Take a short-term course to enhance your skills, tackle emergency medical expenditure, go on that much-needed vacation or just clear piled up bills – the choice is yours. Simply avail MARKETS iCash on Finserv MARKETS. What’s more, we believe in 100% transparency and thus ensure that everything’s provided upfront. There are no hidden charges to worry. Moreover, we offer customers reasonably low-interest rates on availing MARKETS iCash, as opposed to our competition. For a clearer picture of the fees and charges, you are likely to incur, read below.



MARKETS iCash Interest Rate and Charges - 

  1. Interest Rate – 15% p.a. for 1 EMI | 21% p.a. for 3 EMI
  2. Pre-payment Charges - Nil
  3. Foreclosure Charges – Nil
  4. Cheque Bounce Charge – Rs. 1000/- Excluding Taxes
  5. Penal Charge (late fee) – 2.38%
  6. Convenience Fee - 





1 Month 

10K - 15K



>15K - 20K



>20K - 30K



>30K - 50K



3 Months

10K - 15K



>15K - 20K



>20K - 30K



>30K - 50K



Manage all your queries here

  • What is MARKETS iCash?

    MARKETS iCash is our new product offering. Customers can avail any amount ranging from Rs. 10,000 to Rs. 50,000, which is instantly credited to their bank account. Customers can choose to repay in 1 EMI to 3 EMIs.

  • Am I eligible for MARKETS iCash?

    You are eligible for MARKETS iCash, if: 1. You are a salaried Indian citizen; 2. You are between 21-50 years of age; and 3. Your monthly salary is at least Rs. 15,000.

  • What are the documents required for availing MARKETS iCash?

    You will be happy to know that there is no documentation required at all.

  • How much amount can I avail through MARKETS iCash?

    The minimum amount you can avail is Rs.10000 and maximum is Rs.50000.

  • How do I repay my MARKETS iCash?

    You can choose to repay MARKETS iCash in 1 EMI or 3 EMIs.

  • How can I avail MARKETS iCash?

    You can avail instant cash online through the Finserv MARKETS App/ Website/ Customer Portal.

  • What are the steps involved in MARKETS iCash application process?

    Our application process is 100% online. Here’s how you can avail MARKETS iCash - 1. Confirm your Details; 2. Choose your EMI plan and 3. Get Money instantly

  • Is there any fee charged for availing MARKETS iCash?

    Please refer to Interest Rates & Charges page. (Embed link)

  • What are the Foreclosure/ Part-payment charges on MARKETS iCash?

    There are no foreclosure/ part-payment charges on MARKETS iCash. You can repay any time you like and you will be charged interest only on the number of days for which you have utilized MARKETS iCash.

  • Are there any other hidden charges?

    We are committed to 100% transparency, so there are no hidden charges at all.

  • What is the interest charged on MARKETS iCash?

    The total interest to be paid is 1.25% on 1 EMI plan & 3.52% on 3 EMI plan.

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