An unexpected diagnosis of critical illness can paralyse the financial well-being of a family in case the individual diagnosed is the breadwinner of the family. The treatments can be quite expensive and may cause a serious dent in the bank account.
With this plan, the individual who is ensured is entitled to coverage amounting to up to Rs.1 Lakh in the unfortunate diagnosis of critical illness.
Safeguard yourself against critical illnesses with 40 Major Critical Illness Cover offered by Group Guard Insurance Policy on Bajaj Markets at just Rs. 309/year. Scroll below to find more.
The process of application for this plan is hassle-free.
It’s done! You will receive the insurance details on your registered email ID.
All Indian citizens between the age of 18 and 65 are eligible for this plan.
What's Covered under 40 Major Critical Illness Cover?
The inclusions of the insurance policy are mentioned below:
The policyholders will get the amount insured in case any of the 40 critical illnesses mentioned below are detected:
40 Critical Illness |
|||
1 |
Specified Severity Cancer |
21 |
Blindness |
2 |
Regular Dialysis due to Kidney Failure |
22 |
Cardiomyopathy |
3 |
Bone Marrow/Major Organ Transplant |
23 |
Deafness |
4 |
Multiple Sclerosis with Persisting Symptoms |
24 |
End-Stage Lung Failure |
5 |
Myocardial Infarction |
25 |
Good pasture's Syndrome |
6 |
Open Chest CABG |
26 |
Loss of Independent Existence |
7 |
Permanent Paralysis of Limbs |
27 |
Loss of Limbs |
8 |
Primary (Idiopathic) Pulmonary Hypertension |
28 |
Loss of Speech |
9 |
Stroke Resulting in Permanent Symptoms |
29 |
Medullary Cystic Disease |
10 |
Surgery of Aorta |
30 |
Motor Neuron Disease with Permanent Symptoms |
11 |
Alzheimer's Disease |
31 |
Multiple System Atrophy |
12 |
Benign Brain Tumour |
32 |
Muscular Dystrophy |
13 |
Coma of Specified Severity |
33 |
Myasthenia Gravis |
14 |
End-Stage Liver Failure |
34 |
Pneumonectomy |
15 |
Open Heart Replacement or Repair of Heart Valves |
35 |
Progressive Scleroderma |
16 |
Primary Parkinson's Disease |
36 |
Progressive supranuclear palsy |
17 |
Third Degree Burns |
37 |
Pulmonary Artery Graft Surgery |
18 |
Angioplasty |
38 |
Refractory Heart Failure |
19 |
Apallic Syndrome |
39 |
Lupus Erythematosus |
20 |
Aplastic Anaemia |
40 |
Major Head Trauma |
Age Band |
Premium Including GST |
18 to 25 Years |
Rs.309 |
26 to 30 Years |
Rs.388 |
31 to 35 Years |
Rs.532 |
36 to 40 Years |
Rs.714 |
41 to 45 Years |
Rs.1,636 |
46 to 50 Years |
Rs.2,798 |
51 to 55 Years |
Rs.4,400 |
56 to 60 Years |
Rs.7,531 |
61 to 65 Years |
Rs.11,512 |
1. Pre-existing ailments
2. Occupational diseases.
3. Radioactive contamination.
4. Misuse of intoxicating drugs or alcohol or intentional self-injury
5. Treatment due to pregnancy or childbirth complications
6. Any diagnosis of critical illness within the first 30 days of getting the cover.
7. Any critical illness for which the treatment started before the start of the cover period.
You may submit a claim by getting in touch with the insurer using one of the methods listed below:
· Email - customercare@bajajallianz.co.in
· Toll-free number - 1800-209-1021
You can connect with us at Bajaj MARKETS. Write to us at:
insuranceconnect@bajajfinservmarkets.in
The premium for this insurance policy starts from Rs.309, inclusive of taxes.
This insurance policy is valid for a period of 1 year.
40 critical illnesses including cancer of specified severity, coma and angioplasty are covered under this plan.
Pre-existing ailments, occupational diseases and radioactive contamination are some of the exclusions under this plan.
The coverage amount goes up to Rs.1 Lakh for this plan.