Avail Instant Personal Loans ✓ Loan up to 25 Lakhs ✓ Quick Disbursal ✓ Minimum Documentation!

Often, we have plenty of things on our bucket list, which we want to fulfil. While the list can be endless, it sometimes becomes difficult to achieve all of these due to a shortage of funds. But we are here to help you. 

Introducing Axis Bank 24x7 Personal Loans on Bajaj Markets, to help you tick all the things off your bucket list. With a loan amount of up to Rs.25 Lakh and almost instant disbursal, achieve all your dreams without any hassles.

Axis Bank Personal Loan Details 

Loan amount

Up to Rs. 25 Lakhs

Interest rate

10.49% onwards


Up to 60 months

Processing fees

1.5% to 2% of the loan amount

Note that the interest rate and charges in the table are indicative and might change as per the bank.

Axis Bank Personal Loan Interest Rate

Axis bank interest rates for personal loan is between 10.49% to 22% per annum with tenures of up to 36 months

The below table mentions personal loan interest rate offered by axis bank for loans with tenure of up to 36 months:

Fixed rate

1 year MCLR

Effective ROI

Spread over 1 year MCLR


Personal loan

8.90% onwards

10.49% to 22%

4.65% - 13.65%

No Reset

Axis Bank Personal Loan Fees & Charges

The following table mentions Axis Bank loan details pertaining to additional fees and charges:

Swap charges

Rs.500 + GST

Penal interest

24% per annum

Prepayment/part prepayment charges

5% + GST

Duplicate statement issue charges

Rs.200 + GST

Duplicate amortisation schedule charges

Rs.250 + GST

No dues certificate 

Rs.50 + GST

Axis Bank Personal Loan Eligibility

  • The applicant must be an Indian resident and a salaried individual.

  • The age of the applicant must be between 21 and 60 years.

  • The minimum net monthly income of the applicant must be Rs. 15,000.

  • The applicant must have a total work experience of at least 3 years.

Axis Bank Personal Loan Documents Required

  • Completely filled loan application form

  • Identity Proof: A copy of PAN Card/Passport/ Voter ID/ Aadhaar / Driving License

  • Address Proof: A copy of PAN Card/Aadhaar Card/ Property purchase Agreement/ Registered Lease Agreement/ Utility Bill (not more than 3 months old)/ Driving License/ Passport

  • Income Proof: Latest 2 months pay slip, Latest 2 months bank statement showing salary credits, One year Employment proof (Not required if DOJ mentioned in payslip and working for more than 1 year)

  • Duly signed Loan agreement duly signed and Standing Instruction (SI) Request / ECS Forms

Disclaimer: This is an indicative list only. Additional documents may be asked for, on a case-to-case basis

Calculate Your EMI for Axis Personal Loan

Loan Amount
  • Months
  • Years
Rate of Interest

Your monthly EMI is

at % interest rate for months

Total Amount Payable
Principal Amount
Total Interest
Year Principal Interest Balance

With the Personal Loan EMI Calculator available on Bajaj Markets, you can instantly calculate the EMI that you will need to pay. The results are accurate and will certainly help you keep track of your expenses.

Features and Benefits of Axis Bank Personal Loan

  • Loan Amount: Axis Bank 24*7 Personal Loans range from Rs. 50,000 to Rs. 25 Lakh, thus helping you fulfil your various financial requirements.

  • Competitive Interest Rates: Personal Loan from Axis Bank comes with an interest rate ranging from 10.49% to 21%.

  • Minimal Documentation: The Personal Loan can be availed without the need of going through the rigmarole of tedious documentation.

  • No Collateral Required: The loan can be availed without pledging any collateral.

  • Flexible Repayment Tenure: The tenure in which you need to pay your loan ranges from 12-60 months.

  • Almost Instant Disbursal: The best feature is that you can get your funds at lightning-fast speed once your application is verified.

Comparison of Axis Bank Personal Loan Interest Rates with Partner Lenders

Before applying for an Axis Bank personal loan, you must compare the interest rate offered by different banks. Here is a tabular representation of interest rates on personal loans offered by partner banks of Bajaj Markets:


Rate of interest (onwards)

Bajaj Finance Limited

13.5% p.a.

PaySense Partners

14% p.a.

Axis Bank

10.49% p.a.


30% p.a.


14% p.a.


15% p.a.

Fullerton India

12% p.a.

Muthoot Finance

14.50% p.a.

YES Bank

10.99% p.a.


16.50% p.a.


24% p.a.


21% p.a.


1.5% p.m.

L&T Financial Services

11% p.a.

Note that the interest rates are indicative and might change at the discretion of the bank.

How to Apply for Axis Bank Personal Loans

Take a look at the simple steps to apply for the Axis Bank Personal Loan at Bajaj Markets.


  • Step 1: Enter your personal and income details in the application form

  • Step 2: From the list of Personal Loan partners, select Axis Bank.

  • Step 3: Enter the Personal Loan amount and repayment tenure as per your choice.

Upon approval, you will get your money in your bank account almost instantly.

Know How Axis Bank Personal Loans Can Help You

Obtaining a personal loan from Axis Bank can help you meet your urgent financial requirements with ease. Take a look at the following:


  • Travel Loan: Travelling on your mind? Then a Travel Loan from Axis Bank is the most suitable product for you. The loan is offered at an attractive interest rate and comes with flexible repayment options.

  • Home Renovation Loan: Lack of funds will not play a spoilsport in your home renovation plans. Revamp your home with a Home Renovation Loan.

  • Education Loan: With an Education Loan from Axis Bank, you can fund your child’s education with minimal documentation requirements.

  • Wedding Loan: Turn your wedding day into a royal affair. Get a Marriage Loan of up to Rs. 25 Lakhs.

Axis Bank Customer Care Details

Here are the Axis Bank Customer Care details, that will come in handy if you need any kind of assistance with respect to a Personal Loan.


Website: www.axisbank.com/support



Contact Number: 1860 – 419 – 5555 / 1860 – 500- 5555 between 9 AM to 9 PM from Monday to Saturday (except national holidays).

You can also visit the nearest Axis Bank branch to inquire or have your queries resolved. 

FAQs on Axis Bank Personal Loan

  • ✔️Does Axis Bank give instant Personal Loan?

    Yes, Axis Bank provides 24*7 Instant Personal Loans to help you fulfil your financial requirements. You can apply for the Personal Loan at Bajaj Markets.

  • ✔️ How much personal loan can I get from Axis?

    You can obtain a corpus of up to Rs.25 lakh from Axis Bank.

  • ✔️What should be my monthly income to be eligible for Axis Personal Loan?

    Your monthly income must be above Rs. 25,000 to be eligible for Axis Personal Loan.

  • ✔️ What is the CIBIL required for Axis bank personal loan?

    To obtain a personal loan from Axis Bank, you need to have a credit score of more than 750.

  • ✔️ Do I need to have a guarantor to avail for Axis Bank Personal Loan?

    Axis Bank Personal Loan is an unsecured loan; hence you do not need a guarantor.

  • ✔️What is the repayment tenure for Axis Bank Personal Loan?

    The repayment tenure ranges from 12-60 months.

  • ✔️How can I keep track of my personal loan from Axis Bank?

    You can call up the bank for details regarding your personal loan application.

  • ✔️Does Axis Bank allow personal loan balance transfer options?

    Yes, you can opt for a balance transfer with Axis Bank.