Fullerton Personal Loan Apply Online

Fullerton Personal Loan From The Comfort Of Your Home

✓Minimal Documentation ✓Collateral Free Loans ✓Instant Loan Disbursal | Apply for Personal Loan Now!

05 Jan 2021

Progressions in technology have made it possible for most financial institutions to offer financial services online. There numerous monetary establishments that offer low-interest rates and included advantages credits. Not simply banks, even NBFCs have made the personal loan market a practical and serviceable choice for the borrowers. Now, you can apply for a Fullerton personal loan online with Finserv MARKETS from the comfort of your home. Regardless of whether you need to back a trip abroad, consolidate debts or require assets for health-related crises Fullerton India personal loan will deal with all your monetary necessities effortlessly.

Steps to apply for Personal Loan

● Loan Amount Requirement

When you apply for a loan you need to understand the loan amount you require to fulfill your needs. By applying for a personal loan online at Finserv MARKETS, you can avail a loan amount of up to Rs. 25 Lakhs instantly. However, to get a high loan amount and smooth loan process, you also need to make sure you fit in the eligibility criteria.

● Plan your Monthly Expenses and the Loan Term

With personal loans, you can choose from the different tenures available to repay the loan as per your convenience. For example, you can avail a personal loan with a tenure of up to 5 years through Finserv MARKETS. You can settle on any timeline you think is convenient for you. You should comprehend your monthly income so that the cash outflow towards the repayment can be done with ease.

● Online EMI Calculator

A personal loan EMI calculator helps in getting an estimated amount that is to be paid every month towards the amount borrowed. You can use an online EMI calculator found on the website of most financial institutions to understand the estimated monthly outgo towards loan repayment. Fullerton India has a personal loan online EMI calculator that requires you to fill in your loan amount, the tenure, and the rate of interest to calculate the estimated monthly installment amount.

● Interest Rate

The interest may vary for every individual applying for a loan. Individual advances have fluctuating rates on a personal loan ranging from 12% to 24%. Fullerton India Personal Loan interest rate is 11.99%* for the salaried applicant with a limit of 36%*. At Finserv MARKETS the interest rate on personal loan is starting at as low as 9.85% per annum.

*The interest on personal loans will depend on how well you meet the loan criteria.

Personal loan Eligibility Criteria

Banks and financial institutions have a set eligibility criteria for personal loans. There are numerous factors that will be taken into consideration such as your credit history, age, income, work experience, etc. Here’s a list of the basic loan eligibility criteria for personal loan

  • The applicant needs to be between the ages of 21 and 60 years of age.
  • To be eligible for personal loan the applicant must be an Indian citizen
  • The applicant should be working at a private limited company or a public sector undertaking or a self-employed individual to be eligible
  • Salaried individuals residing in Mumbai or Delhi should have an income of Rs. 25,000/month
  • Salaried individuals residing anywhere in India should have an income of Rs. 20,000/month

Documents Required for Personal Loan

Given below are a list of basic documents required to apply for a personal loan online at Finserv MARKETS.

  • Documents for proof of identity such as Aadhar Card, PAN Card, Passport, etc.
  • Documents for proof of address such as Aadhar Card, Passport, Phone bill, Electricity bill, etc.
  • Documents for proof of age
  • Salaried applicants need to submit a salary slip for the previous three months
  • Bank statement for the previous six months
  • ITR (Income Tax Return) or Form 16

How to Apply for Fullerton India Personal Loan?

Once you have figured your requirements and collected the necessary documents, all you need to do is visit the Finserv MARKETS website, where the application process for personal loans is quite simple and easy

Step 1:

Visit the official Finserv MARKETS website and select the personal loan option displayed on the page.

Step 1 to Apply for Fullerton India Personal Loan

Step 2:

You will now be redirected to another page and click on the “Apply Now” option

Step 3:

Now select your profession, and enter your mobile number, date of birth as mentioned on the PAN Card and enter the respective details to proceed further

Step 3 to Apply for Fullerton India Personal Loan

Step 4:

Start filling in the required details such as your current residence status, company type, salary and work experience.

Step 4 to Apply for Fullerton India Personal Loan

Step 5:

Finally, submit the scanned copies of all the required documents with the application form, on approval of loan the money will be credited in your bank account.

The application process for Bajaj Finserv Personal Loan is simple, you just need to make sure you qualify for the eligibility criteria set for personal loans. Along with the application form, loan applicants are required to submit minimal documentations for the verification process. Once the loan gets approved the loan funds get disbursed within 24 hrs of personal loan approval. Also, there are no restrictions on the end usage of the loan funds, so the loan amount can be used for all kinds of monetary necessities with ease. The repayment tenure for Bajaj Finserv Personal Loan is quite flexible and usually ranges from 1 to 5 years. For smoother loan repayments you can make use of the personal loan EMI calculator available online at Finserv MARKETS. This will help you get an estimate of the loan amount to be paid every month and help you manage your finances better. At Finserv MARKETS you can also avail Fullerton India personal loan at attractive rates to make the most of your personal loan to meet your needs.