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Personal Loan in Agra

Agra is a very popular tourist spot. It also has plenty of people settling there due to its beautiful environment. As many people reside in Agra, there arises a need for finances. If you reside in Agra, and need financial assistance, you can opt for a Personal Loan. It is important to get the best Personal Loan in Agra as it can help you financially. Let us have a look into how you can get one. 

Features and Benefits of Personal Loan in Agra

There are many features and benefits of a Personal Loan. Here are some important ones.

  • Quick Disbursement

Once you complete the application and submit all of the required documents, your instant Personal Loan in Agra gets disbursed in no time.

  • Flexible Tenure

You can choose your tenure anywhere between 12 months and 60 months depending on how quickly you can afford to repay your loan.

  • No Hidden Charges

The application process is transparent and no hidden charges are involved.

  • Minimal Documentation

To apply for a Personal Loan with Finserv MARKETS, minimal paperwork is required.

Documents Required for Personal Loan in Agra

To complete the Personal Loan application process, the following documents are required.

  • Residence Proof such as Aadhar Card, Driving License, etc.

  • Identity Proof such as Passport, Voter ID, PAN Card, etc.

  • Employment Proof such as Form 16, ITR, etc.

  • Income Proof such as Salary slips, Bank Statements, etc.

Eligibility for Personal Loan in Agra

To be eligible for a Personal Loan in Agra, you need to have the following eligibility criteria.

1. Citizenship

You should be an Indian citizen to apply for a Personal Loan.

2. Employment

You should be a salaried individual and should also have work experience for 2-3 years to be eligible for an instant loan in Agra.

3. Age

You must be a minimum of 21 years and a maximum of 63 years of age while applying for the Personal Loan.

4. Earning Amount

It is recommended to earn a minimum of Rs. 15,000 before applying for a Personal Loan.

5. Credit Score

You should have a credit score of 600 or above.

Personal Loan Interest Rates in Agra

You can calculate the total interest by the following formula where ‘r’ represents interest rate, ‘P’ represents the principal amount, and ‘n’ represents tenure in months.

Total Payable Interest = (P*n*r)/100

The Personal Loan interest rates in Agra depend on several factors like the following.

1. Credit Score

A score above 750 is considered to be an excellent credit score. Having a good score can fetch you a lower interest rate.

2. Relationship with the Lender

The relationship you have with the bank is important as it can affect the rate of interest offered.

3. Income

Being an individual with a stable income is a sign of credibility to the bank. Having a high income can get you a lower rate of interest.

4. History of Repayment

If your repayment history is good, there are more chances of you availing of a lower interest rate on your Personal Loan.

How to Apply for a Personal Loan in Agra?

The application process is simple and can be done in 3 simple steps.

Step 1: Start by filling in your personal and professional details like fill name, contact information, date of birth, salary details, etc.

Step 2: Once you are eligible, you will see a list of offers. Select the tenure and the required loan amount.

Step 3:The approval takes place in 3 minutes and the amount is disbursed within no time.

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