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Avail Personal Loans of up to Rs.25 Lakhs

Personal Loans of up to Rs.25 Lakhs

Easy Process | Minimal Documents | Low Interest Rate
24 Feb 2021
88 Views

Personal loans are becoming an increasingly popular choice to fulfill large and unplanned financial commitments that need to be met over a short period. Personal loans are commonly used for -

  1. Paying emergency medical bills

  2. Managing expensive home renovations

  3. Hosting a wedding

  4. Consolidating all small borrowings under one debt

  5. Funding your children’s dream education

  6. Travel - booking hotels, flight tickets, shopping

To fulfill similar financial expenses that often arise unplanned, personal loans such as Bajaj Finance Personal Loans of up to Rs. 25 Lakhs available on Finserv MARKETS to help meet such short-term obligations.

Features and Benefits of Personal Loan

Personal loans are becoming a popular choice amongst people simply because they offer a large corpus of funds without requiring collateral. Let us look at some more benefits personal loans have to offer:

  • Interest Rates

 

Bajaj Finance Personal Loan available on Finserv MARKETS, comes with an interest rate starting from Rs.12.99% with no hidden charges. To get an estimate, you can calculate your Rs. 25 Lakhs Personal Loan EMI using the EMI calculator available on the Finserv MARKETS platform.

 

  • Collateral-free

Personal loans are a type of unsecured loans, which means that the lenders don’t typically ask for any form of collateral in return for the amount they lend. This feature makes personal loans incredibly popular amongst young millennials who are starting out in their career and people who give preference to hassle-free loan procedures.

  • Quick Loan Approval and Disbursal

Since personal loans don’t usually require collaterals, they are easier to process and are disbursed quickly. Bajaj Finance Personal Loans available on Finserv MARKETS are instantly approved, if you meet the eligibility criteria. This can also ensure that that the sanctioned amount gets disbursed within 24 hours of approval. This feature of personal loans makes them incredibly helpful in tackling medical and other financial emergencies.

  • Flexible repayment tenures

To ensure that loan repayment feels less of a burden, an individual is free to choose the pace at which he wants to repay their personal loan through easy EMI’s. You can pay the requisite sum by choosing a flexible repayment tenure ranging from 12 months - 60 months. If you’re uncertain about repayment for a loan taken to meet a certain obligation, you can opt for a plan such as the Bajaj Finance Flexi-Personal Loan available on Finserv MARKETS. This plan gives you the exclusive benefit of paying only the interest amount on the loan as the EMI for the initial period and gives you the freedom to pay your principal amount in part-time payments as you desire.

You can also check out Fullerton India Personal Loan

Online Application with Minimal Documentation

Dedicated online financial marketplaces such as Finserv MARKETS enable you to get an instant personal loan with a few clicks. Beyond a few basic documents such as passport size photographs and bank statements, one can get their loan approved within 24 hours without tedious documentation.

Also check out Personal Loan from PaySense partners

Round-the-clock Services

While traditional financial institutions are bound by their time conventions, dedicated financial marketplaces such as Finserv MARKETS offer round-the-clock services that allow you to browse and avail Personal Loans of your choice online.

Eligibility for a Personal loan

Here’s the criteria to be eligible for a Bajaj Finance Personal Loan -

  1. The applicant should be a resident of India.

  2. The applicant should be between the age of 25 and 58 years.

  3. The applicant should have a stable source of income.

The applicant must maintain a healthy credit score of over 700 points to get hassle-free loan approval at minimum interest rates.

 Also check eligibility for Personal Loan from PaySense partners

How to apply for a Personal Loan of Rs. 25 Lakhs

To apply for a Rs. 25 Lakhs loan on a dedicated financial marketplace such as Finserv MARKETS, you can follow these easy steps:-

  1. You must fill in the online form required for the personal loan option that suits your needs.

  2. Choose the loan amount and repayment tenure as per your choice.

  3. After this you can sit back and relax; within 24 hours of your loan application, the disbursed amount will show up in your account.

 

Finserv MARKETS, a subsidiary of Bajaj Finserv, is a one-stop digital marketplace that has been created for consumers on the go. It offers 500+ financial and lifestyle products, all at one place. At Finserv MARKETS, we understand that every individual is different. And that’s why we have invested in creating a proposition – Offers You Value. A value proposition that ensures you get offers which are tailor made for you. We also offer an amazing product range and unique set of online offers across Loans, Insurance, Investment, Payments and an exclusive EMI store. Be it in helping you achieve your financial life goals or offering you the latest gadgets, we strive to offer what you are looking for. From simple and fast loan application processes to seamless and hassle-free claim-settlements, from no cost EMIs to 4 hours product delivery, we work towards fulfilling all your personal and financial needs. What’s more! Now enjoy the same benefits in just one click with our Finserv MARKETS App.