Apply for the Bajaj Housing Finance Loan Against Property (LAP) on Bajaj Markets and get funding at competitive rates starting from 10.10% p.a. You can get a maximum loan amount of up to ₹5 Cr that can be repaid conveniently within a tenure of 18 years.
Here is the Bajaj Housing Finance Loan Against Property interest rate and other charges:
Interest Rate |
10.10% p.a. for salaried and self-employed individuals |
Processing Fee |
Up to 1% of the loan amount |
Foreclosure charges |
4% of outstanding loan amount + GST |
Disclaimer: The above-mentioned rates and charges are subject to change at the discretion of the NBFC.
Year | Principal | Interest | Balance |
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To apply for a loan against property, you need to meet the following eligibility requirements:
You must have a minimum experience of 3 years if salaried
Your business must have a vintage of 5 years if self-employed
You must be residing in either of these cities, such as Delhi, Mumbai, Bengaluru, Ahmedabad, and Pune, among others
Moreover, here is a list of documents you need to submit when applying for a loan against property from Bajaj Housing Finance:
PAN card / Aadhaar card
Salary slips
Bank statements for the last 6 months
Address proof
Income Tax returns
Copy of documents for the property pledged as collateral
Here is how you can apply for a loan against property from Bajaj Housing Finance on Bajaj Markets:
Click on 'Apply Now'
Fill in your personal details to check your offer
Select 'Bajaj Housing Finance Limited' from the list of partners and proceed
Determine the loan amount
Fill in the required loan amount you need, along with the details of the property
Find out your loan details along with all the charges and net disbursal amount
A representative will get in touch with you for further steps once you complete this process.
No, you can now apply for a loan against property from Bajaj Housing Finance on Bajaj Markets through an online process.
Yes, you can get a loan for a property that is under construction, provided that you have documents to prove your ownership.
There is no limit on the number of properties you can use as collateral.