Critical illnesses are life-threatening diseases that require long-term medications to be cured or kept under control. These can likely give rise to the need for mechanical support to the vital organs for their proper functioning.
In India, a significant part of the population suffers from critical illnesses due to their poor food habits and lifestyle, as per the surveys conducted by Health and Family Welfare statistics reports.
Moreover, critical illnesses are not easily curable. These long-term illnesses can have serious financial implications for any individual or family. So, securing yourself by taking the critical illness benefits through an insurance policy is wise.
Bajaj Markets has developed a lifestyle protection policy with critical illness coverage from Manipal Cigna Health Insurance. It covers major 15 critical illnesses and provides you with benefits of up to ₹3 lakhs to curb your financial burden.
To learn more about the 15 Critical Illness Benefits, continue reading!
Several features make the 15 Critical Illness Policy cover trustworthy.
Here are some of the main features of this policy:
Financial Reliability: This coverage ensures financial support to any individual and family to sustain themselves in any critical illness.
Flexible Coverage: With benefits of up to ₹3 lakhs and flexible premium amounts, you can easily cover the expenses related to your critical illness.
Expansive Coverage: This insurance plan covers 15 kinds of critical illnesses. Hence, the plan provides expansive and comprehensive coverage that can be utilised during most medical emergencies.
Applying for the 15 Critical Illness Benefits cover is pretty easy. You just need to follow the steps below:
By following these steps, you can activate your 15 Critical Illness Benefits coverage to improve your finances.
The eligibility criteria for this 15 critical illness benefits plan are not at all complex. Moreover, there is only one criterion:
● The person applying for this plan must be aged at least 18 and should not be above 65. Age is taken into consideration from the last birthday.
This cover includes 15 major critical illnesses.
An insured person can claim benefits for any critical illnesses mentioned below:
The details and specifications of this 15 Critical Illness Benefits insurance include different premium plans, which are as follows:
Sum insurance of ₹1 lakh: The premium amounts are ₹274, ₹1,014, and ₹5,526 for age groups 18-35, 36-55, and 56+, respectively.
Sum insurance of ₹2 lakh: The premium amounts are ₹519, ₹1,970, and ₹10,820 for age groups 18-35, 36-55, and 56+, respectively.
Sum insurance of ₹3 lakh: The premium amounts are ₹764, ₹2,925, and ₹16,115 for age groups 18-35, 36-55, and 56+, respectively.
Waiting period: The waiting period refers to the period you must wait before getting your insurance benefits. The waiting period duration for this policy is 90 days.
Survival period: This refers to the duration the insured person must survive after being diagnosed with a critical illness. The survival period for this policy is 30 days, beyond the 30 days waiting period.
No pre-existing condition would be covered under this policy.
The process of claiming your policy is simple and does not consume much time.
You can get your claim benefits by following two options:
E-mail: To enquire and file your claim application, you can write to email@example.com
Call: You can also claim your policy by making a call at the toll-free number, 1800-102-4462
You can get in touch with us using firstname.lastname@example.org. We will revert to you at the earliest.
You can avail of a maximum sum of ₹3 lakhs from this insurance policy.
The candidate must be aged between 18 and 65 to apply for 15 Critical Illness Benefits.
Any pre-existing condition is not under the coverage of this plan.
The policy covers major critical illnesses like cancer, coma, multiple sclerosis, and bone marrow transplant, which require long-term medications. You can read all the critical illnesses covered in this scheme above.
This policy helps you by providing maximum coverage of ₹3 lakhs for your financial stability. Furthermore, the plan disbursal is quick and easy.