Coverage of up to Rs.1 Lakh | Buy 40 Major Critical Illness Cover at just Rs.309/year Buy Now

What is 40 Major Critical Illness Cover?

An unexpected diagnosis of critical illness can paralyse the financial well-being of a family in case the affected individual is the breadwinner of the family. The treatments can be quite expensive and may cause a serious dent in your bank account.

 

With the 40 Major Critical Illness Cover, the individual who is ensured is entitled to coverage amounting to up to Rs.1 Lakh in the unfortunate diagnosis of critical illness.


Safeguard yourself against critical illnesses with this insurance plan offered by Group Guard Insurance Policy on Bajaj Markets at just ₹309/year. Scroll below to find more.

How to Apply for the 40 Major Critical Illness Cover?

The process of application for this plan is hassle-free:

  • Click on “Buy Now”

On the product page, tap "Buy Now."

  • Fill in the Details

Enter the necessary information in the online application form.

  • Make the payment

Complete the payment through UPI, credit/debit card or any other online payment method.

 

You will receive the insurance details on your registered email ID.

Eligibility Criteria of 40 Critical Illness Cover

All Indian citizens between the ages of 18 and 65 are eligible for this plan.

What's Covered under 40 Major Critical Illness Cover?

The policyholders will get the amount insured in case any of the 40 critical illnesses mentioned below are detected:

40 Critical Illness

1

Specified Severity Cancer

21

Blindness

2

Regular Dialysis due to Kidney Failure

22

Cardiomyopathy

3

Bone Marrow/Major Organ Transplant

23

Deafness

4

Multiple Sclerosis with Persisting Symptoms

24

End-Stage Lung Failure

5

Myocardial Infarction

25

Good pasture's Syndrome

6

Open Chest CABG 

26

Loss of Independent Existence

7

Permanent Paralysis of Limbs

27

Loss of Limbs

8

Primary (Idiopathic) Pulmonary Hypertension

28

Loss of Speech

9

Stroke Resulting in Permanent Symptoms

29

Medullary Cystic Disease

10

Surgery of Aorta

30

Motor Neuron Disease with Permanent Symptoms

11

Alzheimer's Disease 

31

Multiple System Atrophy

12

Benign Brain Tumour 

32

Muscular Dystrophy

13

Coma of Specified Severity 

33

Myasthenia Gravis

14

End-Stage Liver Failure 

34

Pneumonectomy

15

Open Heart Replacement or Repair of Heart Valves

35

Progressive Scleroderma

16

Primary Parkinson's Disease

36

Progressive supranuclear palsy

17

Third Degree Burns

37

Pulmonary Artery Graft Surgery

18

Angioplasty

38

Refractory Heart Failure

19

Apallic Syndrome

39

Lupus Erythematosus

20

Aplastic Anaemia

40

Major Head Trauma

40 Major Critical Illness Cover Plan Details

Age Band

Premium Including GST 

18 to 25 Years

Rs.309

26 to 30 Years

Rs.388

31 to 35 Years

Rs.532

36 to 40 Years

Rs.714

41 to 45 Years

Rs.1,636

46 to 50 Years

Rs.2,798

51 to 55 Years

Rs.4,400

56 to 60 Years

Rs.7,531

61 to 65 Years

Rs.11,512

Exclusions

  1. Pre-existing ailments

  2. Occupational diseases

  3. Radioactive contamination

  4. Misuse of intoxicating drugs or alcohol or intentional self-injury

  5. Treatment due to pregnancy or childbirth complications

  6. Any diagnosis of critical illness within the first 30 days of getting the cover

  7. Any critical illness for which the treatment started before the initiation of the cover period

How to Make a Claim for 40 Major Critical Illness Policy?

You may submit a claim by getting in touch with the insurer using one of the methods listed below:

 

Email - customercare@bajajallianz.co.in

Toll-free number - 1800-209-1021

Customer Care Details

You can connect with us at Bajaj Markets. Write to us at:

 

insuranceconnect@bajajfinservmarkets.in

Frequently Asked Questions About 40 Major Critical Illness Cover

What is the premium for 40 Major Critical Illness Cover?

The premium for this insurance policy starts from ₹309, inclusive of taxes

What is the validity of 40 Major Critical Illness Cover?

This insurance policy is valid for 1 year.

What is included in the 40 Major Critical Illness Cover?

40 critical illnesses including cancer of specified severity, coma and angioplasty are covered under this plan.

What is not included in the 40 Major Critical Illness Cover?

Pre-existing ailments, occupational diseases and radioactive contamination are some of the exclusions under this plan.

What is the coverage amount for 40 Major Critical Illness Cover?

The coverage amount goes up to ₹1 Lakh for this plan.

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