Unsecured Personal Loans

A personal loan is one of the most popular forms of borrowing. It is highly preferred because a personal loan can be used for just about anything, whether it is debt consolidation, medical expenses, home renovation projects, a car or your wedding. Personal loan has minimal documentation requirements and quick loan approval. With an unsecured instant personal loan, you can get access to funds without pledging your assets or any collateral.

Benefits of unsecured personal loans

The advantages of a Bajaj Finance personal loan are as follows:

1. No collateral requirement

The biggest advantage of applying for Bajaj Finserv Personal loan is that you do not need to provide any asset as collateral. This loan is an unsecured loan so you can get the funds even when you do not own any asset.

2. Instant approval

Once you apply for personal loan and submit the relevant documents, the loan will be approved within a few minutes.

3. High loan amount

You can avail of a loan amount up to INR 25 lakh, which makes it possible for you to meet all your financial needs with ease.

4. Quick disbursal

After the documents have been verified, the loan will be disbursed to your bank account within one day after approval.

5. Pay lower EMI

When you choose a ‘hybrid flexi personal loan’, you can pay an Equated Monthly Installment (EMI), which is almost 45% lower than the regular EMI. This is because you can pay an interest-only EMI and repay the principal amount at the end of the loan tenure. You will also be able to make the most of personal loan interest rates when you choose the hybrid flexi loan.

6. Flexible tenure

You can pay the personal loan EMI over the flexible tenure ranging from one year to five years.

You can apply for a loan at Finserv MARKETS. They offer a variety of digital lending products which have become a preferred destination for all kind of customers. Their hassle-free online application process with minimal documentation of loan makes it an ideal choice for getting a loan. Whatever the purpose of borrowing, with a personal loan, you will be able to meet your goals and will not have to worry about the finances, you can now fulfill all of your dreams with ease. Also, you do not require a guarantor while applying for an unsecured personal loan.

You get flexible loan repayment tenure of up to 12 to 60 months, customers can enjoy the freedom of choosing their own tenure. With personalized pre-approved offers, instant approvals, and quick disbursal of loan, Finserv MARKETS, offers the most attractive interest rates. Finserv MARKETS is a one-stop destination for all the financial needs of an individual and provides a unique digital experience to the customer.

Unsecured Personal Loan Reviews

Unsecured Personal Loan Reviews

4out of 5

5 reviews

Super easy lending process

I took a personal loan. The interest rate charged was low and the application process was done online. The customer service provided quick response for all my queries, so I was able to get the loan approved and get the amount on time.

Smooth repayment

I took a personal loan for the renovation of my house. The loan procedure was smooth and there was continuous follow up for my queries. The best part of the loan is the easy repayment. I can pay my EMIs according to my convenience.

Convenient loan terms

Was in need of some instant funds for my debt payment. A friend suggested personal loan. So my loan got approved in very less time than I actually thought it would take. Very much satisfied with the loan experience.

Best personal loan

I planned to go for higher education abroad and required an instant personal loan because of timelines involved. I was offered a competitive interest rate and got quick disbursal on loan which helped me secure admission in time.

Best loan service

I have taken an personal loan and my experience was good. I had to provide minimal documentation and the loan amount was sufficient, the interest charged was also nominal. Overall service was good and convenient.