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Currently We do not have a personalized offer for you. We recommend you put in your application.
Have a business idea that needs financing? Looking to improve your business infrastructure? We offer Loan against Property to self-employed individuals with minimal documentation, unlimited withdrawals and flexible repayment options. Keep track of your LAP online with our customer portal - 24x7! Choose us and watch your business grow.
Get approval in 3 minutes and money in your account in 24 hours, on applying for a loan online.
No tedious paperwork! Visit our website, choose a Bajaj Finserv loan against property to suit your need and apply!
Get all the information about your Bajaj Finserv loan, upfront. No hidden charges! We promise transparency.
With customised personal loans to suit your specific needs, why look elsewhere?
Finserv MARKETS is considered to be the trusted financial partner by millions of Indian customers. It's your time now!
The process of availing the loan is entirely online and requires minimal documentation. Apply for yours today!
Choose from a repayment tenure ranging from 2 to 18 years. Repay as your pocket permits.
Now part-pay your Bajaj Finserv pre-approved Loan against Property for business people with us. There’s only a minimal fee involved.
Make the most of our Hybrid Flexi Loan Against Property feature and borrow only when you need funds. You are charged only for the amount utilized and get to pay only the interest amount as EMI.
Looking to transfer an existing Loan Against Property? We provide transfer facility with easy processing and minimal documentation. Also, get a top-up loan of high value, against your existing loan.
Are you in urgent need of funds to meet a business expenditure? We present Hybrid Flexi Loan Against Property - a new and efficient way to take care of your financial requirements. Enjoy a host of benefits like principal holiday tenure, flexible part-payments and unlimited withdrawals! Find out more about the benefits of a Hybrid Flexi Loan here.
During the initial period of your loan, pay only the interest amount as the EMI – an exclusive benefit offered by us!
With Hybrid Flexi Loan Against Property, there's no restriction when it comes to repaying the principal loan amount.
Make the most of your loan by withdrawing as many times as you need from your loan limit.
Make unrestricted multiple part-payments of your principal loan amount. We don’t levy any additional charges.
No need to apply every time you need a fresh amount of funds. Simply withdraw money from your loan limit from anywhere 24x7!
Follow these steps to apply for a LAP and get money in bank account within 24 hours:
Fill in your personal and employment details.
Find out the loan amount you could possibly avail.
Fill your required loan amount & details of property.
You will get to know your final loan eligibility amount.
Get the money in your account post verification.
You can use a Loan Against Property to fulfil all your financial obligations. If self-employed, you can use your loan for the following purposes:
1. Business expansion
2. Operation usage
3. Debt reconciliation
4. Purchasing raw materials
5. Making new investments and personal use.
The eligibility of a Loan Against Property is calculated by taking the following parameters into account:
1. Age
2. Income
3. Property value
4. Existing obligations, if any
5. Stability/Continuity of employment/Business
6. Past borrowing track record.
The process Loan Against Property disbursement is as follows:
In case of a loan with a floating interest, the interest component is subject to change. When the rates change, one of the following two changes can be done to a loan:
As a practice, the term of the loan is extended since the customer might have given post-date cheques and it would be difficult to replace them on every rate change. However, in case of under construction properties, the Pre-EMI amount is increased by default. You can choose any of the above options according to your convenience. The default option is to change the EMI to match the balance tenure of a loan.
You can avail of a Loan Against Property for the following:
You can not avail of a Loan Against Property for the following:
1. Plot
2. Property outside city/municipality limit
3. Property with tenants for more than 5 years (with no renewed rent agreement)
4. Property with structural flaws that requires substantial repairs
5. Property constructed on agricultural land/farm land
6. Illegal properties 7. Property already mortgaged with other banks 8. Residential property used for commercial purposes without approval from competent authority 9. Under construction property except NRP transaction 10. Industrial property 11. Schools or hostels 12. Hotel.
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My husband and I will finally move into our own house this Diwali. All thanks to Bajaj Finserv, with competitive interest rates, minimal processing fees and easy to repay EMIs, our dream saw the light of reality in no time!
Kids grow up fast and to fulfill their dream trip to Disneyland I had everything but instant funds. With no collateral or guarantor required and a hassle-free processing, I gifted my family a memorable trip to Orlando with just a click!
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I bought my first iPhone using my Bajaj Finserv EMI Network Card. Zero downpayment with a No cost EMI on Bajaj Finserv EMI store just made my day!
Getting a loan to take care of my wedding and relieving my parents to enjoy the occasion was the best decision I ever made. Easy-to-apply, amazing interest rate and quick disbursal, what more can one ask for!