• Overview
  • EMI calculator
  • Interest rates and charges

** The above charges are excluding taxes
* Placeholder for disclaimers on Interest and Charges page
 **These are indicative and subject to change at the discretion of lender/ without prior notice.

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Month Starting Balance EMI Interest rate Principal contribution Interest contribution Ending Balance

Have you ever been in a situation where the month is just halfway through but you’ve run out of cash? We completely understand your circumstances and therefore bring to you MARKETS iCash – a convenient option to help you pull through those end of month financial crunches. So, whether you have bills to clear or need funds to go on that weekend trip with your colleagues - avail instant cash from Finserv MARKETS without any confusion.  With an amount that ranges from Rs. 10,000 to Rs. 50,000 coupled with attractive interest rates, deal with your instant financial requirements with MARKETS iCash. What’s more, with the EMI calculator you can forecast how much you’d need to repay and thus plan accordingly. 

Eligibility Criteria & Documents Required

Eligibility Criteria
  • You must be a citizen of India
  • You must be a salaried individual with a monthly salary of at least Rs. 15,000
  • You should be between 21-50 years of age
Documents Required
  • This is a complete online paperless process.
  • No documents required

Manage all your queries here

  • What is MARKETS iCash?

    MARKETS iCash is our new product offering. Customers can avail any amount ranging from Rs. 10,000 to Rs. 50,000, which is instantly credited to their bank account. Customers can choose to repay in 1 EMI to 3 EMIs.

  • Am I eligible for MARKETS iCash?

    You are eligible for MARKETS iCash, if: 1. You are a salaried Indian citizen; 2. You are between 21-50 years of age; and 3. Your monthly salary is at least Rs. 15,000.

  • What are the documents required for availing MARKETS iCash?

    You will be happy to know that there is no documentation required at all.

  • How much amount can I avail through MARKETS iCash?

    The minimum amount you can avail is Rs.10000 and maximum is Rs.50000.

  • How do I repay my MARKETS iCash?

    You can choose to repay MARKETS iCash in 1 EMI or 3 EMIs.

  • How can I avail MARKETS iCash?

    You can avail instant cash online through the Finserv MARKETS App/ Website/ Customer Portal.

  • What are the steps involved in MARKETS iCash application process?

    Our application process is 100% online. Here’s how you can avail MARKETS iCash - 1. Confirm your Details; 2. Choose your EMI plan and 3. Get Money instantly

  • Is there any fee charged for availing MARKETS iCash?

    Please refer to Interest Rates & Charges page. (Embed link)

  • What are the Foreclosure/ Part-payment charges on MARKETS iCash?

    There are no foreclosure/ part-payment charges on MARKETS iCash. You can repay any time you like and you will be charged interest only on the number of days for which you have utilized MARKETS iCash.

  • Are there any other hidden charges?

    We are committed to 100% transparency, so there are no hidden charges at all.

  • What is the interest charged on MARKETS iCash?

    The total interest to be paid is 1.25% on 1 EMI plan & 3.52% on 3 EMI plan.

Manage all your queries here

  • What is MARKETS iCash?

    MARKETS iCash is a small ticket loan which can be availed instantly with the loan amount ranging from Rs. 10,000 to Rs. 50,000. It is available to the customer for a tenure ranging from 1 EMI to 3 EMI.

  • Am I eligible for MARKETS iCash?

    You are eligible for MARKETS iCash, if: 1. You are a salaried Indian citizen; 2. You are over 21 years of age; and 3. Your minimum net take-home monthly salary is Rs. 20,000.

  • What are the documents required for processing this Short-term Loan?

    This mini personal loan is currently only being offered to existing customers, we already have your information and documents.

  • What are the minimum and maximum loan amount?

    The minimum short term personal loan amount you can avail is Rs. 10000 and maximum is Rs.50000.

  • Are there any tenure variants for these Pocket Personal Loans?

    There are two tenure variants available for our MARKETS iCash – 1 EMI with 15% ROI per annum & 3 EMIs at 21% ROI per annum.

  • Can I top-up my existing MARKETS iCash?

    At present, we do not allow top-up on an existing loan. You can take a fresh small personal loan once you have finished payments for the current loan.

  • How do I pay my MARKETS iCash EMIs?

    Your small money loan EMIs will be auto deducted from your bank account via automatic ECS instruction.

  • How can I avail MARKETS iCash?

    You can avail our easy loan online by clicking on the apply now tab. Please check the 'How to Apply' section on the overview page.

  • What are the steps involved in MARKETS iCash application process?

    Our application process is simple. Since this mini loan is offered to existing customers, there’s little to no documentation required. Hence, to apply, follow these simple steps - 1. Confirm your Details; 2. Select EMI Option and 3. Get Money instantly

  • What is the processing/convenience fees for these mini personal loans?

    A processing/convenience fee of 5%+ applicable taxes are charged on the amount financed. Refer to Interest Rates & Charges page.

  • What are the foreclosure charges on MARKETS iCash?

    Currently, there are no foreclosure charges on MARKETS iCash.

  • Are there any other hidden charges?

    We are committed to 100% transparency, so there are no hidden charges at all.

  • What are the EMI bounce charges on MARKETS iCash?

    We charge Rs. 1,000 per bounce on your instant loan repayments.

  • What is the rate of interest charged on the loan amount?

    The rate of interest charged on the loan amount is 15% per annum for 1 EMI variant & 21% per annum for 3 EMI variant.

  • Can I foreclose my MARKETS iCash?

    Yes, you can foreclose the small ticket loan by logging in to our customer portal.