Instant Personal Loan

There are certain situations when you need immediate financial assistance, and you cannot seek help from your friends and relatives. In such situations, the only thing that can serve you is an instant personal loan. An unsecured product that guarantees quick financial help whenever you need it. The loan does not require any collateral or security. A person becomes eligible for an instant personal loan only if he/she has a good credit history. With us, at Finserv MARKETS, your loan application can be approved in under just 3 minutes and the loan amount can be credited to your bank within just 24 hours!

We, at Finserv MARKETS, strive to bridge gaps between addressing your specific needs and leading your personal loan borrowing experience to a closure, as fast as possible.

Features of Instant Personal Loans

  • Quick disbursal

If you are already a customer of Bajaj Finserv, and if your credit reports are good, you can get the loan disbursed in just 24 hours.

  • Minimum documentation

A Pre- approved personal loan comes with an easy and hassle-free process, which requires little or no documentation.

  • Least possible processing time

A Bajaj instant personal loan available on Finserv MARKETS can be made available to you in the least possible processing time.

  • No security/ collateral

For an instant personal loan, no security/ collateral is required to be submitted by you in the application process.

  • Flexible repayment

Instant personal loan customers, especially those with Finserv MARKETS, enjoy flexibility in loan repayment which allows you to choose the amount and tenure of the repayment. This makes the entire process very convenient and personalized.

  • Eligibility

An Instant personal loan or a pre-approved personal loan is generally given to customers who have a favorable credit score, and have repaid their dues on time in the past. It can also given to customers who have no credit history where, parameters like income and savings history are considered at the time of application. If you are a Finserv MARKETS customer, you can login through our mobile app or the website to check your eligibility for an instant personal loan.

  • Amount and tenure

As has been elaborated before, the flexible loan repayment scheme offers customers the chance to choose their own tenure and amount of repayment. The maximum amount granted for an instant personal loan is usually Rs 25 lakh, considering your credit history and loan repayment cycle. To repay the loan, you can choose from a flexible tenure ranging from 12 to 60 months which will make the loan repayment process extremely easy for you.

Instant Personal Loan Documents required

A personal loan from Bajaj Finserv can be availed easily with minimum documentation on Finserv MARKETS. All we ask from you is:

  • Aadhaar Card/Passport/Driving License.
  • PAN Card.
  • Bank Statement - Last 3 months.

Instant Personal Loan Eligibility Criteria

Once you meet these eligibility criteria you can avail a personal loan within a day and fulfil all your dreams.

  1. You must be a citizen of India.
  2. You must be a salaried employee.
  3. You should be in the age range of 23 -58 to avail a vacation loan.

Instant Personal Loan Interest rates and fees

Avail a personal loan with enjoy complete transparency. There are no hidden charges at all. We offer personal loans with low fees, competitive interest rates and nominal charges. You can know more about the fees and charges for Instant Personal Loan here.

How to Apply for an Instant Personal Loan?

  1. Go to
  2. Fill up the details of the application, like name, mobile number, credit report, etc.
  3. Check whether you are eligible for the instant personal loan online facility.
  4. Choose the personal loan tenure and amount that you think is perfectly optimised for you.
  5. Verify your identity through a secured online process.
  6. The money will be credited in your bank account in a matter of minutes.

Why should you choose Finserv MARKETS for applying Bajaj Finserv Instant Personal Loan?

Applying for an instant personal loan online on Finserv MARKETS has many distinct advantages. Those include minimal documentation, instant approval, 24-hour disbursal, flexible tenure schemes, and several flattering offers for pre-approved loans that could be availed by a Bajaj customer. There are also no hidden charges levied on you; all the charges payable is informed to you by us while you are signing the loan agreement. There is also an option to reduce your instalments by up to 45 % with interest-only EMIs. Considering all these facilities, Finserv MARKETS is the best possible option for you if you are applying for an instant personal loan in India.

Finserv MARKETS, from the house of Bajaj Finserv is an exclusive online supermarket for all your personal and financial needs. Loans, Insurance, Investment and exclusive EMI store, all under one roof- anytime, anywhere!

Personal Loan Reviews

Personal Loan Reviews

3.8out of 5

3 reviews

Personal Loan in an Instant

I availed an instant personal loan at Finserv MARKETS for sister’s wedding. The loan approval was smooth and quick. Also, I was able to get an attractive rate because of my high credit score.

Good Job Finserv MARKETS

Availing a Bajaj Finserv Instant Personal Loan is very convenient. I used the loan amount for my family vacation. The best part about personal loan at Finserv MARKETS is that it has prepayment facility and so I could repay my loan quickly.

Instant Personal Loan

When I first decided to get married, the thought of its expenses worried me. That's when a friend suggested opting for a personal loan on Finserv MARKETS. I could avail this loan at attractive rates that too through a process which is very quick.