Features and Benefits of Bajaj Finance Personal Loan

Top Features & Benefits of Bajaj Finance Personal Loan

✓Minimal Documentation ✓Collateral Free Loans ✓Instant Loan Disbursal | Apply for Personal Loan Now!

28 Dec 2020

For as many personal tasks you would like to fulfill, you will always have some financial obligations. To ease this burden, a personal loan is designed to provide a simple solution for all your financial needs. At Finserv MARKETS, it is easy to apply online, get a quick approval in just minutes, and in just 24 hours, you get the money in your account. What's more, to make the whole experience as easy for you as possible, the eligibility requirements and requisite list of documents are clear, basic and simple.

During the course of your life, extra costs beyond your budget begin to emerge. This may include health care expenses, travel costs, higher education, renovation of homes or vehicles, and more. Without affecting your savings, Bajaj Finance Personal Loan will help you meet these expenses. A Bajaj Finserv Personal Loan is a flexible product that includes all of the benefits of a regular personal loan, plus a few unique advantages that make it suitable for you. Take a look below at what these are.

Instant approval for Bajaj Finance Personal Loans

At Finserv MARKETS, you get an immediate approval of your online application and money hitting your bank in just 24 hours.

Personal Loan Eligibility Criteria

Enjoy rapid disbursement

When you may need funds for a medical condition in future is difficult to foresee. Hospitals also require the payment of a substantial part of the fees and procedural costs in advance. Thus,  it is imperative to acquire cash quickly and without hesitation during such periods. Within 24 hours of application approval, the Bajaj Finserv Personal Loan will be credited into your bank account, so you can concentrate on the more important issue at hand.

Affordable Loans with security

Weddings are hectic affairs, which require a great deal of time and money, in which case, getting access to a collateral-free Bajaj Finance Personal Loan will certainly help lower your financial burden. It does not need any collateral to be put up, meaning you are free to use your assets for any other requirements.

Funding higher education and more with a higher sum of credit

It is expensive to study abroad, but there is no denying the fact that it provides your kids with invaluable experience. Go for a Bajaj Finance Personal Loan, if you want to give your child's studies an impetus. For all of your child's study-related expenditures, you are offered a high limit of credit up to Rs. 25 Lakhs.

Instant Personal Loan for Self Employed

Get a Hybrid Flexi Loan

Your home care requirements are routine and consistent in nature. Wherever possible, you may need it to be maintained and upgraded, so that you and your family can make the most of the time spent together. Without the burden of high interest, a Hybrid Flexi Loan gives you the versatility and convenience of access to a large amount of money. The best aspect is that your EMIs contain the portion of your interest and not the principal, which makes it easier for you to repay monthly. At the expiration of the tenure, you will have to repay the principal. A Flexi Loan allows you to handle volatile financial needs with ease.

These major advantages make the Bajaj Finserv Personal Loan a superior alternative to the traditional personal loans offered. You can address a range of your needs seamlessly with ready capital, accessible anytime and anywhere.

Bajaj Finserv Personal Loan available on Finserv MARKETS will be a great choice if you are thinking of taking a loan. It comes with a flexible tenure for repayment, amazing deals, low interest rates, and top-up options. The entire application and approval process on Finserv MARKETS is simple, quick and can be done entirely online.

Learn more about personal loan balance transfer


Finserv MARKETS, a subsidiary of Bajaj Finserv, is a one-stop digital marketplace that has been created for consumers on the go. It offers 500+ financial and lifestyle products, all at one place. At Finserv MARKETS, we understand that every individual is different. And that’s why we have invested in creating a proposition – Offers You Value. A value proposition that ensures you get offers which are tailor made for you. We also offer an amazing product range and unique set of online offers across Loans, Insurance, Investment, Payments and an exclusive EMI store. Be it in helping you achieve your financial life goals or offering you the latest gadgets, we strive to offer what you are looking for. From simple and fast loan application processes to seamless and hassle-free claim-settlements, from no cost EMIs to 4 hours product delivery, we work towards fulfilling all your personal and financial needs. What’s more! Now enjoy the same benefits in just one click with our Finserv MARKETS App.