Personal Loan in Chandigarh

If you are living in Chandigarh and looking to take a personal loan anytime soon, Finserv Markets can help you meet your immediate financial goals. A personal loan is the best option to go for at the time of financial contingencies, more so because it is the fastest approved. These loans are unsecured and do not mandate you to put any of your assets as collateral. No collateral obviously means that there is less paperwork and your approval comes through sooner than you anticipated. Typically, a Bajaj Finance personal loan ranges between rupees twenty-five thousand to twenty-five lakhs and the repayment tenure in most cases goes up till five years. So, meeting your current emergencies by availing a personal loan in Chandigarh through Finserv Markets is the next best step to take!

Advantages of a Personal Loan

There are a number of benefits which come along with a personal loan in Chandigarh through Markets. It must first be mentioned that personal loans usually come with the lowest rate of interest compared to most other types of loans provided by banks and NBFCs. Additionally, there are also no restrictions posed on the purpose for which you may use the borrowed sum. Depending on your requirement you can invest the money in either renovating your house or buying something that is expensive but necessary in your lifestyle. You may also use it for purposes of education, a dream wedding, medical expenses, and so on. In case you have a credit card or other debts where you are being charged exorbitant rates of interest, a personal loan is the way to go! You can repay the loan off with a higher rate of interest using this money and then proceed to pay off the personal loan in Chandigarh at much-relaxed rates of interest.

 

Developments in the city

If you are living in the city of Chandigarh, now is the best time for you to opt for a personal loan. Known for the cleanliness that pervades the city and rising per capita income, this city has fast grown into one of the wealthiest ones in the country. It is because of such economic development that a number of banks and NBFCs have set up fully functional finance operations here. This means that you are now spoilt for choices in choosing the most suitable deal for you; however, if you conduct some serious market research yourself, you’d know Finserv Markets is your ideal destination for taking personal loans in Chandigarh.

 

Eligibility criterion

You can avail low-interest rates on personal loans if you fulfil the eligibility criterion put forward by your lender. In light of the same, your credit history plays the most crucial role. However, you may still be eligible for a personal loan in Chandigarh if you have a bad credit report – only at a higher rate of interest. So, consider improving your credit score through proper credit management over time.

You should be aware that personal loan in Chandigarh is available for individuals earning at least rupees twenty thousand per month. All you are required to provide is your most recent salary slip and statement of salary account. Additionally, your identification proof, address proof and preferably PAN card may also be verified. Some banks and NBFCs take the years of service that you have left and work experience, into consideration. However, Finserv Markets takes into consideration your specific needs and financial position and keeps the eligibility criterion extremely minimal. Our intent is to extend quick personal loans to you just when you need it!

 

Documents Required

A personal loan with us can be availed easily with minimum documentation possible. All we ask from you is your

•    Aadhaar Card/Passport/Driving License.

•    PAN Card.

•    Bank Statement - Last 3 months.

 

Interest rates and fees

Avail a personal loan and enjoy complete transparency. There are no hidden charges at all. We offer personal loans with low fees, competitive interest rates and nominal charges. You can know more about the fees and charges with Finserv Markets here.

Why Apply for a Bajaj Finance Personal Loan available on Finserv Markets?

In case you are looking to apply for a personal loan in Chandigarh yourself, it is advisable that you consider consulting with us. It is crucial to understand that in an age when companies strive to provide the most convenient of services, you are no longer required to do everything all by yourself. You can sit back and relax after acquainting our expert professionals with all your financing needs while they find you the best deals. This also accentuates your chances of being connected to the best deal in the market because our professionals are adept at analyzing your profile correctly to understand your personal loan needs. Make sure that you inform these professionals of every bit of relevant information. Such information includes everything starting from the rate of interest that you are comfortable with to your monthly income. You must also let them know of the repayment tenure that you wish to fix and the years of service you are yet to complete. Our consultation does not come with extra charges because we believe that as a finance company it is our job to better organize the pecuniary resources of our clients and serve them in the best possible way!

Finserv Markets, from the house of Bajaj Finserv, is an exclusive online supermarket for all your personal and financial needs. Loans, Insurance, Investment and exclusive EMI store, all under one roof- anytime, anywhere!

Our Pursuit, Your Happiness

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