It’s the little things in life that give us most joy! And if money is what’s preventing you from enjoying life, we have a superb solution for you – Pocket personal loans! Not only is this a convenient method of availing instant cash but with interest rates ranging between 12%-18% per annum, it sure wouldn’t burn a hole in your pocket. With a loan amount that ranges from Rs. 10,000 to Rs. 50,000 coupled with attractive interest rates, say goodbye to sleepless nights and deal with your financial shortcomings with an instant personal loan. 

Why choose Pocket Personal Loans from MARKETS

Easy Access to Money

Avail an amount that ranges between Rs. 10,000 - 50,000 as a mini loan from Finserv MARKETS from the comfort of your home. Convenience is what we promise!

100% D-I-Y Process

No calls from representatives, no documents needed and no branch visits involved – it's a 100% Do-It-Yourself online process!

Quick Disbursal

With no documentation, apply online for an easy personal loan at Finserv MARKETS and enjoy quick approval and instant disbursal.

Attractive Interest Rates

With interest rates ranging from 12%-18% p.a, applying for a mini personal doesn’t get any better.

Zero Foreclosure Charges

Avail a mini personal loan on Finserv MARKETS and enjoy benefits like zero charges on loan foreclosure.

Features and Benefits of Pocket Personal Loans

  • Small Personal Loan for Small Needs

    With Rs. 10,000 being the minimum you can avail; this small ticket loan is ideal for those who have smaller needs to take care of!

  • Instant Loan Disbursal

    Gone are those days when awaiting the approval of your loan application took weeks! Apply for an easy personal loan with us, get approved in minutes and money in your bank account, instantly.

  • Paperless Application Procedure

    Apply for a mini loan from the comfort of your home! The application process is completely paperless and you needn’t provide any income documents.

  • Flexible Repayment Tenure

    Repay your quick personal loan in two repayment tenure options – 1 EMI or 3 EMIs.

How to Apply for a Pocket Personal Loan?

Falling short of funds? Apply for a mini personal loan by following these steps -

How to Apply for a Business Loan?
  • Confirm Your Details

    Verify your personal and employment details

  • Select EMI Option

    Choose the mini loan amount and repayment tenure

  • Accept Terms & Conditions and Get Money

    Do a final check of details, submit application and get instant disbursal

Eligibility Criteria & Documents Required

Eligibility Criteria
  • You must be a citizen of India
  • You must be a salaried individual
  • You should be between 21-50 years of age
  • This loan is offered to salaried employees residing in Tier 1 and Tier 2 cities. Check the FAQ section for the list of Tier 1 and Tier 3 cities
Documents Required
  • You don't need to provide any documents as we already have these

Manage all your queries here

  • What is a Pocket Personal Loan?

    A pocket personal loan is a small ticket loan/credit which can be availed instantly with the loan amount ranging from Rs. 10,000 to Rs. 50,000. It is available to the customer for a tenure ranging from 1 EMI to 3 EMI.

  • Am I eligible for a Pocket Personal Loan?

    You are eligible for a small personal loan, if: 1. You are a salaried Indian citizen ; 2. You are over 21 years of age ; and 3. Your minimum net take-home monthly salary is Rs. 20,000.

  • What are the documents required for processing this Pocket Personal Loan?

    This mini personal loan is currently only being offered to existing customers, we already have your information and documents.

  • What are the minimum and maximum loan amount?

    The minimum short term personal loan amount you can avail is Rs. 10000 and maximum is Rs.50000.

  • Are there any tenure variants for these Pocket Personal Loans?

    There are two tenure variants available for our quick personal loans – 1 EMI with 12% ROI & 3 EMIs at 18% ROI per annum.

  • Can I top-up my existing Pocket Personal Loan?

    At present, we do not allow top-up on an existing loan. You can take a fresh small personal loan once you have finished payments for the current loan.

  • How do I pay my Pocket Personal Loan EMIs?

    Your small money loan EMIs will be auto deducted from your bank account via automatic ECS instruction.

  • How can I apply for Pocket Personal loan?

    You can apply for our easy personal loan online by clicking on the apply now tab. Please check the 'How to Apply' section on the overview page.

  • What are the steps involved in the Pocket Personal Loan application process?

    Our application process is simple. Since this is mini loan is offered to existing customers, there’s little to no documentation required. Hence, to apply, follow these simple steps - 1. Confirm your Details; 2. Select EMI Option and 3. Accept Terms & Conditions & Get Money

  • What is the processing/convenience fees for these mini personal loans?

    A processing/convenience fee of 5%+ applicable taxes are charged on the amount financed.

  • What are the foreclosure charges on Pocket Personal Loans?

    Currently, there are no foreclosure charges on Pocket Personal Loans.

  • Are there any other hidden charges?

    We are committed to 100% transparency, so there are no hidden charges at all.

  • What are the EMI bounce charges on this Pocket Personal Loan?

    We charge Rs. 1,000 per bounce on your instant personal loan repayments.

  • What is the rate of interest charged on the loan amount?

    The rate of interest charged on the loan amount is 12% per annum for 1 EMI variant & 18% per annum for 3 EMI variant.

  • Can I foreclose my Pocket Personal loan?

    Yes, you can foreclose the small ticket loan by logging in to our customer portal.

Happy Customers of Finserv MARKETS

Getting a loan to take care of my wedding and relieving my parents to enjoy the occasion was the best decision I ever made. Easy-to-apply, amazing interest rate and quick disbursal, what more can one ask for!

I am passionate about the vehicle I drive. I want to protect it with the best available option. What amazed me was the full transparency, quick quotes and the attractive discount on the premium while choosing the annual payment option!

Check your personal loan eligibility in seconds!

My husband and I will finally move into our own house this Diwali. All thanks to Bajaj Finserv, with competitive interest rates, minimal processing fees and easy to repay EMIs, our dream saw the light of reality in no time!

Get the best FD interest rates starting @ 8.40%. Let's start!

Kids grow up fast and to fulfill their dream trip to Disneyland I had everything but instant funds. With no collateral or guarantor required and a hassle-free processing, I gifted my family a memorable trip to Orlando with just a click!

Get sum insured up to 1 Crore! Let's start!

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I bought my first iPhone using my Bajaj Finserv EMI Network Card. Zero downpayment with a No cost EMI on Bajaj Finserv EMI store just made my day!

Get home loan sanctioned online in 72 hours! Let's start!