✓Minimal Documentation ✓Collateral Free Loans ✓Instant Loan Disbursal | Apply for Personal Loan Now!
Kolhapur is a wonderful place, on the banks near a river in Maharashtra. With nearly 8 lakh people living in Kolhapur, there must be an absolute need for financing day-to-day living. A Personal Loan can be beneficial when it comes to financial requirements. Let us look at how you can get the Personal Loan in Kolhapur.
Here are some of the key features and benefits of a Personal Loan.
After you submit the required documents and complete the application process, you can get a Personal Loan in Kolhapur instantly.
The tenure is highly flexible and ranges between 12 months and 60 months.
With the online customer portal, you can access your loan account at any time and keep a track of your EMIs.
100% transparency is guaranteed throughout the entire process.
Documentation required to complete the entire loan process is minimal.
To complete the Personal Loan application process, the following list of documents will have to be submitted.
Proof of Residence such as Aadhar Card, Driving License, etc.
Proof of Identity such as Passport, Voter ID, PAN Card, etc.
Proof of Employment such as Form 16, ITR, etc.
Income proof such as Salary slips, Bank Statements, etc.
To be eligible for a Personal Loan in Kolhapur, you need to have the following eligibility criteria.
To avail of a Personal Loan, you should be an Indian citizen
To successfully get an instant loan in Kolhapur, you must be a salaried individual and have work experience of 2-3 years.
While you apply for a Personal Loan, you should be a minimum of 21 and a maximum of 63 years of age.
You should earn at least Rs. 15,000 per month.
You should have a credit score of 600 or above.
The Personal Loan interest rates in Kolhapur depend on several factors like the following.
A good credit score can ensure that you get a lower interest rate for your Personal Loan.
The relationship you have with the bank is important as it can affect the rate of interest offered.
Having a high and steady income can help you get a lower interest rate.
Having a good repayment history can get you a lower interest rate on your Personal Loan.
You can also calculate the total interest by the following formula where ‘r’ represents interest rate, ‘P’ represents the principal amount, and ‘n’ represents tenure in months.
Total Payable Interest = (P*n*r)/100
The application process is simple and can be done in 3 simple steps.
If you want to apply for a Personal Loan in Kolhapur, visit Finserv MARKETS today.
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