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Fullerton Personal Loan Documents Required

At Fullerton India, you can avail Personal Loans of up to Rs. 25 Lakhs. When applying for a Fullerton personal loan in India, ensure that you have all the required set of documents. At Fullerton India, you can apply for loans with minimal documentation. All you need to do is upload the scanned copies of the documents and you are good to go. Some of the documents may vary for salaried and self-employed applicants. Here are the details:

List of Required Documents for Fullerton Personal Loan

  • Duly filled and signed application form
  • Proof of identity – Aadhaar Card/ PAN Card/Voter ID
  • Proof of address – Passport/Driving License/Utility bills
  • Proof of age
  • Salary slips for the last three months
  • Bank statement for the last six months
  • Income tax returns or form 16

Things to Consider While Applying for Fullerton Personal Loan

Here are some points to consider while applying for a Fullerton India Personal Loan:

  • Make sure you meet the eligibility criteria before you apply for the loan. 
  • Go through the list of documents required while applying for the loan and ensure you have all of them.
  • Ensure, you have a CIBIL score above 700 and preferably above 750 as it will increase the chances of you getting the loan Your repayment history must be good and you should have not defaulted on repayments
  • Your repayment history must be good and you should have not defaulted on repayments Your credit utilization ratio must be below 30%-40%.

How to Apply for Fullerton Personal Loan?

Applying for Fullerton India Personal loan is really very simple. To apply online on Finserv MARKETS, here are the steps:

Step 1

Fill in all your personal, professional and bank details.

Step 2

Select Fullerton Personal Loan from a list of partners and select your preferred loan amount and repayment tenure.

Step 3

Post this, you need to upload the scanned copies of all the necessary documents.

Step 4

Once the application is submitted, the approval and verification check is done. Post this, you will get money in your account in flat 30 minutes. *

*Terms and Conditions Apply

Frequently Asked Questions

  • ✔️How can I get a loan without proof of income?

    Although it is generally mandatory to provide income proof. But to avail a personal loan without income proof, you need to apply with a family member or acquaintance who has one.

  • ✔️What is the maximum limit for Fullerton India personal loan?

    The maximum limit for Fullerton India Personal Loan is Rs. 25 Lakhs.

  • ✔️What is the processing fee for Fullerton India personal loan?

    It is usually 6% of the loan amount.

  • ✔️What is the procedure for personal loan part prepayment?

    You can visit the nearby Fullerton India branch, ask for part prepayment form, enter all the necessary details and attach required documents and clear all your existing dues. Preserve the acknowledgment letter you receive after the procedure

     

  • ✔️How can I get a personal loan immediately?

    At Fullerton India, you can get your required loan amount in just 30 minutes if you fulfill all the eligibility criteria and have required documents.

  • ✔️How can I get a personal loan without a bank statement?

    Though highly recommended having a bank statement, you can get a personal loan without it if you have a really good credit score i.e. above 750.