If you are a resident of Delhi and require emergency funds, you can always avail a personal loan. This is where Bajaj MARKETS comes to your rescue. The best part about availing a personal loan from Bajaj MARKETS is that you can get it at interest rates starting from just 10.49% per annum. On top of that, you can repay this loan over a tenure of 5 years. The best part? You need minimal documentation to apply for a personal loan. Read on to know more about  availing personal loans in Delhi through Bajaj MARKETS.

Top Banks and NBFCs Providing Personal Loans in Delhi

Several leading banks and non-banking financial companies will be willing to give you a personal loan in Delhi. You can check out a list of the same below.


Interest Rates


10.50% to 21% per annum

Tata Capital

10.99% per annum onwards


9.80% to 13.80% per annum

Bajaj Finserv

13% per annum onwards


10.50% per annum onwards

Axis Bank

10.25% per annum onwards

Kotak Mahindra Bank

10.99% per annum onwards

IDFC First Bank

10.49% to 25% per annum

IndusInd Bank

10.49% per annum onwards

Disclaimer: Interest rates are subject to constant change. Please check with the lender of your choice before applying.

Features and Benefits of Personal Loan in Delhi

Some of the features and benefits of personal loan in Delhi that you should know about are:

  • Quick Application Process/Instant Approval: Given that the personal loan application through Bajaj MARKETS is completely online, you will spend very little time doing so. On top of that, as the personal loan application process requires you to submit very little documents to provide proof of your eligibility, your personal loan money will be credited into your account within a few days once your application is approved.

  • No Restrictions on Use: You can use the personal loan money however you want. You can either fund your dream vacation, buy your significant other an expensive gift, or even pay those medical bills you never saw coming.

  • High Funding: You can avail as much as ₹50 Lakhs as a personal loan in Delhi. However, you must remember that the maximum amount you can avail will depend on your credit profile.

  • Flexible Repayment Options: You can choose to repay your personal loan money over the course of one year, or, you can take up to five years to do so. Such repayment tenure options are made available to you so that your monthly personal loan EMI outflow does not disturb your budget. However, you must remember that the maximum loan repayment tenure available to you will depend on your personal loan eligibility.

  • Competitive Interest Rate: Through Bajaj MARKETS, you can avail a personal loan starting at just 10.49% per annum. However, you must remember that the interest rate available to you will depend on factors such as your CIBIL score, monthly income, age, and nature of employment.

  • Collateral-Free: If you meet the laid out eligibility criteria, there is absolutely no need for you to submit any kind of security to get a personal loan in Delhi. However, if you want to go for a higher amount through a personal loan, you can always consider taking a Loan Against Property (LAP).

Eligibility Criteria for Personal Loans in Delhi

The eligibility criteria that you must satisfy to avail a personal loan in Delhi are:

  • Age: You must be at least 21 years of age

  • Nationality: You must be a resident Indian

  • CIBIL Score: You must have a CIBIL score equal to or above 750

  • Employment: You must be an employee of a public/private company or MNC of repute or a government organisation. Alternatively, you can be a self-employed professional or a non-professional.

Documents Required for Personal Loan in Delhi

The documents that you will need to submit to get a personal loan in Delhi are:

  • Duly-filled application form

  • ID Proof: PAN card/Aadhaar card/Voter’s ID/passport/driving licence

  • Address Proof: Voter’s ID/Aadhaar card/passport/driving licence/ration card/gas connection bills/electricity bills

  • Age Proof: Birth certificate/PAN card/Aadhaar card/Voter’s ID

  • Income Proof: If you are a self-employed person, you must provide Income Tax Returns of the past 3 years. If you are a salaried person, you must share your salary slips of the past 3 months along with your Form 16.

  • Bank account statements going back at least 6 months

How to Apply for Personal Loan in Delhi Through Bajaj MARKETS

To apply for a personal loan in Delhi, follow the steps mentioned below:

  • Step 1: Enter your personal, financial, and employment details in the online application form.

  • Step 2: Select the loan amount required and the loan tenure.

  • Step 3: Upload the documents.

  • Step 4: After your documents are verified, you will receive the amount in your bank account within 24 hours.