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Personal Loan in Gurgaon

Gurgaon is an upcoming metropolitan city with several businesses, malls, and other facilities that have been on the rise incessantly. Many individuals require financial assistance for their day-to-day lives and other factors. In such cases, a personal loan can be of tremendous aid. 

Features and Benefits of Personal Loan in Gurgaon

There are several features and benefits when it comes to a personal loan in Gurgaon. Let us have a look at each of them in detail.

  • Fast Disbursement

Once the application and required documents are submitted, you can get an instant personal loan in Gurgaon.

  • Flexible Tenure

You can choose the tenure between 12 and 60 months during which you can comfortably repay your personal loan.

  • Online Access

You can access your loan account at any given time through the online customer portal.

  • Zero Hidden Charges

All charges are transparent throughout the entire loan application and disbursement process.

  • Minimal Paperwork

The amount of paperwork required to complete the loan application is minimal.

Documents Required for Personal Loan in Gurgaon

To complete the personal loan application process, the following documents will be required.

  • Residence Proof such as Aadhar Card, Driving License, Utility Bills, etc.

  • Identity Proof such as Passport, Voter ID, Aadhar Card, PAN Card, etc.

  • Employment Proof such as Form 16, ITR, etc.

  • Income Proof such as Salary slips, Bank Statements, etc.

Eligibility for Personal Loan in Gurgaon

To be eligible for a personal loan in Gurgaon, you need to have the following eligibility criteria.

1. Citizenship

You must be a citizen of India to get an instant loan in Gurgaon.

2. Employment

To be eligible for a personal loan in Gurgaon, you must be a salaried individual.

3. Age

You should be between 21 and 63 years of age to avail of a personal loan.

Personal Loan Interest Rates in Gurgaon

You can avail of a personal loan in Gurgaon with complete transparency and no hidden charges. The personal loan interest rates in Gurgaon depend on various factors such as the following.

1. Credit Score

Having a good credit score is indicative of having good credit habits such as timely repayment of dues. Hence, a good credit score can fetch you a lower interest rate.

2. Relationship with the Lender

The relationship you have with the bank is crucial as it can determine the rate of interest offered on your personal loan.

3. Income

A stable income is a foolproof indication of assurance to the bank. So, the more your income, the lesser the interest rate.

4. History of Repayment

If your repayment history is good, there are more chances of you availing of a lower interest rate on your personal loan.

You can also calculate the total interest by the following formula where ‘r’ represents interest rate, ‘P’ represents the principal amount, and ‘n’ represents tenure in months.

Total Payable Interest = (P*n*r)/100

How to Apply for a Personal Loan in Gurgaon?

The process of applying is simple and can be done in 3 steps.

Step 1: Start by filling in your personal and professional details like fill name, contact information, date of birth, mobile number, salary details, etc.

Step 2: If you are eligible, you will find a list of offers curated for you.

Choose the tenure and the required loan amount as per your tenure.

Step 3: The approval happens within 3 minutes and the amount is disbursed within no time.

This way you can avail yourself of the best personal loan in Gurgaon with Finserv MARKETS with several added benefits such as flexible tenure and minimal documentation.

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