Life is uncertain and an emergency fund requirement may arise without any warning. A sudden illness or an accident may leave you in want of liquidity. Applying for secured facilities like a loan against property is a long and cumbersome procedure and does not help to meet emergency fund requirements.
Bajaj Finserv personal loan is available instantly on Finserv MARKETS and does not require you to undergo a long and complex approval procedure.
To be eligible for a Personal Loan, you need to fulfill the following eligibility criteria:
If you wish to apply for a personal loan, you can determine your eligibility, by using the Personal Loan Eligibility Calculator on Finserv MARKETS. Here’s how you can check the personal loan eligibility:
You will need to submit the following documents for Bajaj Finserv Personal Loan:
Though not recommended, you can apply for multiple loans at one time. But this can negatively impact your credit score and thus reduce your chances of getting a loan.
Bajaj Finserv Personal Loans are currently available only for Salaried employees.
Personal loans are unsecured in nature and hence you need a guarantor.
It usually takes 24 hours for the lender to disburse the loan amount
Credit history plays a major role in your eligibility for a Personal Loan. If you have a good credit history, you can get loans of higher amounts and at attractive interest rates.