YES BANK Personal Loan

Know more YES BANK Personal Loans on Bajaj Markets

Salaried Individuals - Check your Loan eligibility!

Avail Instant Personal Loans ✓ Loan up to 50 Lakhs ✓ Quick Disbursal ✓ Minimum Documentation! Apply Now

You can now borrow amounts of up to ₹50 Lakhs to meet all your monetary needs with a YES BANK Personal Loan, now available on Bajaj Markets. Alongside the high loan amount, you can benefit from low interest rates starting from 10.99% p.a. and flexible tenures of up to 5 years.

Interest Rates and Charges

YES BANK Personal Loan interest rates and other charges have been listed below for your reference:

Interest Rate	Starting from 10.99% p.a.
Processing Fee	Up to 2.50% of the loan amount
Part-payment Charges	Part-payment of 20% to 25% of the principal amount is allowed after repayment of 12 EMIs: 13 to 24 months: 20% of principal outstanding 25 to 36 months: 20% of principal outstanding 37 to 48 months: 25% of principal outstanding 49 to 60 months: 25% of principal outstanding A fee of 2% + GST is charged on the part-payment amount paid.
Foreclosure Charges	Foreclosure is allowed after repayment of 12 EMIs: 13 to 24 months: 4% on principal outstanding 25 to 36 months: 3% on principal outstanding 37 to 48 months: 2% on principal outstanding >48 Months: Nil

*Disclaimer: Interest rates and other charges are subject to change. Please check with the lender before applying.

Yes Bank Personal Loan EMI Calculator

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Features and Benefits

High Loan Amounts

You can secure personal loans of amounts ranging from ₹1 Lakh to ₹50 Lakhs

Repayment Options

Choose a repayment tenure between 1 and 5 years as per your repayment capacity

Quick Processing

With the completely digital process, your loan application is processed quickly.

Zero Collateral

No need to pledge your valuable assets such as property or gold ornaments to secure this loan

Attractive Interest Rates

Interest rates of these loans start from as low as 10.99% p.a.

Easy Application Process

You can apply for the loan online in just a few minutes through Bajaj Markets.

Eligibility Criteria and Documents Required

Here are the eligibility criteria you must fulfil to improve the chances of your application being approved:

You must fall under the age bracket of 21 to 60 years
You must be a salaried individual working in a public sector or private sector organisation
You must have a minimum net monthly income of ₹20,000 if residing in a Tier-1 city and ₹15,000 if living in a Tier-2 or Tier-3 city
You should have a credit score of 700 or more

Make sure to submit the following documents when applying for the loan:

Identity Proof: Any one of the following
1. Voter ID
2. Aadhaar card
3. PAN card
4. Passport, etc.
Address Proof: Any one of the following
1. Aadhaar card
2. Driving licence
3. Voter ID
4. Passport
5. Utility bills
6. Rent agreement, etc.
Income Proof: Any one of the following
1. Latest salary slips (usually of the last three months)
2. ITR certificate
3. Latest Form 16
Loan application form filled in with all particulars

How to Apply?

Follow these simple steps to apply for the loan on Bajaj Markets:

Select the ‘Apply Now’
Enter your personal and professional details
Choose ‘YES BANK’ from the list of lending partners
Fill in the required loan amount and preferred tenure
Click on ‘Submit’ to proceed

After this, a representative will reach out to you for further proceedings.

How to check YES BANK Personal Loan status?

To check your personal loan status, call the toll-free customer care helpline number at 1800 1200. Alternatively, you can also send an email to yestouch@yesbank.in to enquire about the loan status.

What is the Personal loan amount that I can borrow from YES BANK?

You can get a personal loan of up to ₹50 Lakhs from YES BANK.

How is the applicable interest rate decided on YES BANK Personal Loan?

Your age, income, CIBIL score and other active loans on your credit report help determine the interest rate charged by YES BANK on your personal loan.

Can I foreclose my personal loan from YES BANK?

Yes, you can foreclose after you have paid 12 EMIs. However, be aware that the bank may levy nominal foreclosure charges on the outstanding principal amount.