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Personal Loan Ghaziabad

Ghaziabad is one of the largest cities in Uttar Pradesh, with a population of more than 1.7 million. Owing to its large population, Ghaziabad has financing needs on an everyday basis and with Finserv MARKETS, the best Personal Loan in Ghaziabad is just a few clicks away.

Uses of a Personal Loan

A Personal Loan enables you to quickly avail some capital and fulfil your financial goals. A Personal Loan in Ghaziabad can be availed for several reasons, such as:

  1. An instant Personal Loan in Ghaziabad can help you and your family travel to exotic locales for a vacation.

  2. With a Personal Loan, you can finance a wedding.

  3. You can use your Personal Loan to renovate or redecorate your home.

  4. A Personal Loan can also be used to pay off your consolidated debt.

  5. An instant loan in Ghaziabad can be used to finance educational based needs.

Features and Benefits of a Personal Loan

There are several features and benefits offered by Personal Loans, which enable the achievement of the above mentioned goals. Read on to learn more.

  • The best Personal Loan in Ghaziabad can be disbursed to your account generally within 24 hours.

  • You can avail the best Personal Loan interest rates in Ghaziabad from Finserv MARKETS, which can be repaid over a flexible tenure ranging from 1 to 5 years.

  • You can get an unsecured loan for up to Rs. 25 Lakhs.

How to Check your Eligibility for a Personal Loan

Even as you rejoice about all the benefits a Personal Loan will provide, check whether you are eligible to avail an instant Personal Loan in Ghaziabad. Read on to learn the eligibility criteria for availing an instant loan in Ghaziabad.

  1. You need to be a salaried Indian citizen to avail a Personal Loan.

  2. To avail a Personal Loan in Ghaziabad, you need to be aged between 21-63 years.

  3. You need to be earning at least Rs. 15,000 each month in order to avail an instant Personal Loan in Ghaziabad.

  4. For getting a Personal Loan, you need to have been working for at least 2 to 3 years.

  5. Your credit score needs to be 600 or higher to get a Personal Loan in Ghaziabad.

Documents you Need to Submit for a Personal Loan

Once you have assessed your eligibility for availing a Personal Loan in Ghaziabad, gather up these documents to submit along with your Personal Loan application.

  • Passport size photographs.

  • Proof of address, such as your Aadhaar card, driver’s license, passport, etc.

  • Proof of identity, such as your Aadhaar card, PAN card, voter’s ID, etc.

  • Proof of income, such as your salary slips for the last 3 months or your bank statements.

  • Proof of office address, such as bills for amenities and registration under GST/VAT.

How to Apply for a Personal Loan

Applying for an instant loan in Ghaziabad is easy and can be done in only 4 steps.

  1. Fill in your personal and financial details, including your name, address, salary, etc.

  2. From the list of Personal Loan providers in Ghaziabad, select your preferred lender.

  3. Choose your loan amount and your repayment tenure

  4. Submit your application along with the documents.

You will be notified once your application is approved and the loan amount will be disbursed usually within 24 hours. Head on over to Finserv MARKETS to get the best Personal Loan interest rates in Ghaziabad.

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