Personal Loan in Haridwar

Personal Loan in Haridwar

A holy city, Haridwar is in the Indian state of Uttarakhand, on the right bank of the famous River Ganges. Situated at the foothills of the Shivalik range, it's a place of pilgrimage for Hindus. It serves as a gateway to several other religious spots, and the Kumbh Mela, celebrated every 12 years, attracts people from all over the world, when ritualistic bathing takes place in the holy Ganges, to attain moksha by washing away sins. People take a personal loan in Haridwar for religious purposes, like marriage ceremonies and other religious functions. The city is rapidly developing as an urban and industrial center, besides its already flourishing tourism.

Why Opt for a Personal Loan in Haridwar

Opting for an instant personal loan in Haridwar via Bajaj Markets can be undertaken for almost any purpose that fits a personal need, like a marriage or a trip abroad. Here are the benefits/features you get, and these are good reasons to get a personal loan to meet any expenses, emergency or otherwise:

• A personal loan through the channel of Bajaj Markets gets you a maximum loan amount of Rs. 25 Lakhs.

• Loan tenures are flexible, and you are free to choose a tenure in the range of 1 - 5 years.

• If you have a good credit score, applying for an instant loan in Haridwar isn’t a tedious process, with hardly any paperwork involved. The procedure is convenient and online, and funds are transferred to your bank account in no time.

• This is an unsecured loan, so you don’t have to exhibit any collateral.

What is the Eligibility Criteria for a Personal Loan

You can avail of the best personal loan in Haridwar, provided you meet certain eligibility criteria:

• You must be a minimum of 21 years of age, and a maximum of 63 years of age when the loan matures.

• You should be earning a net income of Rs. 15,000 per month. This could be from any source, a salary, investment or rent.

• You should have a work experience of 3 years or more.

• You will need to display a satisfactory credit score. This shows your creditworthiness - your ability to repay the loan according to your credit profile. The score should be, at the minimum, 600 points. A better score ensures that you get low personal loan interest rates in Haridwar, as low as 14% per year.

How do you Apply for a Personal Loan

Like most things which are executed online today, applying for a personal loan is also done online. Here are the steps:

1. Open the Bajaj Markets site and fill out a loan application form.

2. Enter the loan amount you desire and choose the tenure, after choosing your preferred tenure.

3. You will need to upload documents like your PAN and Aadhaar Cards, proof of income, etc, so you get instant loan approval online.

4. Submit your documents and the application for a verification process.

5. Once everything is validated, funds will be sent directly to your account, within 24 hours.

In Finality

Getting your best personal loan in Haridwar is not hard if you make your way to Bajaj Markets. The procedure is convenient and you get a loan to suit your needs.