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Personal Loan in Kozhikode

A coastal city in southern India, Kozhikode, formerly known as Calicut, is located in the state of Coconut Palm and Sun, Kerala. The city gained significance as a trade post and spice center, where, at the nearby Kappad Beach, Vasco da Gama set foot in 1498. Portuguese influence is predominant in these parts, as an old colonial lighthouse overlooks the central beach at Kozhikode. Within the city, you’ll discover the magnificent avenue-like area, Mananchira Square and a musical fountain to boot! With its primary industry as tourism, the city has an array of banking institutions and these offer a range of services, from Fixed Deposits to Personal Loans. You can easily opt for a Personal Loan in Kozhikode, should the need arise. 

Benefits and Features of a Personal Loan 

You may opt for a Personal Loan for several reasons ranging from shopping for high-end appliances to buying a hotel package. You can even fund an international flight ticket using a Personal Loan. Many people also take Personal Loans for debt consolidation. As long as you have a valid reason for requiring funds, lenders (banks/finance companies) will issue Personal Loans. Understanding the benefits and features of an instant Personal Loan in Kozhikode will help you to decide whether you want one. Here are the important ones listed:

  • You can get unsecured loans, and that means you don’t provide any collateral.

  • Loans are issued in flexible repayment options, ranging from 1 to 5 years.

  • You get loans up to an amount of 25 Lakhs INR.

  • An instant loan in Kozhikode gets you instant approval and funds in your bank account in a 24-hour period if you are eligible.

  • Customizable to meet your personal requirements, depending what your loan purpose is, you can get a Personal Loan for anything conveniently and efficiently.

Eligibility for a Personal Loan in Kozhikode 

You will have to meet certain eligibility criteria to get the best Personal Loan in Kozhikode:

  • Your age should be in the range of 21 - 63 years.

  • You must have a work experience of 2 - 3 years.

  • If you are earning a salary/income, it should be at least Rs.15,000 monthly.

  • Your credit score should be 600 or more to show your credibility to repay the loan. 

Process of Applying for a Personal Loan

Finserv MARKETS can pave the way for you to apply for a loan with the best Personal Loan interest rates in Kozhikode. Once you have met eligibility successfully, you can apply online:

  • You will see an application form that needs to be filled, with personal and professional details. Once you are eligible for a loan, choose a suitable lending partner.

  • Fill in your information with care, choosing the loan amount you require and the loan tenure that matches your need.

  • Once the form is submitted, approval is instant and then your form goes in for verification. After verification, you will get funds in your bank promptly. You can easily avail of Personal Loans and find relevant information at Finserv MARKETS to get your financial information on course.

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