Jalandhar is a well connected and booming city in Punjab. A hub for entrepreneurship and living the good life, there is undoubtedly a need to supplement your funds and take out a Personal Loan in Jalandhar. In this article, let’s take a look at how you can get an instant Personal Loan in Jalandhar.
Here are some guidelines you will have to meet in order to get the best Personal Loan in Jalandhar.
You are required to be a salaried individual and have work experience of 2-3 years.
You must have a minimum income of 15,000 a month in order to qualify to get an instant Personal Loan in Jalandhar.
Your age must be between 21 and 65 years.
You are required to be an instant citizen if you wish to take out an instant Personal Loan in Jalandhar.
You must have a credit score of 600 or above to be eligible.
Once you meet the eligibility criteria, all you need are your Identity proof (Aadhar card, PAN card, driver’s licence etc), Proof of employment (form 16 or ITR., Salary slips) to provide as proof of income, or bank statements, Proof of residence (Aadhar/PAN card, driver’s licence etc.)
Now that you’re all set, applying for an instant Personal Loan in Jalandhar can be accomplished through a few simple steps.
Fill in all the required personal information such as your name, DOB, employment status, income etc.
Based on these inputs, you will receive a list of the Personal Loan offers from various lending partners that you are eligible for. Go ahead and make your selection.
After a mere 3 minutes of an approval process, you loan amount will be disbursed.
Taking an instant Personal Loan in Jalandhar comes with a slew of features and benefits.
Once you meet the eligibility criteria, you can get an instant Personal Loan in Jalandhar. The entire process is now online, making it smooth and convenient.
Now, you can get a Personal Loan from the comfort of your home through your phone or laptop and even make your EMI payments online as well.
Due to the digitised process, minimal documentation is required to avail an instant Personal Loan in Jalandhar.
The best Personal Loans in Jalandhar come with a wide tenure time frame, ranging from 12 months to 60 months.
We provide a 100% guarantee of transparency throughout your application process.
Note that there are some factors that could affect the Personal Loan interest rates in Jalandhar.
Needless to say, despite 600 being the minimum requirement, the better your credit score is, the better the interest rates you are likely to receive.
If you have a reputation for making your repayments on time, this will go a long way in getting better Personal Loan interest rates in Jalandhar.
The higher your income, and the more steady your employment record, the better the interest rates you are likely to receive.
The Bajaj Markets website has instant Personal Loans in Jalandhar for all budgets and needs of varying individuals. Visit the Bajaj Markets website today in order to avail of your instant Personal Loan in Jalandhar.