Personal Loan in Pune

As a vibrant and economically flourishing metropolis, Pune offers plenty of financing options. Thanks to Pune’s flourishing education and IT industry, the city has witnessed massive economic growth over the past few decades. Moreover, thanks to its massive young population and close proximity to the country’s business capital Mumbai, Pune has emerged as a strong business hub. This fast-paced financial growth is the result of the strong financial base offered by banks and NBFCs in Pune. Consequently, when it comes to financing, Pune has a competitive loan market, which will help you secure personal loans at competitive interest rates.

If you are looking for simple and quick financing options in Pune, a Bajaj Finance personal loan is the best alternative. Numerous banks and NBFCs offer personal loans in Pune. Personal loans are unsecured loans, which can be availed without providing any security or collateral. This makes personal loans an ideal option for financing if you require funds on an urgent basis.

 

Why should you opt for a personal loan in Pune?

Pune is renowned all over the country for being an education hub. Numerous prestigious universities and educational institutions have established their base in Pune. However, it no secret that higher education is becoming increasingly expensive. If you are a student planning to study in Pune, a personal loan can help you fund your education without the need of providing any collateral.

Additionally, the public transport in Pune is at a nascent phase, which makes the daily commute within the city quite difficult. A personal loan can help you buy a car or two-wheeler and make your life more convenient. Or else, if you want to take a break from the daily grind and go on a fancy vacation, a Bajaj Finserv personal loan can help you do that without breaking your budget. Given their versatility, personal loans are also referred to as All-Purpose Loans or Multipurpose Loans. Whether you want to consolidate your credit card debt, pay hospital bills or fund your wedding, a personal loan can help fulfil all your needs.

 

Eligibility for personal loans in Pune

Since personal loans do not require any collateral, it important to have a good credit score to avail a personal loan. If you have a low credit score, you may have to pay a high interest rate on your personal loan. Additionally, other factors such as your monthly income, employment status, the reputation of your present company etc. can also affect your chances of personal loan approval. Apart from these, you will also need to submit documents such as identity proof, address proof and PAN Card to apply for a personal loan in Pune. And if you are employed, banks and NBFCs may also consider other factors such as tenure of employment in the current company and total work experience. To apply for a personal loan with Finserv Markets, you need to have a minimum salary intake of INR 37,000 p.m. as Pune is a Tier-I city.

 

Benefits of taking a personal loan in Pune with Finserv Markets

  • Quick Processing and Approval – We offer quick online application and approval with minimal documentation. If all documents and information is in order then your loan application can be approved within just 3 minutes!
  • Minimal Paperwork – With Finserv Markets, applying for a personal loan in Pune requires minimal paperwork.
  • No Hidden Charges –we strive to keep the personal loan application process as transparent as possible. There are no hidden charges or fees for a personal loan application with Finserv Markets.
  • Value Added Services – With us, you get additional services such as customized insurance plans to protect your loan liability and a free Financial Fitness report.
  • Quick Disbursement – If your personal loan application is approved successfully, your loan amount will be disbursed within 24 hours to your bank account.
  • Flexible Tenor – Repay your personal loan comfortably over a period of 12-60 months.
  • Online Loan Account – Get convenient access to your loan account anytime and anywhere with the Finserv Markets customer portal - Experia.

Our Pursuit, Your Happiness

Getting a loan to take care of my wedding and relieving my parents to enjoy the occasion was the best decision I ever made. Easy-to-apply, amazing interest rate and quick disbursal, what more can one ask for!

I am passionate about the vehicle I drive. I want to protect it with the best available option. What amazed me was the full transparency, quick quotes and the attractive discount on the premium while choosing the annual payment option!

Check your personal loan eligibility in seconds!

My husband and I will finally move into our own house this Diwali. All thanks to Bajaj Finserv, with competitive interest rates, minimal processing fees and easy to repay EMIs, our dream saw the light of reality in no time!

Get the best FD interest rates starting @ 8.40%. Let's start!

Kids grow up fast and to fulfill their dream trip to Disneyland I had everything but instant funds. With no collateral or guarantor required and a hassle-free processing, I gifted my family a memorable trip to Orlando with just a click!

Get sum insured up to 1 Crore! Let's start!

The best way to start looking for health insurance is to do a close study of the coverage needs and checking the insurance company's claim ratio. No unnecessary jargons, easy to apply claims process and choice of premia!

Zero additional charge on part-payment option on Business loans! Let's start!

I bought my first iPhone using my Bajaj Finserv EMI Network Card. Zero downpayment with a No cost EMI on Bajaj Finserv EMI store just made my day!

Get home loan sanctioned online in 72 hours! Let's start!