Introducing Axis Bank 24x7 Personal Loans on Bajaj Markets, to help you tick all the things off your bucket list. With a loan amount of up to Rs.25 Lakh and almost instant disbursal, achieve all your dreams without any hassles.
Loan amount |
Up to Rs. 25 Lakhs |
Interest rate |
10.49% onwards |
Tenure |
Up to 60 months |
Processing fees |
1.5% to 2% of the loan amount |
Note that the interest rate and charges in the table are indicative and might change as per the bank.
Axis bank interest rates for personal loan is between 10.49% to 22% per annum with tenures of up to 36 months
The below table mentions personal loan interest rate offered by axis bank for loans with tenure of up to 36 months:
Fixed rate |
1 year MCLR |
Effective ROI |
Spread over 1 year MCLR |
Reset |
Personal loan |
8.90% onwards |
10.49% to 22% |
4.65% - 13.65% |
No Reset |
The following table mentions Axis Bank loan details pertaining to additional fees and charges:
Swap charges |
Rs.500 + GST |
Penal interest |
24% per annum |
Prepayment/part prepayment charges |
5% + GST |
Duplicate statement issue charges |
Rs.200 + GST |
Duplicate amortisation schedule charges |
Rs.250 + GST |
No dues certificate |
Rs.50 + GST |
The applicant must be an Indian resident and a salaried individual.
The age of the applicant must be between 21 and 60 years.
The minimum net monthly income of the applicant must be Rs. 15,000.
The applicant must have a total work experience of at least 3 years.
Completely filled loan application form
A copy of PAN Card/Passport/ Voter ID/ Aadhaar / Driving License
A copy of PAN Card/Aadhaar Card/ Property purchase Agreement/ Registered Lease Agreement/ Utility Bill (not more than 3 months old)/ Driving License/ Passport
Latest 2 months pay slip, Latest 2 months bank statement showing salary credits, One year Employment proof (Not required if DOJ mentioned in payslip and working for more than 1 year)
Duly signed Loan agreement duly signed and Standing Instruction (SI) Request / ECS Forms
Disclaimer: This is an indicative list only. Additional documents may be asked for, on a case-to-case basis
Our Partners
|
Maximum Loan Tenure
|
Maximum Loan Amount
|
Minimum Interest Rate
|
|
---|---|---|---|---|
Bajaj Finance Limited |
6 years |
₹35 Lakhs |
12% p.a. |
|
CASHe |
1 year |
₹4 Lakhs |
27% p.a. |
|
Fibe |
3 years |
₹5 Lakhs |
14% p.a. |
|
Finnable |
5 years |
₹10 Lakhs |
15.95% p.a. |
|
IIFL Finance |
3.5 years |
₹5 Lakhs |
18% p.a. |
|
InCred |
6 years |
₹10 Lakhs |
16% p.a. |
|
KreditBee |
2 years |
₹4 Lakhs |
18% p.a. |
|
Kotak Mahindra Bank |
5 years |
₹25 Lakhs |
10.99% p.a. |
|
L&T Finance |
4 years |
₹15 Lakhs |
11% p.a. |
|
moneyview |
5 years |
₹5 Lakhs |
16% p.a. |
|
mPokket |
120 days |
₹45,000 |
24% p.a. |
|
Muthoot Finance |
5 years |
₹15 Lakhs |
14.50% p.a. |
|
PaySense Partners |
5 years |
₹5 Lakhs |
15% p.a. |
|
Privo |
5 years |
₹5 Lakhs |
9.99% p.a. |
|
Olyv |
12 months |
₹5 Lakhs |
1.5% p.m. |
|
SMFG India Credit |
5 years |
₹25 Lakhs |
12% p.a. |
|
Upwards |
3 years |
₹5 Lakhs |
1.5% p.m. |
|
YES BANK |
6 years |
₹50 Lakhs |
10.99% p.a. |
|
Zype |
1 Year |
₹5 Lakhs |
18% p.a. |
|
Note that the interest rates are indicative and might change at the discretion of the bank.
Take a look at the simple steps to apply for the Axis Bank Personal Loan at Bajaj Markets.
Enter your personal and income details in the application form
From the list of Personal Loan partners, select Axis Bank.
Enter the Personal Loan amount and repayment tenure as per your choice.
Yes, Axis Bank provides 24*7 Instant Personal Loans to help you fulfil your financial requirements. You can apply for the Personal Loan at Bajaj Markets.
You can obtain a corpus of up to Rs.25 lakh from Axis Bank.
Your monthly income must be above Rs. 25,000 to be eligible for Axis Personal Loan.
To obtain a personal loan from Axis Bank, you need to have a credit score of more than 750.
Axis Bank Personal Loan is an unsecured loan; hence you do not need a guarantor.
The repayment tenure ranges from 12-60 months.
You can call up the bank for details regarding your personal loan application.
Yes, you can opt for a balance transfer with Axis Bank.