Personal Loan Jalandhar

Jalandhar is a well connected and booming city in Punjab. A hub for entrepreneurship and living the good life, there is undoubtedly a need to supplement your funds and take out a Personal Loan in Jalandhar. In this article, let’s take a look at how you can get an instant Personal Loan in Jalandhar. 

The Eligibility Criteria

Here are some guidelines you will have to meet in order to get the best Personal Loan in Jalandhar.

• Employment

You are required to be a salaried individual and have work experience of 2-3 years.

• Income

You must have a minimum income of 15,000 a month in order to qualify to get an instant Personal Loan in Jalandhar.

• Age

Your age must be between 21 and 65 years.

• Indian citizen

You are required to be an instant citizen if you wish to take out an instant Personal Loan in Jalandhar.

• Credit rating

You must have a credit score of 600 or above to be eligible.

Once you meet the eligibility criteria, all you need are your Identity proof (Aadhar card, PAN card, driver’s licence etc), Proof of employment (form 16 or ITR., Salary slips) to provide as proof of income, or bank statements, Proof of residence (Aadhar/PAN card, driver’s licence etc.)

Now that you’re all set, applying for an instant Personal Loan in Jalandhar can be accomplished through a few simple steps.

1. Fill in all the required personal information such as your name, DOB, employment status, income etc.

2. Based on these inputs, you will receive a list of the Personal Loan offers from various lending partners that you are eligible for. Go ahead and make your selection.

3. After a mere 3 minutes of an approval process, you loan amount will be disbursed.

Feature-Rich Personal Loans in Jalandhar

Taking an instant Personal Loan in Jalandhar comes with a slew of features and benefits.

• A Quick Process

Once you meet the eligibility criteria, you can get an instant Personal Loan in Jalandhar. The entire process is now online, making it smooth and convenient.

• Digital Access

Now, you can get a Personal Loan from the comfort of your home through your phone or laptop and even make your EMI payments online as well.

• Less Paperwork

Due to the digitised process, minimal documentation is required to avail an instant Personal Loan in Jalandhar.

• A Variety of Tenures

The best Personal Loans in Jalandhar come with a wide tenure time frame, ranging from 12 months to 60 months.

• No Hidden Charges

We provide a 100% guarantee of transparency throughout your application process.

Interest Rates For Your Personal Loan

Note that there are some factors that could affect the Personal Loan interest rates in Jalandhar.

• Credit Score

Needless to say, despite 600 being the minimum requirement, the better your credit score is, the better the interest rates you are likely to receive.

• Repayment Record

If you have a reputation for making your repayments on time, this will go a long way in getting better Personal Loan interest rates in Jalandhar.

• Income

The higher your income, and the more steady your employment record, the better the interest rates you are likely to receive.

Conclusion

The Bajaj Markets website has instant Personal Loans in Jalandhar for all budgets and needs of varying individuals. Visit the Bajaj Markets website today in order to avail of your instant Personal Loan in Jalandhar.