Personal Loan Meerut

One of the most industrialised cities in the Indian state of Uttar Pradesh, Meerut is home to both traditional and modern industries. The handloom works of Meerut thrall people both in India and even globally.

With financing needs on the rise, getting a Personal Loan in Meerut has become significantly easier. 

How a Personal Loan Can Help You

A Personal Loan in Meerut can help you fulfil many goals you have, but have always held back on due to a lack of funds. An instant Personal Loan in Meerut can help you fulfil multiple aspirations, including:

1. Planning a lavish wedding.

2. Fulfilling educational goals and studying abroad.

3. Paying off all your consolidated debt.

4. Take your family on a vacation somewhere exotic and beautiful.

5. Renovate your home.

Features & Benefits of a Personal Loan

Several features and benefits offered by an instant loan in Meerut include:

• The best Personal Loan in Meerut can be availed typically within 24 hours of your application.

• You can avail up to Rs. 25 Lakhs with the best Personal Loan interest rates in Meerut

• These unsecured loans can be availed without any collateral and can be repaid over a flexible tenure ranging from 1 to 5 years

Eligibility for a Personal Loan

It is important to check whether you are eligible for a Personal Loan in Meerut before you start your application process. Read on below to assess your eligibility.

• You must be between the age of 21 and 63 years.

• You must be earning more than Rs. 15,000 every month.

• You need to have been working for at least 2-3 years to avail the Personal Loan in Meerut.

• Your credit score needs to be 600 or more in order for you to avail the best Personal Loan interest rates in Meerut.

Documents You Need to get a Personal Loan

There are several documents you are required to submit along with your application in order to avail a Personal Loan in Meerut. Read on to learn which ones to keep handy.

1. Identity proof, such as Aadhaar card, PAN card, driving license, etc.

2. Residence proof, such as Aadhaar card, passport, voter’s ID, etc.

3. Income proof, such as bank statements or salary slips for the last 3 months

4. Office address proof, such as bills for amenities or GST registration

5. Passport size photographs

How to Apply

Applying for an instant loan in Meerut is a 4-step process, through Bajaj Markets.

1. Fill in your details on the online form, with both your personal and financial details.

2. Select the vendor that best aligns with your needs.

3. Choose the loan amount and the suitable repayment tenure.

4. Submit your form along with the necessary documents.

Fees & Charges for a Personal Loan

While applying for an instant Personal Loan in Meerut, it is important to know the associated charges as well. Read on to learn more.

1. A one-time processing fee will be charged, generally ranging between 0.5-2.5% of the loan amount, depending on the vendor.

2. If EMIs are not paid on time, late payment charges may be levied.

So, apply for a Personal Loan in Meerut and fulfil your requirements hassle-free.