✓Minimal Documentation ✓Collateral Free Loans ✓Instant Loan Disbursal | Apply for Personal Loan Now! Apply Now

Gone are the days when you had to physically visit the bank branch and stand in long queues to apply for a personal loan. Thanks to technological advances, one can easily apply for an instant personal today from the comfort of their home. There are many instant lending apps in the market that give you quick access to cash with just a few taps on your mobile screen.


Bajaj Markets is one of the leading digital lending platforms in the country. If you choose to apply for a digital personal loan via Bajaj Markets, you can easily avail a personal loan at competitive rates of interest. Moreover, if you fulfil the eligibility criteria, your loan is approved almost instantly and the amount is disbursed to your bank account within 24 hours. The application process is also fairly simple and requires minimal documentation.

Key Features and Benefits of Digital Personal Loan

If you apply for a digital personal loan through Bajaj Markets with any of our partner lenders, you get to enjoy the following features and benefits:


  • Minimal Documentation: These days, many banks and NBFCs are willing to grant digital personal loans with minimal documentation if you have a healthy credit profile and already have a good relationship with them.

  • Quick Disbursement: On successful approval of your loan application, most lenders would disburse the loan amount to your bank account within 24 hours.

  • Flexible Tenure: Most lenders allow you to repay your digital personal loan comfortably over a tenor of 12 to 60 months.

  • No Hidden Charges: If you choose to apply for a digital personal loan through Bajaj Markets from any of our lending partners, you do not have to pay any hidden charges.

  • Swift Approval: All you must do is fill the online application form and upload the relevant documents. Your personal loan application will be approved instantly and the amount shall be disbursed within 24 hours of approval.

Eligibility Criteria for Digital Personal Loans

While the eligibility criteria are different for every lender, some of the general eligibility conditions that you will need to fulfil for most digital personal loans are as under:


  • You must be an Indian citizen

  • You must have a regular source of income. You can be either a salaried employee at a private company or a government employee or a self-employed individual

  • You must be at least 18 years of age. The lower age limit is typically between 21 years and 25 years. There is also an upper age limit to be eligible for a personal loan - usually between 58 and 65 years.

Documents Required for Digital Personal Loan

You will be required to furnish the following documents while applying for a personal loan (soft-copies can be uploaded while applying):


  • Identity Proof: Voter’s ID card, Aadhaar card, PAN card, passport etc.

  • Address Proof: Aadhaar card, driving licence, Voter’s ID, passport, utility bills, rent agreement, etc.

  • Proof of Income: Latest salary slips (usually last three months’ salary slips are required) or income return certificate or latest Form 16.

How to Apply for Digital Personal Loan

Applying for a digital personal loan at Bajaj Markets is a simple and hassle-free process and does not even require much documentation. All you must do is follow the below-mentioned steps to apply for a digital personal loan via Bajaj Markets:


  • Step 1: Visit the Personal Loans page on the Bajaj Markets website.

  • Step 2: Click on “Apply Now”. A new page will open with a form in which you need to fill in a few details.

  • Step 3: Enter some basic details like your income, type of employment, and contact number.

  • Step 4: Compare the loan offers from the various partner lenders and pick the one that suits you the best.
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