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Avail Instant Personal Loans ✓ Loan up to 50 Lakhs ✓ Quick Disbursal ✓ Minimum Documentation!

Personal Loan Documents

To apply for a personal loan, you must have necessary documents to provide to the lender. This is done to verify various things about the applicant. These include the following:

  1. Identity Proof: Name, age, gender etc.

  2. Residence Proof: Permanent and current place of residence

  3. Employment Proof: Whether you are salaried or a self-employed applicant(business), name of the organisation

  4. Income Proof: Your net monthly in-hand income

You will have to furnish the documents that have the above information. The lender will verify and assess your application and then decide if you are eligible for the personal loan or not.

Personal Loan Documents List

Following are the documents required for personal loan for Salaried Employees and Self-employed Professionals:

Type of Proof

Salaried Employees

Self-Employed Individual

Identity Proof

  • PAN Card

  • Voter ID

  • Aadhaar Card

  • Passport

  • Driving Licence

  • Aadhar Card

  • Passport

  • Driving Licence

  • PAN Card

  • Voter ID

Address Proof

  • Passport

  • Aadhaar Card

  • Utility Bills (Water/electricity/gas bills)

  • Ration Card

  • Driving Licence

  • Property documents

  • Electricity bill

  • Maintenance bill

  • Passport

  • Aadhaar Card

  • Utility Bills (Water/electricity/gas bills)

  • Ration Card

  • Driving Licence

  • Property documents

  • Electricity bill

  • Maintenance bill

Proof of Business Ownership

-

  • Property documents

  • Maintenance bill

  • Electricity bill

Proof of Business Existence

-

  • Maintenance bill

  • Property documents

  • Electricity bill

  • Tax registration copy

Income Proof

  • Salary slips of the last three months

  • Bank statement for the previous six months

  • Employment certificate from the current employer

  • Income tax returns for the previous two years inclusive of Computation of Income, audit report, balance sheet, etc.

  • Bank statement of past one year

Photograph

One passport size colour photograph

One passport size colour photograph

 

Personal Loan Documents List for NRIs and Pensioners

Following are the personal loan documents for NRIs and Pensioners:

Type of Proof

NRI’s

Pensioners

Identity Proof

  • Copy of your passport

  • Copy of your visa

  • Ration card

  • PAN card

  • Voter ID card

  • Passport

  • Driving licence

  • Birth certificate

  • Aadhaar card

Address Proof

  • Appointment letter

  • Identity Card

  • Official email ID

  • Passport

  • Ration card

  • Utility bills

  • Driving licence

Income Proof

  • Bank statement of last 6 months

  • Salary slips

  • Copy of Bank pass book

  • Bank statements of the last 6 months

  • Form 16

  • Income tax returns

  • Copy of pension payment order

Photographs

Passport-size photographs

Passport-size photographs

 

Why Choose Finserv MARKETS for Personal Loans

If you want to apply for a personal loan without any difficulties, then Finserv MARKETS is your one-stop solution. Know how:

  • Hassle-free Online Process

The Personal Loan application process at Finserv MARKETS is totally online. You get money in your bank account, post the verification of application.

  • Minimal Documentation Requirements

You can avail a Personal Loan available on Finserv MARKETS with minimal documentation and paperless process

  • No Hidden Charges

The application process is completely transparent. You do not have to incur any extra or hidden charges.

  • Customised Loans

You can get loans as per your requirements and tailor-made to suit your needs.

  • Trusted Companion

Customers across India term Finserv MARKETS to be their most trusted financial partner for Personal Loan.

Also read about How to Check Bajaj Finserv Personal Loan Statement

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Personal Loan Documentation FAQ's

✔️Do I have to submit my original KYC documents when applying for a personal loan?

You can submit the photocopies of the KYC documents. However, keep the original documents handy in case required for cross-verification.

✔️Are the documents required to apply for a personal loan the same across lenders?

It may vary from lender to lender. Basis the personal loan application process, you may be asked to submit some additional documents depending on the lender.

✔️How do I write a personal loan agreement?

To write a personal loan agreement, first ensure to consider all the terms and conditions after discussing it with the relevant parties and mention it in the agreement. Also, the language has to be simple for easy comprehension. Mention the date of the agreement and put in your signatures.

✔️What is the procedure for personal loan part prepayment?

The part prepayment procedure may from lender to lender. So, you must contact your lender and understand the procedure.

✔️Can I apply for a personal loan without PAN card?

As per the tax laws, PAN card is a must when applying for a Personal Loan. In case the loan amount is below Rs. 50,000, then you can get a Personal Loan.