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In India, senior citizens are reluctant to write off assets originally intended to be inherited by the next generation. Even if applicants prefer a reverse mortgage, the next generation that expects to inherit the property may expect resistance. That's probably one reason why in India the notion has not taken off. Lack of awareness may be another explanation for poor offtake. The stability and social security that reverse mortgages provide to the elderly are one of the prime benefits. A lot of mental peace and a restored sense of integrity is provided to the elderly by the concept of becoming financially independent, not running out of funds in the event of medical emergencies and not being a burden on their children.
If you are looking for further financial aid, in these tough times, you can benefit from the Bajaj Housing Finance Loan Against Property, available on Finserv MARKETS. The loans come with a range of benefits, like instant approval, flexible repayment tenures and attractive interest rates.
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