bangalore, Pune, Hyderabad, Chennai, Ahmedabad, Kolkata, Jaipur, Chandigarh, Coimbatore, Nagpur, Surat, Cochin, Baroda, Indore, Vizag, Nasik, Aurangabad, and Lucknow.
In the case of salaried individuals, they must furnish their latest salary slips going back at least 3 months.
In the case of self-employed individuals, the applicant must furnish their audited profit and loss statements.
Last 3 months bank account statements
PAN Card/Aadhaar Card
Address proof
Copy of the documents of the property to be mortgaged
IT Returns in the name of the salaried applicant or the name of the business venture of the self-employed individual