Personal Loan in Surat

Personal Loan in Surat

Surat is one of the most dynamic cities in India in the state of Gujarat. The city has one of the fastest growth rates in industries and occupations due to a large number of people stepping into Surat for employment opportunities from various parts of Gujarat and other states of India. The city of Surat has literally zero percent of the unemployment rate and a lot of people get jobs pretty easily due to the fast development of various industries in and around Surat.

Today, the city has earned the reputation of an important industrial hub and commercial center of the country. Surat is also known as India’s western gateway because of its strategic position. The history of this place proves that it has always been a center of trading. The emergence of digital technology has equipped the people of Surat with the knowledge and convenience of getting a loan or credit with ease. Instead of visiting a bank, people of Surat can take advantage of the online services of Bajaj Finserv personal loan that offers a high-value loan in the most competitive interest rate, instant approvals and quick disbursal of the loan amount.

Features and Benefits of Personal Loan in Surat

• Instant Personal Loan

At Finserv Markets you can avail of a personal loan of up to 25 Lakhs with ease. Their online application process is quick and easy and requires minimal documentation. Moreover, once approved, the loan amount will get disbursed in your account within 24 hours.

• Zero Collateral

The personal loan does not require security which means you can avail unsecured loans without pledging your personal assets as collateral.

• Assured Flexibility in Repayment

Bajaj Finserv Personal loan offers flexible loan repayment in easy EMIs over a period of 12-60 months.

• Value Added Services

You can get access to a free financial fitness report from Finserv MARKETS and enjoy customized insurance plans to protect your personal loan liability without any involvement of the third party.

Eligibility Criteria for Personal Loan in Surat

Before you apply for a personal loan it is necessary to do an eligibility check. The eligibility criteria for Bajaj Finance personal loan is quite simple and easy to fulfill. You can borrow up to INR 25 Lakh to meet immediate fund requirements.

The following are the eligibility criteria for a personal loan in Surat:

• The applicant needs to be in between the ages of 23 and 55 year

• The applicant needs to be working with a private, multinational company (MNC) or public company

• The applicant should have an Indian citizenship

• The applicant's salary should be in between INR 25,000 and INR 35,000

This ensures a smooth application process and your application has lower chances of rejection. As loan rejection will have a negative effect on your credit score. Prior to applying for this facility, you can also check if you qualify for a loan with a Personal Loan Eligibility Calculator available on Finserv MARKETS.

Documents Required for Personal Loan in Surat

• Documents that are proof of identity, like Passport, PAN Card, Aadhar Card, Voter’s ID, and Driving License.

• Documents that are proof of residence, like Electricity Bill, Gas Bill, Passport, or Leave and License Agreement.

• Your bank account statement for the last 3 months with income details. These documents will be used to calculate your CIBIL score and determine your overall creditworthiness.

• Your salary slips for the last 3 months.

• Your passport size photographs.

Make sure you inquire about the interest rates and tenure period before submitting the personal loan documents online or at any of our centers.

Steps to apply for a personal loan in surat

• Online Form Filling

Fill in your personal loan and employment details online.

• Specify Personal Loan Details

Select the Bajaj Finserv Personal loan amount that is required by you followed by the loan repayment tenure.

• Approval & Disbursal

Get your loan application approved in 3 minutes and money in your bank within 24 hours.

There are multiple banks and NBFCs that offer personal loans in Surat. However, getting a personal loan at Finserv MARKETS will help you get the best deal for a personal loan online.

The online application process for Bajaj Finserv personal loan is quite simple and easy. You can easily avail a personal loan at attractive interest rates and once the loan is approved, the funds get deposited to your account within 24 hours. You are free to use the loan amount for multiple purposes like medical bills, higher education, travel expenses, home renovation and more.