A Personal Loan is an unsecured financial product that lets you fulfill all your financial requirements. And, Fullerton India Personal Loan rightly does it so. Be it your wedding arrangement, planning your travel, dealing with a medical emergency or debt consolidation, a personal loan will provide the necessary financial assistance in times of need. At Bajaj Markets, you can avail of a Fullerton Personal Loan of up to Rs. 25 Lakhs and repay it in easy EMIs over flexible repayment tenures of 60 months. Instant approvals, quick disbursals, exclusive loan offers are some of the amazing features of Fullerton Personal Loan, which you can avail of on Bajaj Markets.
Greater Loan amount: At Bajaj Markets, you can apply for loan amounts of up to Rs. 25 Lakhs (T&C apply). The loan amount eligibility depends on your age, net monthly income, credit score, etc.
Flexible and Attractive Interest Rates: You get the best interest rates as per your requirements. The interest rates start at 12% p.a. and can go up to 36%. p.a.
Hassle-free documentation process: You can apply for a Fullerton Personal Loan online with minimal documentation. All you need to do this upload soft copies of the documents required from the comfort of your home.
Quick disbursal: As instant is the approval process, the swifter is the disbursal process. Post the approval of your application, and verification of all the documents and details, you can get the money in your bank account in 24 hours.
Additional benefits for customers: Customers can avail additional benefits like personalized pre-approved offers, better interest rates, flexible repayment tenure, and much more.
There are certain fees and charges involved for Fullerton Personal Loan Application:
Personal Loan Interest Rate |
12% p.a. to 36% p.a. |
Processing Fee |
Between 0% - 6% of the loan amount |
Loan Tenure |
Up to 60 months |
Lowest EMI Per Lakh |
Rs. 2,275 for 60 months |
Prepayment Charges |
0% to 7%* |
*The charges are subject to policy changes of Fullerton India.
Fullerton Personal loan Foreclosure Charges:
Foreclosure Charges |
Salaried |
| 0 to 6 EMIs fully paid | Not Allowed |
| 7 to 17 EMIs fully paid | 7.00% |
| 18 to 23 EMIs fully paid | 5.00% |
| 24 to 35 EMIs fully paid | 3.00% |
| 36 or more EMIs fully paid | 0.00% |
*The charges are subject to policy changes of Fullerton India.
Applicant’s age must be between 21-60 years.
You must be a salaried employee in a private limited company or public sector undertaking.
If you are a salaried applicant and residing in Mumbai/ Delhi, the net monthly income must be Rs. 25,000 per month. If residing elsewhere in India, it should be Rs. 20,000 per month.
Should have a minimum work experience of 1 year, and 6 months experience in the current company if salaried.
Duly filled and signed application form
Proof of identity - Aadhaar Card/ PAN Card/Voter ID
Proof of address - Passport/Driving License/Utility bills
Proof of age
Salary slips for the last three months
Bank statement for the last six months
Income tax returns or form 16
You can calculate the Personal Loan EMI using Fullerton Personal Loan EMI Calculator. It is really simple to use the calculator and understand how much EMI you need to pay.
Select your required loan amount. The maximum loan amount you can select is Rs. 25 Lakhs.
Then choose the repayment tenure anywhere between 12 to 60 months.
Choose the suitable Fullerton Personal Loan Interest Rate.
Applying for a Fullerton India Personal Loan online on Bajaj Markets is really very simple. Follow these steps and get your loan instantly!
Online Form Filling: Fill in your personal and employment details.
Select your Lending Partner: From the list of loan offers, select Fullerton Personal Loan to move ahead in the journey.
Specify Personal Loan Details: Select your preferred Fullerton India Personal Loan amount and repayment tenure.
Upload the Documents: Upload the scanned copies of all the required documents.
Approval & Disbursal: Submit your application and post the approval and verification check, you will get money in your account in 24 hours.
Depending on the type of applicant and their requirements, there are various types of Personal Loans. Here are the following:
Personal Loan for Salaried: Personal Loan for Salaried is essentially applicable to the salaried applicants to fulfill their personal and financial requirements like wedding, travel, education, and much more.
Personal Loan for Doctors: Fullerton Personal Loan for Doctors facilitates doctors and medical practitioners to fulfil their medical dreams and ambitions. Be it expanding the clinic, hiring new staff, or purchasing advanced medical equipment, this Personal Loan will help you do this all hassle-free.
Personal Loan for Women: Fullerton Personal Loan for women enables women to fulfill their ambitions be it personal or professional without any hassles and become financially independent. We have special offers and benefits for women so that they can make most of the Personal loans.
Personal Loan for Emergencies: Facing emergency but falling short of funds? Don’t stress. Fullerton Personal Loan for emergencies will help you tackle the situation. The smooth online process and instant approval facility, will not let you wait for long and you can get the money in no time.
Wedding Loan: Wedding is a special day in a person’s life and Fullerton Personal Loan for the wedding will make it even more special. From splendid arrangements to exotic locales to amazing cuisines, turn your wedding into a royal affair with this loan.
Home Improvement Loan: Everybody wants their home to be an extension of their personality and a comfortable place to live in. So, why not avail of this special financial offering! Get your Home Improvement loan in just 24 hours and make the most of it. Be it upgrading your kitchen or expanding your living room and purchasing new furniture, your home will soon turn everyone envious.
Holiday Loan: We all need a break amidst our hectic schedules and to rejuvenate ourselves. Planning a holiday to have lifetime memories, then here is your solution. Avail Fullerton Holiday Loan to have a time of your life, by travelling to your destination. While the loan covers all your travel expenses, accommodation charges, you make sure that you enjoy it to the fullest.
Fullerton India offers a range of benefits to the customers so that they can meet their requirements hassle-free. From greater loan amounts up to Rs. 25 Lakhs, to attractive interest rates to flexible repayment tenures, Fullerton India strives to provide convenience to its customers.
High Quantum of Loan: You can avail up to Rs. 25 Lakhs if you are a salaried applicant. This offering of greater loan amounts makes it a sought after institution to apply for a loan.
Competitive Interest Rates: At Fullerton India, you can avail personal loans at attractive interest rates on a monthly reducing balance basis, thereby reducing your EMI burdens to a great extent.
Easy Accessibility: Fullerton India has its branches across the nation be it urban or rural areas, so that citizens can apply for a loan through the branch nearest to them without any hassles
Easy Loan Application Process: The online loan application process is quite smooth and one can easily apply for the loan with minimal documentation. Also, the approval is instant and the disbursal is also very quick
Special Benefits for Existing Customers: Fullerton India treats their existing customers as family, and basis their financial history with them, a bouquet of offers are available for customers like pre-approved loan offers, attractive interest rates, value-added services and much more.
Seasonal Offers: Apart from special offers, at Fullerton India, you can also avail attractive seasonal discounts in interest rates and processing fees, during the festive season.
Fullerton India ensures that it provides a best-in-class experience to its customers and is available for them 24*7. You can visit Fullerton India's'Contact Us’ section and drop in your query along with providing your name, mobile number, nature of the query, etc and submit it.
You can also give a call to the toll-free number 1800 103 6001 or drop an email to namaste@fullertonindia.com for any complaint or query to raise a service request. The representatives will get in touch with you and help in resolving your query as soon as possible.
Loan amounts of up to Rs. 25 Lakhs, smooth online process, hassle-free documentation, competitive interest rates are some of the benefits of availing a Fullerton Personal Loan.
It usually ranges from 12% p.a to 36% p.a.
Following is the eligibility criteria for Fullerton Personal Loan:
The applicant’s age must be between 21-60 years
You must be a salaried employee in a private limited company or public sector undertaking, or a self-employed professional with minimum turnover as per policy
If salaried, the net monthly income must be 25,000 per month if residing in Mumbai/ Delhi, or 20,000 per month if residing elsewhere in India.
If self-employed, you must have earned yearly profit after tax determined based on profession/industry
Should have a minimum work experience of 1 year, and 6 months experience in the current company if salaried
CIBIL Score of minimum 750 is required
Yes, you certainly can avail a loan from Fullerton if you are self-employed.
The repayment tenure ranges from 12-60 months.
By choosing Bajaj Markets, you can avail of Fullerton personal Loans and enjoy a smooth online application process, hassle-free documentation, greater loan amounts, and much more.