Personal Loan in Chennai

Chennai, also known as the “Detroit of South Asia” is famous for its thriving automobile industry. It is also a cultural and educational hub of South India. Over the years, Chennai has swiftly progressed to being a fast-paced metropolis and boasts a large number of financial institutions and national level commercial banks. If you are looking for simple and quick financing options in Chennai, a Personal Loan could be the ideal choice for you. Whatever your financial requirements may be, a Personal Loan can help fulfil those needs conveniently. Banks and NBFCs are capitalizing on the rapid financial growth of Chennai and expanding their businesses by giving out personal loans. What’s more, Personal Loans do not require any security or collateral, hence it involves minimum documentation and processing time. Therefore, if you are in urgent need of funds, you can opt for a Bajaj Finance Personal Loan without thinking twice.

Why should you opt for a Personal Loan in Chennai?

As a thriving metropolis, it’s no secret that the cost of living in Chennai is rapidly rising. Whether its transportation, lifestyle, education or healthcare, everything has witnessed a major upsurge with respect to costs. Moreover, the people of Chennai are renowned for their penchant for celebrations and gifting. If you want to delight your loved ones with gold or beautiful Kanchipuram silks for birthdays or festivals, taking a personal loan is a simple way to stretch your budget without straining it. Taking a personal loan in Chennai can help you bridge the financial gaps in your budget, so can you can enjoy the life you envisioned for yourself. Whether you want to buy a new vehicle, send your children to top universities, renovate your home or fund your dream wedding a personal loan can help you do it all.

 

Eligibility for Personal Loan in Chennai

Since Chennai is a Tier-I city you need to have a minimum salary intake of INR 37,000 p.m. to apply for a Bajaj Finance personal loan in Chennai. If you want to secure a personal loan at a reasonable interest rate in Chennai having a good credit score is also essential. In case you don’t have a good credit score, you may have to pay a higher rate of interest for a personal loan in Chennai. Apart from these, factors such as your monthly salary, work experience, and reputation of your present company also affect the lending decision of the bank or financial institution. If you are an employed individual, banks may also take into consideration factors such and tenure of employment in the current company and total work experience. Additionally, you will also need to submit documents such as identity proof, address proof and PAN Card to apply for a Personal Loan.

 

Benefits of taking a Personal Loan in Chennai with Finserv Markets

  • Minimal Documentation – Apply for a Personal Loan in Chennai without any hassles thanks to an online application with minimal paperwork.
  • Quick Disbursement – On successful approval of your application, the loan amount will be disbursed within 24 hours to your bank account.
  • Flexible Tenor – Repay your Personal Loan comfortably over a period of 12-60 months.
  • No Hidden Charges – There are no hidden charges or fees for Finserv Markets Personal Loans.
  • Swift Approval – All you need to do is fill in an online application form and upload the relevant documents. If your application is processed successfully, your Personal Loan application will be approved instantly.
  • Online Loan Account – Get convenient access to your loan account anytime and anywhere with the Finserv Markets customer portal - Experia.
  • Value Added Services – Make the most of additional services such as customized insurance plans to protect your loan liability and get a free Financial Fitness report without any third party involvement in the process. 

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