Buy Sedentary Lifestyle Care at just  ₹2399. 

What is the Sedentary Lifestyle Care?

With a marked rise in desk jobs, many of us lead mostly sedentary lives. This can cause a number of diseases and illnesses that may require expensive medical interventions. These expenses can cause financial stress and can eat away your savings. 

 

To help you manage such expenses, Bajaj Markets brings you the Sedentary Lifestyle Care by Bajaj Finserv. This policy plan covers the costs incurred on radiology and lab tests, doctor consultations and even physiotherapist sessions. You can also benefit from network discounts which makes it easy for you to manage your medical costs.

 

How to Apply for the Sedentary Lifestyle Care?

The application process for this insurance plan is simple and straightforward. Just follow these steps to get started:

  • Click on Buy Now

    Tap on ‘Buy Now’ on the product page

  • Fill in the Details

    Enter the required details in the online application form

  • Make the Payment

    Complete the quick online payment

 

You’re all set! You will receive your membership details and welcome pack on your registered email ID.

Eligibility Criteria

Here’s the eligibility criteria for the Sedentary Lifestyle Care:

 

● Applicant must be an Indian resident

 

● Applicant’s age should be 18 years and above

 

What's Covered Under the Sedentary Lifestyle Care?

  • OPD / Doctor Consultation Benefit

    This benefit entitles policyholders to consult a doctor (specialty or general) that has a of BHMS, BDS, MBBS or BAMS, and the cover is provided for the same in accordance with the amount specified under the plan. In either of the above-mentioned scenarios, policyholders are required to present an invoice of their consultation such that reimbursement for the same can be processed. This reimbursement should clearly indicate the consultation fees, the doctor’s name and specialty, date of consultation, doctor stamp, customer details and registration number for reimbursement. The total extent of the benefit may be claimed within one visit or can be spread across multiple visits to the doctor provided they fall within the benefit outlined in the policy.

  • Lab Test Package (Prime Network)

    This package is made up of a number of predefined tests that are aimed at identifying and minimising risks in addition to detecting illnesses early on. Policyholders are entitled to undergo a checkup each policy year for a pre-defined lab test package as indicated in the package selected by them. These tests are available to only those mentioned under the policy. These tests can only be taken at Bajaj Finserv Health Prime partner hospitals and laboratories which are updated regularly.

  • Network Discounts

    Discounts provided under this plan include a 10 percent discount for OPD consultations, radiology and lab, health packages and plans, pharmacy expenses, spectacles, and dental procedures. A 5 percent discount is applicable to the room rent. In the event of an IPD admission, the ambulance ride is free. These discounts will be applicable to only those that operate within the Bajaj Finserv Health Prime network, there may be exclusions to this.

  • Physiotherapy Benefit

    This benefit will include sessions with a registered physiotherapist as mentioned in the policy document. Your sessions (up to the benefit amount) can be spread out over multiple visits if you wish to do so.

Policy Plan Details & Specifications

Sedentary Lifestyle Care

Essential

Lab & Radiology Benefit (Open Market - Reimbursement)

Benefits up to

Membership fee

benefit amount

₹3,000

₹2,399

OPD/Doctor Consultation Benefit (Open Market Reimbursement)

₹700

GP & Orthopaedic

Physiotherapy Consultation- Open Market Reimbursement

₹1,000

Physiotherapy Consultation- Open Market Reimbursement

Network Discounts (Prime Network)

- 10% discounts on doctor consultations, lab tests, preventive health check-ups, dental procedures, spectacle, and pharmacy

- 5% discount on IPD room rent

- Free ambulance service on IPD admission

This policy plan is valid for a period of one year. 

What’s not Covered?

Policyholders of this plan are not provided with coverage for the following.

What’s not covered under Lab Test Package – 

This package is not applicable outside of the Bajaj Finserv Health Prime network. 

 

The home collection service is only available in select locations, and in the event that it isn’t, policyholders need to physically visit the location.

 

This package is only available to an adult mentioned in this policy and can’t be transferred to another member.

 

Carry forwards aren’t permitted even if that plan is renewed. 

 

Benefits cannot be redeemed against cash. 

Exclusions Under OPD/Doctor Consultation Benefit – 

Coverage isn’t provided for any medical treatments or procedures a policyholder might undergo. 

Benefits may not be transferred to others unless they are covered under the policy.

Carry forwards are not permitted even if the plan is renewed,

The consultation benefit can’t be added to another facility.

Exclusions to Network Discounts –

Discounts cannot be combined with other benefits or services. 

 

These discounts are only available within those specified under the Bajaj Finserv Health Prime network.

 

Policyholders, as well as those interested in getting the same, are requested to please read the policy wordings in order to have a clearer understanding of the same.

How to Make a Claim

Radiology and Lab Benefit/ Doctor Consultation Benefit

You can raise a claim in any of the following methods:

Bajaj Finserv Health App

  • Install the Bajaj Finserv Health application

  • Sign-up or sign-in using your mobile number

  • Select your purchased plan from the ‘Health Plans’ section

  • Select ‘Radiology and Lab Benefit’ or ‘Doctor Consultation’, whichever is applicable

  • Enter relevant details 

  • Upload your invoice

  • Share your bank account related details 

  • Attach one cancelled cheque to validate your claim

  • Submit your claim

  • Your claim shall be reimbursed in forty eight working hours 

 Bajaj Finserv Health Website

  • Log on to the Bajaj Finserv Health website

  • Select your purchased plan in the ‘Health Plans’ section

  • Select ‘Radiology and Lab Benefit’ or ‘Doctor Consultation’, whichever is applicable

  • Enter relevant details

  • Upload your invoice

  • Share your bank account related details 

  • Upload one cancelled cheque to validate your account

  • Submit your claim

  • Your claim amount shall be reimbursed in 2 working days

 Emailing the Customer Service

  • Send an email to the email ID-  customercare@bajajfinservhealth.in

  • In your attachments, add a legible invoice copy

  • Mention all relevant details

  • Share your  bank details and add one cancelled cheque for validation purpose

  • Your claim shall be reimbursed in 48 hours  

Teleconsultation Benefit

Raise a claim through any three of the following methods:

Bajaj Finserv Health App

  • Install the Bajaj Finserv Health app

  • Log in to the app using your mobile number

  • Select your purchased plan under the ‘Health Plans’ section

  • Choose the ‘Teleconsultation’ option

  • Choose your preferred physician from the dropdown list

  • Select preferred time and date

  • Click on ‘Submit’

  • 15 minutes prior to the scheduled time, you’ll receive a link

  • The consulting physician shall join the call during the stipulated time period

 Bajaj Finserv Health Website

  • Go on to  bajajfinservhealth.in

  • Log in using your mobile number

  • Choose you purchased plan under the ‘Health Plans’ sections

  • Select the ‘Teleconsultation benefit’ 

  • Choose your preferred doctor from the given list 

  • Select preferred time and date 

  • Click on ‘Submit’

  • You will receive a link  15 minutes prior to the consultation

  • Your doctor shall join the video or voice call during the scheduled time period 

Lab Test Package (Prime Network Only)

Make cashless claims through any of the following methods: 

Bajaj Finserv Health App

  • Install the Bajaj Finserv Health app from AppStore or PlayStore. 

  • Sign-up or sign-in using your mobile number

  • Choose your purchased plan under the ‘My Health Plans’ section 

  • Choose ‘Lab test package’ option

  • Choose your preferred lab or hospital

  • Mention your redemption date, then confirm your option

  • You will receive a voucher link, you may use this to claim benefits and offers.  

Bajaj Finserv Health Website

  • Begin by visiting the bajajfinservhealth.in website

  • Log in using your mobile number

  • Choose your purchased plan under ‘My Health Plans’ section 

  • Select ‘Lab test package benefit’ tab

  • Choose your preferred lab or hospital

  • Type in your redemption date and confirm

  • You will receive a voucher link, you may use this to claim benefits and offers. 

Emailing the Customer Service

  • You may begin by emailing customercare@bajajfinservhealth.in

  • Enter relevant details like date, customer name, lab or hospital name

  • A representative will get in touch with you to confirm your identity using an OTP

  • You will receive a voucher link, you may use this to claim benefits.  

Network Discounts

Grab your Bajaj Finserv Health Prime Network benefits in any of the following way(s):

 

  • Any lab or hospital under the Bajaj Finserv Health Prime Network will offer said benefits, you may visit any of these to claim the benefit

  • Share relevant details with the representative 

  • Share received OTP with the representative

  • Once you’ve shared the OTP, the policyholder will be eligible to receive discounts on specified services

Customer Care Details

You can connect with us at Bajaj MARKETS. Just write to us at insuranceconnect@bajajfinservmarkets.in in case of any queries.

 

Frequently Asked Questions About the Sedentary Lifestyle Care

  • ✔️How much does the Sedentary Lifestyle Care policy plan cost?

    This insurance policy costs  ₹2399 per year, including GST.

  • ✔️What’s the eligibility criteria for the Sedentary Lifestyle Care health plan?

    Indian residents between the ages of 18 and 65 are eligible for this policy. 

  • ✔️Does the Sedentary Lifestyle Care insurance plan cover pre-existing conditions?

    No, this plan does not cover pre-existing conditions. 

  • ✔️How can you raise a claim for the Sedentary Lifestyle Care health plan?

    You can raise a claim by contacting the insurer through the Bajaj Health app, Bajaj Finserv Health website or by calling the insurer. 

  • ✔️Does the Sedentary Lifestyle Care health plan cover teleconsultations?

    Yes, the policy plan covers teleconsultation. Refer to the policy document