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Among the many personal loans available, the Fullerton India Personal Loan is an affordable and accessible choice. On Bajaj Markets, you can avail of a Fullerton Personal Loan of up to ₹25 Lakhs and repay it in easy EMIs over flexible repayment tenures of 60 months. 

Be it hosting a wedding, planning your travel, dealing with a medical emergency or debt consolidation, a Fullerton Personal Loan can help. 

Instant approvals, quick disbursals, and exclusive loan offers are some of the amazing features of Fullerton Personal Loan, which you can enjoy. 

Here is a tabular overview of Fullerton online Personal loan:

Fullerton Personal Loan Details

Interest rate

Starting from 12.00% per annum

Loan Amount

Up to ₹25 Lakhs

Repayment Period

Up to 60 months

Minimum Income Required

₹20,000 - ₹25,000 monthly, depending on the residential city

Processing Fees

0% - 6% of the loan amount


Disclaimer: The rates mentioned are subject to change at the lender’s discretion.

Fullerton Personal Loan Interest Rate

The Fullerton India Personal Loan grants access to quick funds at competitive interest rates. These make it a lot easier to borrow and pay back a loan. 

Here is a brief overview of the Fullerton Personal Loan interest rate:

Minimum Interest Rate

12.00% p.a.

Maximum Interest Rate

36.00% p.a.


Disclaimer: The rates mentioned are subject to change at the lender’s discretion.

The interest rate you get depends on several factors, like your credit score, age, occupation, and repayment capability. Apart from this, the loan amount and tenure you choose also have an impact on the interest rates you receive. 


Fullerton Personal Loan Processing Fees and Charges

Apart from the interest rates, some lenders levy additional fees and charges on personal loans. The charges are added to your total cost of borrowing and hence are crucial to assess before applying. 

Here’s a table with processing fees and other charges associated with a personal loan from Fullerton.

Processing Fee

Between 0% - 6% of the loan amount

Prepayment Charges

0% to 7%* of the outstanding principal

Delayed EMI Payment 

2% of the overdue EMI amount (calculated on a daily basis for salaried loans)


*The charges are subject to policy changes in Fullerton India.

Here is a breakdown of Fullerton Personal Loan Foreclosure Charges:

Foreclosure Charges (Basis of fully paid total EMIs)

Interest rate levied

0 to 6 EMIs 

Foreclosure Not Allowed

7 to 17 EMIs 


18 to 23 EMIs 


24 to 35 EMIs 


36 or more EMIs 



*The charges are subject to policy changes in Fullerton India.

Fullerton Personal Loan Special Rates for Salaried Individuals

To avail the Fullerton Personal Loan interest rates specially designed for employed applicants, you must be a salaried applicant who works in a private company or public sector enterprise.


Interest Rates

Processing Fee


30% - 33%

2% of the loan amount


27%- 30%

2% of the loan amount



2% of the loan amount


23.50% - 28%

2% of the loan amount


22.50% - 27%

2% of the loan amount


21% - 25%

2% of the loan amount


20% - 24%

2% of the loan amount


19% - 20%

2% of the loan amount


Disclaimer: The charges are subject to policy changes in Fullerton India. 

Fullerton Personal Loans: Eligibility & Documents

1. Fullerton Personal Loan Eligibility Criteria

  • You must be between 21-60 years

  • You must be a salaried employee in a private limited company or public sector undertaking

  • Your monthly income should be at least ₹25,000 if you reside in Mumbai/Delhi and ₹20,000 if residing elsewhere in India. 

  • You should have a minimum work experience of 1 year, and 6 months experience in the current company if salaried

  • A credit score/CIBIL score minimum of 750 is required

2. Documents Required for Fullerton Personal Loan

  • Duly filled and signed application form

  • Proof of identity - Aadhaar Card/ PAN Card/Voter ID

  • Proof of address - Passport/Driving License/Utility bills

  • Proof of age

  • Salary slips for the last three months

  • Bank statement for the last six months

  • Income tax returns or form 16

Once you are certain that you are eligible, ensure that you have all the Fullerton Personal Loan documents as per the requirements. This will help ensure that your application process goes seamlessly. 

Factors Affecting Fullerton India Personal Loan Eligibility

Ensuring that you are eligible is crucial in securing quick personal loans. One of the ways you can do that is by knowing the factors that affect your personal loan eligibility. 

Here’s a look at a few of the major factors that affect personal loan eligibility:

  • Credit Score/CIBIL Score

Your credit score is one of the most important factors that affect your eligibility. This is because your credit score gives the lender an overview of your repayment ability. If you have a high score, you show good repayment ability and are thus eligible for affordable interest rates.

  • Income 

Your income is one of the direct indicators of whether you can manage the repayment of your personal loan. Generally, a high salary/ annual income indicates that you can manage your credit repayment, making the lender less hesitant in approving your application.

  • Employment Stability

Another indicator of whether you can pay on time is employment stability. When you showcase employment stability, you show that you have a stable source of income and, thus, the ability to pay on time. This is why some lenders even require you to have a certain period of experience at your current organisation.

  • Age

Your age gives the lender an idea about the period for which you will continue to earn and thus be able to pay the instalments on time. This is why lenders generally keep the minimum age criteria above 18 and the maximum at 65 years.

Estimating your EMI amount before you avail a Fullerton Personal Loan is essential in ensuring that the repayment stays within your budget. With the help of a personal loan EMI calculator, you can know that and optimise your loan accordingly. 

You can calculate the Personal Loan EMI using Fullerton Personal Loan EMI Calculator. It is really simple to use the calculator and understand how much you need to pay every month.

  • Select your required loan amount. The maximum loan amount you can select is ₹25 Lakhs.

  • Then choose the repayment tenure anywhere between 12 to 60 months.

  • Choose the applicable Fullerton Personal Loan interest rate.

Once you submit these details, the calculator will display the estimated monthly repayment amount and total interest rate. This allows you to optimise your loan and compare offers to choose the best one.

You can even do manual calculations with the help of this formula: 

Equated Monthly Instalment = [P x R x (1+R) ^N]/[(1+R)^N-1]


  • P refers to the principal amount

  • R refers to the interest rate

  • N refers to the number of monthly instalments payable

However, do note that manual calculations can be time-consuming and prone to errors. On the other hand, the online calculator gives accurate estimates in a matter of seconds.

Features and Benefits of Fullerton Personal Loan

  • Greater Loan amount: At Bajaj Markets, you can apply for a loan amount of up to ₹25 Lakhs. The loan amount eligibility depends on your age, net monthly income, credit score etc.

  • Flexible and Attractive Interest Rates: You get the best interest rates as per your requirements. The interest rates start at 12% p.a. and can go up to 36%. p.a.

  • Hassle-free documentation process: You can apply for a Fullerton Personal Loan online with minimal documentation. All you need to do is upload soft copies of the documents required from the comfort of your home.
  • Quick disbursal: As instant is the approval process, the swifter is the disbursal process. Post the approval of your application and verification of all the documents and details, you can get the money in your bank account in a matter of hours.

  • Additional benefits for customers: You can avail of additional benefits like personalised pre-approved offers, better interest rates, flexible repayment tenure, and much more.

Comparison of Fullerton Personal Loan Interest rates with Other Partner Lenders

The Fullerton India Personal Loan is an option that offers competitive interest rates. 

However, it's crucial to compare Fullerton Personal Loan interest rates with other partner lenders to make an informed decision. By doing so, you can ensure that you get a deal that suits your financial needs.

Here’s an overview of some of the personal loan offers by various institutions, that have partnered with Bajaj Markets.

Our Partners

Interest Rate Range

Axis Bank

10.49% Onwards

Bajaj Finance Limited

13.5% Onwards


30% Onwards


14% Onwards

Fullerton India

12% Onwards


16.50% Onwards


21% Onwards


15% Onwards


24% Onwards

Muthoot Finance

14.50% Onwards

PaySense Partners

14% Onwards

YES Bank

10.99% Onwards


Disclaimer: The above interest rate and loan amount are subject to change at the lender’s discretion.

Know How to Use a Fullerton Personal Loan

Fullerton India personal loan offers a range of benefits that can help you easily meet your requirements. From greater loan amounts of up to ₹25 Lakhs, to attractive interest rates to flexible repayment tenures, Fullerton India strives to provide convenience to its customers. 

Here are the ways in which you can use a Fullerton Personal Loan

1.Pay for trips: 

Use the sanction you get to fund a vacation, family trip, or even a business trip, both domestically and internationally. You can use the holiday loan funds to book tickets and accommodation, and handle any other ancillary expenses related to travel. 

2. Host a wedding: 

Weddings are costly undertakings and there are a wide range of expenses to handle. With a Fullerton India Personal Loan, you can pay vendors, book a venue, purchase jewellery, and more without any hassles. 

3. Handle emergencies: 

Medical emergencies, or any other kind, often require a large amount of funding quickly. You may not have enough savings, and in such circumstances, this loan can come in handy. You can get it online, and have the full sum disbursed to you without any delays

These examples highlight the freedom you enjoy with this loan, and the fact that there are no restrictions whatsoever. 

How to Apply for Fullerton India Personal Loan

Applying for a Fullerton India Personal Loan online on Bajaj Markets is very simple. Follow these steps and get your loan instantly!

  • Online Form Filling: Fill in your personal and employment details.

  • Select your Lending Partner: From the list of loan offers, select Fullerton Personal Loan to move ahead.

  • Specify Personal Loan Details: Select your preferred Fullerton India Personal Loan amount and repayment tenure.

  • Upload the Documents: Upload the scanned copies of all the required documents.

  • Approval & Disbursal: Submit your application and post the approval and verification check; you will get money in your account in 24 hours

Fullerton Customer Care Details

Fullerton India ensures that it provides a best-in-class experience to you and so the customer support team is available 24x7. You can visit Fullerton India’s ‘Contact Us’ section and drop in your query along with your name, mobile number, nature of the query, etc. and submit it.

You can also give a call to the toll-free number 1800 103 6001 or drop an email to for any complaint, query or to raise a service request. The representatives will get in touch with you and help resolve your query as soon as possible.

FAQs on Fullerton Personal Loan

✔️How do I get a Fullerton Loan?

To get a Fullerton Personal Loan, you can visit the Bajaj Markets website and fill out an application form. You will need to provide relevant documents and meet the eligibility criteria. Once your application is processed and approved, the loan amount will be disbursed to your account.


✔️What is Fullerton Personal Loan eligibility?

Following is the eligibility criteria for Fullerton Personal Loan:

  • The applicant’s age must be between 21-60 years

  • You must be a salaried employee in a private limited company or public sector undertaking, or a self-employed professional with minimum turnover as per policy

  • If salaried, the net monthly income must be 25,000 per month if residing in Mumbai/ Delhi, or 20,000 per month if residing elsewhere in India.

  • If self-employed, you must have earned yearly profit after tax determined based on profession/industry

  • Should have a minimum work experience of 1 year, and 6 months experience in the current company if salaried

  • CIBIL Score of minimum 750 is required

✔️How do I repay a Fullerton India Personal Loan?

You can repay your Fullerton India personal loan through various modes, such as auto-debit, post-dated cheques, or online payments. You can set up the auto-debit facility from your bank account to ensure timely repayment. You can also pay using the Fullerton India website or mobile app.


✔️How to track a Fullerton Personal Loan’s status?

To track your Fullerton Personal Loan status, you can visit their website and login to your account. Alternatively, you can call their customer service number and give your application details to get an update. You can also visit a Fullerton branch for assistance.


✔️Can I avail of a loan from Fullerton if I am self-employed?

Yes, you can avail of a loan from Fullerton if you are self-employed.


✔️What are the minimum and maximum tenures for which I can avail a Fullerton Personal Loan?

The repayment tenure starts at 12 months and goes up to 60 months.


✔️How much time Is taken for the Fullerton Personal Loan to be approved?

The time taken for Fullerton Personal Loan approval varies and can depend on several factors, such as the completeness of the application, documentation, and verification process. Typically, it can take anywhere from a few hours to a few days for loan approval and disbursal.


✔️Does Fullerton check CIBIL?

Yes, Fullerton checks CIBIL scores as a part of their loan approval process. The CIBIL score is an important factor that determines your creditworthiness and helps Fullerton assess the risk associated with lending.