Avail Instant Personal Loans ✓ Loan up to 50 Lakhs ✓ Quick Disbursal ✓ Minimum Documentation!

As a vibrant and economically flourishing metropolis, Pune offers plenty of financing options. Thanks to Pune’s flourishing education and IT industry, the city has witnessed massive economic growth over the past few decades. Moreover, due to its massive young population and close proximity to the country’s business capital Mumbai, Pune has emerged as a strong business hub. This fast-paced financial growth is the result of the strong financial base offered by banks and NBFCs in Pune. Consequently, when it comes to financing, Pune has a competitive loan market, which will help you secure personal loans at competitive interest rates.

Banks and NBFCs are capitalising on the rapid financial growth of Pune and expanding their businesses by giving out personal loans. What’s more, personal loans do not require any security or collateral, hence the approval process involves minimal documentation and the processing time is also less. Therefore, if you are in urgent need of funds, you can always apply for a personal loan at Bajaj MARKETS.

Top Personal Loan Providers in Pune

Many banks and NBFCs offer personal loans in Pune. Here is a list of all the lenders you can apply for a personal loan with at Bajaj MARKETS:

  • Bajaj Finance Limited

  • Axis Bank

  • KreditBee

  • Fullerton India Credit Co. Ltd.

  • PaySense Partners - PayU Finance (India) Pvt. Ltd

  • Prefr - Powered by Hero Fincorp

  • Muthoot Finance

  • SBFC Finance Pvt Ltd.

  • CASHe

  • EarlySalary


Features & Benefits of Personal Loan in Pune

You can avail a personal loan to finance your lifestyle needs or when you are in an urgent need of funds. Given below are some of the features and benefits of availing a personal loan in Pune:

  • Minimal Documentation: Many banks and NBFCs grant personal loans with minimal documentation. Having had a good relationship with the lender in the past also helps in quick and easy approval.

  • Quick Disbursal: On successful approval of your loan application, most lenders would disburse the loan amount to your bank account within 24 hours.

  • Flexible Tenure: Most lenders allow you to repay your personal loan comfortably over a tenure of 12 to 60 months.

  • Swift Approval: All you need to do is fill in an online application form and upload the relevant documents. Your Personal Loan application is approved instantly and the amount is disbursed within 24 hours of approval.

  • No Hidden Charges: There are no hidden charges involved if you apply for a personal loan at Bajaj MARKETS.

Pune Personal Loan Interest Rates

You can avail personal loans in Pune from Bajaj MARKETS at affordable interest rates. The following table lists down the interest rate levied by our lending partners along with the applicable processing fee:


Interest Rates

Processing Fees

Bajaj Finance Limited

14% p.a onwards

2% - 3% of the loan amount + GST or ₹500 + GST (whichever is higher)

Fullerton India

12% p.a onwards

Between 0% - 6% of the loan amount


14% p.a onwards

2% - 2.5% of the loan amount + GST or ₹500 + GST (depends on whichever is higher)

Axis Bank

10.49% p.a onwards

Upto 2% of loan amount

Muthoot Finance

13.75% p.a onwards

2% - 4% of loan amount

SBFC Finance Pvt Ltd

14% p.a. onwards

2% of the loan amount


33% p.a onwards

₹1,200 or 2% of loan amount, whichever is higher + GST as applicable

Prefr Partners

21% p.a onwards

3-5% (approximately) with minimum processing fee of ₹1,500 + GST


24% p.a onwards

Starting from ₹399 + ₹100 stamp duty


14% p.a onwards

From ₹500 to up to 6% of the loan amount

Yes Bank

10.70% p.a onwards

From ₹1499 to 2.50% of loan amount


Eligibility for Personal Loan in Pune

While every lender has different eligibility criteria, some of the general eligibility conditions that you will need to fulfil for most personal loans are as under:

  • You must be an Indian citizen.

  • You must have a regular source of income. You can be either a salaried employee of a company or a self-employed individual.

  • You must be a legal adult- at least 18 years of age. Some lenders have a higher lower age limit- 21 years or 25 years. There is also an upper age limit- to be eligible for a personal loan- usually between 58 and 65 years.

Documents Required for Pune Personal Loan

You will need to furnish the following documents while applying for a personal loan:

  • Identity Proof: Aadhaar Card, Voter ID Card, PAN Card, passport etc.

  • Address Proof: Aadhaar Card, passport, Voter Card, driving licence, utility bills, rent agreement, etc.

  • Proof of Income: Latest salary slips (usually last three months’ salary slips are required) or income return certificate or latest Form 16.

How to Apply for a Personal Loan in Pune

Applying for a personal loan in Pune via Bajaj MARKETS is an easy and hassle-free process. All you need to do is follow the steps mentioned below:

  • Step 1: Visit the Personal Loans page on the Bajaj MARKETS website.

  • Step 2: Click on “Apply Now”. A new page will open with a form in which you need to fill in a few details.

  • Step 3: Enter some basic details like your income, type of employment and contact number.

  • Step 4: Compare the loan offers from the various partner lenders and pick the one that suits you the best.

  • Step 5: The loan amount will be disbursed to your account once the application has been approved and verified.