Personal Loan in Bangalore

Bangalore, the capital of Karnataka, is also known as an IT hub and the center of India's high-tech industry. Owing to its rapid pace of development, the cost of living in the city has significantly increased and as a result, arranging funds for basic needs has turned out to be a daunting task.

An easy solution to the above problem could be to opt for or avail a personal loan in Bangalore. A Bajaj Finserv personal loan helps you manage your urgent cash needs along with financing your occasional expenditures like home renovation, travelling, wedding, medical emergencies, etc.

 

Why a personal loan? 

Personal loans are a transparent, hassle-free and a convenient way to arrange funds for your financial requirements. With its easy approval process, it helps you in managing your finances effortlessly. 

 

Features and benefits of a Personal Loan

Instant approval

At Finserv Markets, you can easily avail an urgent personal loan in Bangalore from the comfort of your home. Once you meet your eligibility and complete all the formalities, your loan application is approved within just 3 minutes! Moreover, once approved, you need not wait for days to get the loan amount. The amount will be credited to your bank account within 24 hours.

If the loan is for a wedding or a medical emergency, you might not know the amount that you would need. Fortunately, with Finserv Markets, you can avail a high-value loan of up to Rs. 25 lakhs and take the first step towards achieving your goals. 

Flexible repayments

While you are looking for Bajaj Finance personal loan offers in Bangalore, the first thing you would probably worry about is its repayment. Sometimes, the need for immediate repayment stops you from availing a loan. However, with us, you can repay the loan amount as per your convenience and financial ease. You can choose a tenure which ranges from 12 to 60 months and pay your loan amount in easy EMI’s.

Transparency

Personal loans from Finserv Markets are completely transparent and come with no hidden charges. With easy terms and conditions, you can avail the loan after knowing all the loan details beforehand.

With our customer portal, you can log in anytime to check your repayment schedule, statement of accounts, EMI’s, loan documents, anytime, etc.  

 

Hybrid Flexi personal loan

A hybrid flexi personal loan allows you to utilize the loan amount without worrying about its repayments in the very next moment. With a hybrid flexi personal loan, you can enjoy a host of features like principal holiday tenure, part payments and unlimited withdrawals. Moreover, it also helps you to  

  • Pay only the interest amount as the EMI in the initial period of the loan
  • Withdraw as many times as you wish from your limit
  • Enjoy repaying the principal loan amount without any restrictions.
  • Part pay the principal amount several times without incurring any additional charges.
  • Withdraw several times without the need to apply every time

 

Documents

With us, you can avail a personal loan with minimum documents. The basic documents that we ask from you are, your

  • Aadhar Card/Passport/Driving License.
  • PAN Card.
  • Bank Statement - Last 3 months.

 

Eligibility

As soon as you meet your eligibility criteria and submit the documents, your loan application is approved. To be eligible for a personal loan with us, you need to be 

  1. A citizen of India.
  2. A salaried employee with a salary more than Rs. 37,000.
  3. Within the age range of 23 -58 years

Moreover, you can easily check your eligibility through the eligibility calculator.

 

How to apply

With us, availing a personal loan is fast and convenient. With a simple application process, you can take an unsecured personal loan in Bangalore in 3 easy steps.

Step 1:  Enter your personal, financial and employment details in the online application form. 

Step 2: Select the amount of loan and the tenure you want the loan for

Step 3: Upload the required documents.

Step 4: Once approved, after your documents are verified, you will receive the amount in your bank account within 24 hours.    

 

Our Pursuit, Your Happiness

Getting a loan to take care of my wedding and relieving my parents to enjoy the occasion was the best decision I ever made. Easy-to-apply, amazing interest rate and quick disbursal, what more can one ask for!

I am passionate about the vehicle I drive. I want to protect it with the best available option. What amazed me was the full transparency, quick quotes and the attractive discount on the premium while choosing the annual payment option!

Check your personal loan eligibility in seconds!

My husband and I will finally move into our own house this Diwali. All thanks to Bajaj Finserv, with competitive interest rates, minimal processing fees and easy to repay EMIs, our dream saw the light of reality in no time!

Get the best FD interest rates starting @ 8.40%. Let's start!

Kids grow up fast and to fulfill their dream trip to Disneyland I had everything but instant funds. With no collateral or guarantor required and a hassle-free processing, I gifted my family a memorable trip to Orlando with just a click!

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I bought my first iPhone using my Bajaj Finserv EMI Network Card. Zero downpayment with a No cost EMI on Bajaj Finserv EMI store just made my day!

Get home loan sanctioned online in 72 hours! Let's start!