Avail Instant Personal Loans ✓ Loan up to 50 Lakhs ✓ Quick Disbursal ✓ Minimum Documentation!



Over the last two decades, Ahmedabad has emerged as yet another industrial hub in western India. Given its rapid economic growth, there has been a steep rise in the cost of living in the city in the last decade. As a result, one might need additional financial support to fund their lifestyle needs. A personal loan from Bajaj MARKETS can come in handy in such a situation. At Bajaj MARKETS, you can easily avail personal loans at affordable interest rates from any of our partner lenders. The loan can be repaid over a flexible tenure of up to 60 months. Moreover, you also get numerous value-added benefits including an insurance plan to protect your liability and a complimentary Financial Fitness Report.

Top Personal Loan Providers in Ahmedabad

Many banks and NBFCs offer personal loans in Ahmedabad. Here is a list of all the lenders you can apply for a personal loan with at Bajaj MARKETS:

  • Bajaj Finance Limited

  • Fullerton India Credit Co. Ltd.

  • PaySense Partners - PayU Finance (India) Pvt. Ltd

  • Prefr - Powered by Hero Fincorp

  • Axis Bank

  • Muthoot Finance

  • SBFC Finance Pvt Ltd.

  • CASHe

  • EarlySalary

  • Yes Bank

  • KreditBee

  • InCred

  • mPokket

Features & Benefits of Personal Loans in Ahmedabad

There are numerous benefits of availing a personal loan to finance your lifestyle needs or when you are in urgent need of funds in case of an emergency. Given below are some of the features and benefits of availing a personal loan in Ahmedabad:

  • Minimal Documentation: These days, many banks and NBFCs are willing to grant personal loans with minimal documentation if you have a healthy credit profile and already have a good relationship with them.

  • Quick Disbursement: On successful approval of your loan application, most lenders would disburse the loan amount to your bank account within 24 hours.

  • Flexible tenure: Most lenders allow you to repay your personal loan comfortably over a tenure of 12 to 60 months.

  • No Hidden Charges: There are no hidden charges involved if you apply for a personal loan at Bajaj MARKETS.

  • Swift Approval: All you need to do is fill in an online application form and upload the relevant documents. Your personal loan application will be approved instantly and the amount shall be disbursed within 24 hours of approval.

Ahmedabad Personal Loan Interest Rates

You can avail personal loans in Ahmedabad from Bajaj MARKETS at affordable interest rates. The following table lists down the interest rates levied by our lending partners along with the applicable processing fee:



Interest Rate

Processing Fee

Bajaj Finance Limited

13.99% p.a. onwards

Up to 3.99% of the loan amount

Fullerton India Credit Co. Ltd.

12% p.a. onwards

Between 0% - 6% of the loan amount

PaySense Partners - PayU Finance (India) Pvt. Ltd

1.33% - 2.17% per month

2% of the loan amount or ₹500 (whichever is higher)

Axis Bank

10.49% p.a. onwards

Up to 2% of the loan amount

Muthoot Finance

13.75% p.a. onwards

2% - 4% of the loan amount

SBFC Finance Pvt Ltd.

14.0% p.a. to 19.5% p.a.

2% of the loan amount


2.75% per month

  • Flat ₹500 for loan amount between 0 to 33333 and 1.50% on the loan amount when loan amount is greater than 33333 (if the loan tenor is 3 months).


  • Flat ₹1200 or 2% on the loan amount whichever is higher (if the loan tenor is 6 months, 9 months or 12 months).


  • Flat ₹1000 or 3% of the principal amount whichever is higher (if the loan tenor is 18 months).


2% per month

Starting from ₹399 + Rs.100 stamp duty

Yes Bank

Starting from 10.70%

Starting from flat ₹1499/- to 2.50% of loan amount


14% onwards



18% onwards

Processing fee: 2%-4% of the withdrawal amount


24% onwards

Processing fee: Rs. 50 to Rs. 200 + 18% GST depending on the loan amount with maximum APR of 48%


Interest rates are subject to change. Please check with the lender before applying.

Eligibility for Personal Loan in Ahmedabad

While eligibility criteria are different for every lender, some of the general eligibility conditions that you will need to fulfil for most personal loans are as under:

  • You must be an Indian citizen

  • You must have a regular source of income. You can either be a salaried employee or a self-employed individual

  • You must be at least 18 years of age.

Documents Required for Ahmedabad Personal Loan

You will need to furnish the following documents while applying for a personal loan:

  • Identity Proof: Voter’s ID, Aadhaar card, PAN card, passport etc.

  • Address Proof: Aadhaar card, driving licence, Voter’s ID, passport, utility bills, rent agreement, etc.

  • Proof of Income: Latest salary slips (usually last three months’ salary slips are required) or income return certificate or latest Form 16.

How to Apply for Personal Loan in Ahmedabad

Applying for a personal loan in Ahmedabad via Bajaj MARKETS is an easy and hassle-free process. All you need to do is follow the steps mentioned below:

  • Step 1: Visit the Personal Loans page on the Bajaj MARKETS website.

  • Step 2: Click on “Apply Now”. A new page will open with a form in which you need to fill in a few details.

  • Step 3: Enter some basic details like your income, type of employment and contact number.

  • Step 4: Compare the loan offers from the various partner lenders and pick the one that suits you the best.