Lower Your EMI by 45% with Flexi Personal Loan

For generations, personal loans in Indian have been a means for meeting urgent financial crises. However, this trend appears to be decidedly changing with time. In a recent survey commissioned by Home Credit India, it was revealed that half of the Indians who are surveyed were open to the possibility of taking a loan simply to improve their lifestyles. Out of these, one of the most popular types of loans being considered is the personal loan.

With the changing loan trends over time, it is more essential now than ever for Indian lenders to have a personal loan that is quick, convenient and customizable. Be it finding a new home, or making a big-ticket luxury purchase, people need the best personal loan that can fulfill their specific requirements without any hassles. Most importantly, they need a personal loan that offers them value for money with the lowest possible EMIs.

All of these requirements can be met today by the Flexi personal loan available on Finserv MARKETS. A Flexi personal loan is a special form of personal loan on Finserv MARKETS that is designed to make the entire borrowing process easier, smarter and more convenient. With its unique features, the Flexi personal loan provides borrowers an option to manage their installments more effectively.

Borrow and prepay with ease

One of the prime advantages of the Flexi personal loan on Finserv MARKETS is that it comes with a predetermined loan limit. As a borrower, you can use as much of this personal loan amount as you wish and as required for your needs. The Flexi personal loan eliminates the need for multiple applications and allows you to withdraw money from your loan account and transfer it to your bank account.

The loan amount can also be prepaid by you with the Flexi personal loan’s convenient features. Moreover, both of these types of transactions can be easily conducted anywhere and anytime through the online dedicated customer portal, Experia.

Interest-only on what you use

The previous point must lead you to an important question. If you are allowed to borrow as much as you wish from a predetermined loan amount limit, how is the interest on the loan determined? The Flexi personal loan makes this process simple by just charging loan interest on the loan amount you actually used instead of the entire sanctioned loan amount. As a result, your loan interest has significantly reduced and remains entirely under your control.

Besides that, the Flexi personal loan also offers you the option to pay only interest as your EMIs. This interest is charged daily, on the basis of the loan amount utilized by the end of the day. With this specific feature, the EMI amounts for your personal loan can be drastically reduced by as much as 45%. Therefore, it is the best personal loan for borrowers looking for cost-effectiveness in the long run.

Complete your loan tenure faster

Borrowers sometimes find themselves at a stage where their finances have turned into a better note and can hence pay off their personal loan earlier than what was planned for. This benefit can be easily enjoyed by people who avail of the Flexi personal loan on Finserv MARKETS. This is because the Flexi personal loan allows for pre-payments towards the loan amount, whenever the borrower wishes to.

Moreover, these pre-payments are entirely free and come at no extra cost to the borrower. Therefore, as soon as you find yourself in possession of some extra funds, you can rest assured that you can instantly contribute them towards your personal loan payment. Hence, these pre-payments give you greater control over your loan tenure. Moreover, it can make all the difference in helping you close your loan as early as you can or as you see fit.

To sum it up, the Flexi personal loan is one of the best personal loan options for potential borrowers who prefer having greater control over their loan amount and payment tenures. It is also ideal for those looking to meet their financial needs with a flexible, cost-effective and convenient personal loan option. The Flexi personal loan on Finserv MARKETS can be availed online, easily and with minimal documentation, making the process entirely hassle-free. 

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