Loan Against Property (LAP) from PNB Housing is here to help you fulfill all your financial requirements. Be it business expansion, child’s education, travel or dealing with medical emergency, Loan Against Property will help you in the best way possible. Apply for a PNB Loan Against Property at attractive interest rates, on Finserv MARKETS today!
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Applying for a PNB Loan Against Property is very simple on Finserv MARKETS. Here’s what you need to do:
Take a look at the eligibility criteria:
The age of applicant must be between 21-70 years.
The net monthly income of the applicant must be above Rs. 18,000.
Salaried applicants must have a work experience of at least 3 years and self-employed applicants must have a total business vintage of at least 5 years.
Identity Proof: PAN/Voter ID/Aadhaar Card
Address proof: Aadhaar Card/Passport/Driving License
Latest Degree to validate educational qualification
Salary slips of last 3 months (applicable for salaried applicants)
Certificate & Proof of business existence (applicable for self-employed applicants)
Form 16 for the last 2 financial years (applicable for salaried applicants)
ITR for the last 3 financial years (applicable for self-employed applicants)
Self-attested photocopy of the Title Documents of the Property and Approved Plan
8.25% p.a. onwards
1% of the loan amount
*The charges are subject to policy changes of PNB Housing Finance, from time to time.
If you wish to repay the loan before the actual repayment tenure ends, you can do that. You can prepay the loan amount, that too with zero prepayment charges.
You can visit Finserv MARKETS to get a Loan Against Property.
The maximum loan tenure available under PNB LAP is 240 months for salaried individuals and 240 months for self-employed applicants.
You need to provide the registered mortgage of the property.