Personal Loan in Navi-Mumbai

Personal Loan in Navi-Mumbai

Features & Benefits of Personal Loan

There are several features and benefits offered by Personal Loans. Read on to learn more and how these can help you fulfill your financial aspirations.

1. You can avail up to Rs. 25 Lakhs as a Personal Loan in Navi Mumbai

2. These unsecured Personal Loans can be used to pay off consolidated debt, plan a wedding or a family vacation.

3. The best Personal Loan interest rates in Navi Mumbai can be availed by you and repaid over a flexible tenure ranging from 1 to 5 years.

Assessing Eligibility for Personal Loan in Navi Mumbai

Before you start working on the application for an instant Personal Loan in Navi Mumbai, make sure to look at the eligibility criteria and assess whether you are eligible to avail the loan. Read on below to learn the eligibility criteria for getting an instant loan in Navi Mumbai.

1. To avail a Personal Loan in Navi Mumbai, you need to be a salaried Indian citizen.

2. For availing the best Personal Loan in Navi Mumbai, you need to have been gainfully employed over the last 2-3 years.

3. You need to be drawing a monthly salary of Rs. 15,000 to avail a Personal Loan

4. Your credit score needs to be 600 or above for you to get the best Personal Loan interest rates in Navi Mumbai.

Essential Documents for Personal Loan Application

Once you have identified whether you are eligible for availing a Personal Loan in Navi Mumbai, gather the following documents that you need to submit with your application.

• Proof of address, such as Aadhaar card, voter’s ID, driving license, passport, etc.

• Proof of identity, such as Aadhaar card, PAN card, voter’s ID, etc.

• Proof of employment, such as salary slips for the last 3 months or a bank statement

• Proof of office address, such as GST registration or bills for amenities

Personal Loan in Navi Mumbai Application

Applying for an instant Personal Loan in Navi Mumbai is easy once you have these documents and application in place. Just follow the 4 steps below to submit your application.

1. Fill in the application form with details including your name, address, and financial details.

2. Choose the partner you wish to avail the loan from.

3. Select the loan amount you require and a suitable repayment tenure.

4. Submit your application and the requisite documents, as mentioned above.

Ways to Repay your Personal Loan

After you have availed an instant loan in Navi Mumbai, it is essential to stay prompt with your repayments or risk having your credit score drop. Read on to learn how you can make easy repayments on your loan throughout the tenure.

1. Electronic Clearing System (ECS) payments

2. National Automated Clearing House (NACH) payments

3. Submitting a Post Dated Cheque (PDC)

4. Issuing a standing instruction for repayment with your primary bank account.

With a high credit score, you can avail the best Personal Loan rates in Navi Mumbai through Finserv MARKETS.