Avail Instant Personal Loans ✓ Loan up to 25 Lakhs ✓ Quick Disbursal ✓ Minimum Documentation! Apply Now

Often, we have plenty of things on our bucket list, which we want to fulfil. While the list can be endless, it sometimes becomes difficult to achieve all of these due to a shortage of funds. But we are here to help you. 


Introducing Axis Bank 24x7 Personal Loans on Bajaj Markets, to help you tick all the things off your bucket list. With a loan amount of up to Rs.25 Lakh and almost instant disbursal, achieve all your dreams without any hassles.

Axis Bank Personal Loan Details

Loan amount

Up to Rs. 25 Lakhs

Interest rate

10.49% onwards


Up to 60 months

Processing fees

1.5% to 2% of the loan amount

Note that the interest rate and charges in the table are indicative and might change as per the bank.

Axis Bank Personal Loan Interest Rate

Axis bank interest rates for personal loan is between 10.49% to 22% per annum with tenures of up to 36 months

The below table mentions personal loan interest rate offered by axis bank for loans with tenure of up to 36 months:

Fixed rate

1 year MCLR

Effective ROI

Spread over 1 year MCLR


Personal loan

8.90% onwards

10.49% to 22%

4.65% - 13.65%

No Reset

Axis Bank Personal Loan Fees & Charges

The following table mentions Axis Bank loan details pertaining to additional fees and charges:

Swap charges

Rs.500 + GST

Penal interest

24% per annum

Prepayment/part prepayment charges

5% + GST

Duplicate statement issue charges

Rs.200 + GST

Duplicate amortisation schedule charges

Rs.250 + GST

No dues certificate 

Rs.50 + GST

Axis Bank Personal Loan Eligibility

  • The applicant must be an Indian resident and a salaried individual.

  • The age of the applicant must be between 21 and 60 years.

  • The minimum net monthly income of the applicant must be Rs. 15,000.

  • The applicant must have a total work experience of at least 3 years.


Axis Bank Personal Loan Documents Required

  • Completely filled loan application form

  • Identity Proof:

A copy of PAN Card/Passport/ Voter ID/ Aadhaar / Driving License

  • Address Proof:

A copy of PAN Card/Aadhaar Card/ Property purchase Agreement/ Registered Lease Agreement/ Utility Bill (not more than 3 months old)/ Driving License/ Passport

  • Income Proof:

Latest 2 months pay slip, Latest 2 months bank statement showing salary credits, One year Employment proof (Not required if DOJ mentioned in payslip and working for more than 1 year)

  • Duly signed Loan agreement duly signed and Standing Instruction (SI) Request / ECS Forms


Disclaimer: This is an indicative list only. Additional documents may be asked for, on a case-to-case basis

Calculate Your EMI for Axis Personal Loan

Loan Amount
  • Months
  • Years
Rate of Interest

Monthly EMI

at % interest rate for months

Total Amount Payable
Principal Amount
Total Interest
Year Principal Interest Balance

With the Personal Loan EMI Calculator available on Bajaj Markets, you can instantly calculate the EMI that you will need to pay. The results are accurate and will certainly help you keep track of your expenses.

Features and Benefits of Axis Bank Personal Loan

Loan Amount

Axis Bank 24*7 Personal Loans range from Rs. 50,000 to Rs. 25 Lakh, thus helping you fulfil your various financial requirements.

Competitive Interest Rates

Personal Loan from Axis Bank comes with an interest rate ranging from 10.49% to 21%.

Minimal Documentation

The Personal Loan can be availed without the need of going through the rigmarole of tedious documentation.

No Collateral Required

The loan can be availed without pledging any collateral.

Flexible Repayment Tenure

 The tenure in which you need to pay your loan ranges from 12-60 months.

Almost Instant Disbursal

The best feature is that you can get your funds at lightning-fast speed once your application is verified.

Comparison of Axis Bank Personal Loan Interest Rates with Partner Lenders

Before applying for an Axis Bank personal loan, you must compare the interest rate offered by different banks. Here is a tabular representation of interest rates on personal loans offered by partner banks of Bajaj Markets:

Lending Partner Name

Interest Rate Range

Avail Laon


30% p.a. Onwards

Apply Now


14% p.a. Onwards

Apply Now


15.95% p.a. Onwards

Apply Now

IIFL Finance

18% p.a. Onwards

Apply Now


21% p.a. Onwards

Apply Now


15% p.a. Onwards

Apply Now

Kotak Mahindra Bank

10.99% p.a. Onwards

Apply Now

L&T Finance

11% p.a. Onwards

Apply Now


16% p.a. Onwards

Apply Now


24% p.a. Onwards

Apply Now

Muthoot Finance

14.50% p.a. Onwards

Apply Now

PaySense Partners

14% p.a. Onwards

Apply Now


9.99% p.a. Onwards

Apply Now


2% p.m. Onwards

Apply Now

SMFG India Credit

12% p.a. Onwards

Apply Now


1.5% p.m. Onwards

Apply Now


10.99% p.a. Onwards

Apply Now

Note that the interest rates are indicative and might change at the discretion of the bank.

How to Apply for Axis Bank Personal Loans

Take a look at the simple steps to apply for the Axis Bank Personal Loan at Bajaj Markets.

  • Enter your personal and income details in the application form

  • From the list of Personal Loan partners, select Axis Bank.

  • Enter the Personal Loan amount and repayment tenure as per your choice.

personal loan

Know How Axis Bank Personal Loans Can Help You

Obtaining a personal loan from Axis Bank can help you meet your urgent financial requirements with ease. Take a look at the following:

  • Travel Loan:

Travelling on your mind? Then a Travel Loan from Axis Bank is the most suitable product for you. The loan is offered at an attractive interest rate and comes with flexible repayment options.

  • Home Renovation Loan:

Lack of funds will not play a spoilsport in your home renovation plans. Revamp your home with a Home Renovation Loan.

  • Education Loan:

With an Education Loan from Axis Bank, you can fund your child’s education with minimal documentation requirements.

  • Wedding Loan:

Turn your wedding day into a royal affair. Get a Marriage Loan of up to Rs. 25 Lakhs.

Read More

Axis Bank Customer Care Details

Here are the Axis Bank Customer Care details, that will come in handy if you need any kind of assistance with respect to a Personal Loan.

Website: www.axisbank.com/support



Contact Number: 1860 – 419 – 5555 / 1860 – 500- 5555 between 9 AM to 9 PM from Monday to Saturday (except national holidays).

You can also visit the nearest Axis Bank branch to inquire or have your queries resolved. 

Read More

Axis Bank Grievance Redressal

Axis Bank offers you three levels of contact to ensure that your complaints are heard and the grievances addressed. 


Level 1 - Front End Channels

In case of a grievance, you can contact the bank via any of the following methods:


  • Call on 1860-419-5555 or 1860-500-5555 

  • Visit www.axisbank.com/support/

  • Visit Axis Bank’s loan centres or branch offices (Details available on the ‘Locate Us’ section of the official website


The bank has set a response period of 10 days. If you are not satisfied with the redressal you receive, you can escalate the complaint to Level 2.


Level 2 - Circle and Head Office Nodal Officers


If you are dissatisfied with the Level 1 redressal, you can communicate your grievance to the bank’s Nodal officers. You can email, write a letter, or call the officer using the following details:

Write To:
Mr. Soumitra Roy

Axis Bank Limited, NPC1, 5th Floor “Gigaplex”, 

Plot No .I.T.5, MIDC Airoli Knowledge Park, 

Airoli, Navi Mumbai – 400708 

Email on:


Call on:


You can call on the mentioned number between 9.30 am to 5.30 pm from Monday to Saturday (except the 2nd and 4th Saturdays and bank holidays). As per the bank, your complaint shall be addressed within 10 days. If you remain unsatisfied with the response, you can take your complaint to Level 3.


Level 3: Principal Nodal Officer

If you are not satisfied with the solution offered at Level 2, you can approach the bank’s Principal Nodal Officer. You can contact the authority via any of the channels listed here:


Write to:

Mr. Parag Deshpande 

Senior Vice President - II 

Axis Bank Limited, Axis House, 7th 

Floor, Wadia International Center, P.B. Marg, 

Worli, Mumbai, Maharashtra, 400025 


Email on:



Call on:


You can call on the mentioned number between 9:30 am and 5:30 pm from Monday to Saturday (except the 2nd and 4th Saturdays and Bank Holidays).


Do you have a grievance that needs immediate attention? To lodge a complaint, click on the provided link:



Read More


The information and suggestions provided by BFDL hereinabove is related to the Non-Partnered Banks/ NBFCs and is just for the purpose of information and under no circumstances the information provided hereinabove is intended to be source of advice or recommending any financial advice or endorsement of any sort.

The information including interest rates or fees, loan amount and other charges with regard to any product, provided on this website is gathered through publicly available sources over the internet and is considered as accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc. as well as offers by the Non-Partnered Banks or NBFCs. The use of information set out is entirely at the User’s own risk and User should exercise due care prior taking of any decision, on the basis of information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before making any application or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of any trademarks, tradenames, logo and other subject matters of intellectual property owners. Display of such Intellectual Property along with the related product information does not imply BFDL’s partnership with the owner of the Intellectual Property of such products.

Read More

FAQs on Axis Bank Personal Loan

Yes, Axis Bank provides 24*7 Instant Personal Loans to help you fulfil your financial requirements. You can apply for the Personal Loan at Bajaj Markets.

You can obtain a corpus of up to Rs.25 lakh from Axis Bank.

Your monthly income must be above Rs. 25,000 to be eligible for Axis Personal Loan.

To obtain a personal loan from Axis Bank, you need to have a credit score of more than 750.

Axis Bank Personal Loan is an unsecured loan; hence you do not need a guarantor.

The repayment tenure ranges from 12-60 months.

You can call up the bank for details regarding your personal loan application.

Yes, you can opt for a balance transfer with Axis Bank.

Latest News Updates

Flipkart and Axis Bank Collaborate to Provide Consumers with Personal Loans

Axis Bank is commencing a joint venture with Flipkart to offer fund assistance to people. Flipkart, an enterprise owned by Walmart, is now able to provide financial assistance to its over 450 million online shoppers. Customers can get quick, from end-to-end online financing of up to ₹5 Lakhs through the personal loan service, with the approval process taking just 30 seconds. Customers have flexibility because the repayment period for these loans extends from 6 to 36 months.


To give clients accessible payment choices, Flipkart and Axis Bank have worked together on digital-first solutions, including Equated Monthly Installments (EMI), Co-branded Credit Cards, and Buy Now Pay Later (BNPL). Personal loans have increased the purchasing power, connectivity, and economic viability of customers for Flipkart.

- Jul 10, 2023

Download App
Credit Score