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In order to avail a personal loan, an individual must be between 23 and 55 years of age, be a salaried employee in a public or a private company, be a resident of India and have a minimum net salary.
Getting a personal loan if your CIBIL score is low (below 750) could be tricky. In that case, you can avail a personal loan by involving a co-applicant or a guarantor. The key benefit here is that if your lender finds the co-applicant or guarantor to have a steady income and a better credit score, they would be more inclined towards granting you a personal loan.
In order to figure out the right personal loan, a borrower must ideally do some basic research. While the interest rate may seem the most important metric, other hidden costs could increase the actual cost of the loan amount. Borrowers are suggested to decide on an optimum repayment tenor for their loan, understand all the terms given in the loan document thoroughly and keep in mind the personal loan eligibility before applying for a loan. Fulfil your diverse financing needs with an instant personal loan online. Bajaj Finserv Personal Loans available on Finserv MARKETS are a great option where you can avail loans up to Rs. 25 Lakhs, which can be availed by meeting minimum eligibility criteria and simple documentation requirement.
Finserv MARKETS, a subsidiary of Bajaj Finserv, is a one-stop digital marketplace that has been created for consumers on the go. It offers 500+ financial and lifestyle products, all at one place. At Finserv MARKETS, we understand that every individual is different. And that’s why we have invested in creating a proposition – Offers You Value. A value proposition that ensures you get offers which are tailor made for you. We also offer an amazing product range and unique set of online offers across Loans, Insurance, Investment, Payments and an exclusive EMI store. Be it in helping you achieve your financial life goals or offering you the latest gadgets, we strive to offer what you are looking for. From simple and fast loan application processes to seamless and hassle-free claim-settlements, from no cost EMIs to 4 hours product delivery, we work towards fulfilling all your personal and financial needs. What’s more! Now enjoy the same benefits in just one click with our Finserv MARKETS App.