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What is Loan Against Property

In need of financial assistance? Need to take care of a business expansion or a wedding expenditure, or funding your child’s dream of studying abroad? Get a Loan Against Property from Bajaj Housing Finance Limited today.

Bajaj Housing Finance Loan Against Property (LAP) helps you unlock the hidden value of your assets by providing financial assistance during an exigency or requirements. At Finserv MARKETS, you can avail a loan against property of up to Rs. 5 Crores with affordable interest rates, flexible repayment options and easy loan disbursal.

With us, at Finserv MARKETS, when applying for a loan against property, all you have to ensure is that the property title is clear, is not undergoing any litigation, and is free from any existing mortgage. Another factor that you need to ensure is that your property is insured against fire and other calamities during the tenure of the loan. The proof of insurance also needs to be provided to us on a yearly basis.  

Features and Benefits of Bajaj Housing Finance Loan Against Property

  • Hassle-free Loan Against Property Application process

    Applying for a Loan against Property with us is simple. With the entire process online coupled with minimal documentation, what more could one ask for?

  • Flexible Repayment Tenure

    Individuals can choose a repayment tenure that ranges up to 25 years. Make it a short-term or long-term Loan Against Property, the choice is yours.

  • Part-payment Facility

    You can part-pay your Loan against Property. We do charge a fee, but trust us, its minimal!

  • Balance Transfer Facility

    We provide a balance transfer facility on an existing Loan Against Property, with easy processing & minimal documentation. Also, get a top-up loan of high value, against your existing loan.

  • Online Account Management

    With our Customer Portal, keep track, manage your Loan Against Property and get all related information, online!

Why Choose Finserv MARKETS for Bajaj Housing Finance Loan Against Property?

Fast Online Process

Apply for a Loan Against Property online, get instant approval on your loan.

Minimal Documentation

Choose a Loan Against Property that suits your needs and apply for the same. There’s no tedious paperwork involved.

Transparency Guaranteed

There are no hidden charges! Get all the information about your Loan Against Property, upfront.

Custom-made Loans

We’ve got customised Loan Against Property to suit your specific needs. Why choose anyone else?

Trusted Companion

Happy customers across India have chosen Finserv MARKETS as their trusted financial partner. It's your time now!

Loan Against Property Eligibility Criteria

You must fulfill certain eligibility criteria to avail Bajaj Housing Finance Loan Against Property. Here are the following:

  • The applicant must be an Indian citizen.
  • The salaried applicant’s age must be between 28 and 58 years.
  • The self-employed applicant’s age must be between 25 and 70 years.
  • The salaried applicant must work in an MNC, private company or public sector and the self-employed individuals must have a business with a steady income.

Documents Required For Loan Against property

  • Identity Proof: PAN/Voter ID/Aadhaar Card
  • Address proof: Aadhaar Card/Passport/Driving License
  • Bank Statement of last 3 months
  • Salary Slips
  • Copy of IT Returns (for Self Employed)
  • Copy of the documents of the property to be mortgaged

✓ Loan Against Property from ₹15 Lakhs to ₹5 Cr ✓ Multiple Lending Partners ✓ Attractive Interest Rates 

How to Apply for Bajaj Housing Finance Home Loan on Finserv MARKETS

Want a Bajaj Housing Finance Home Loan? Follow the steps mentioned below to avail the loan.

  • Enter Personal Details

    Fill in your personal and income details and get instant home loan eligibility.

  • Choose your Lending Partner

    Select Bajaj Housing Finance Limited from the list of partners and get going.

  • Estimate Borrowing Power

    Find out the home loan amount you could possibly avail.

  • Mention Requirement & Property Details

    Fill your required home loan amount & details of property.

  • Unlock Final Details

    Find out your loan details along with all the charges and net disbursal amount. Post this, a loan expert will connect with you to process your application further.

Bajaj Housing Finance Loan Against Property Interest Rates & Charges

Charges

Regular

Interest Rate

9.00% p.a. onwards for salaried applicants 

10.50% p.a. onwards for self-employed applicants

Processing fees

Up to 0.35% of the loan amount

Foreclosure charges

4% of outstanding loan amount + GST

Frequently Asked Questions on Loan Against Property

✔️Do you need to go to a Bajaj Housing Finance Limited branch to get a Loan Against Property?

No, you can now apply for a Loan Against Property on Finserv MARKETS through 100% online process.

✔️What is self-employed LAP from Bajaj Housing Finance Limited?

Self-employed applicants can avail Bajaj Housing Finance Loan Against Property of up to Rs. 5 Cr on Finserv MARKETS and fulfill their financial requirements.

✔️Is CIBIL Score for Loan Against Property important?

Though Loan Against property is a secured loan, maintaining a good CIBIL Score can get you the loan at a lower rate of interest with additional benefits and offers.

✔️Am I eligible to get a mortgage loan against owned house to buy a new property?

Yes, you are eligible, provided you reside in the city specified by the lender to own a property.