Coverage of up to Rs. 3 Lakhs | Buy the Comprehensive – 2 EMI plan at Rs. 384

What is Mediclaim – Health + Accident (Comprehensive) – 2 EMI Protection?

In the event of an unfortunate accident or a serious illness, you may be temporarily or permanently disabled. For instance, paralysis, loss of limbs, brain injury, etc. can interrupt your daily functions and even put you out of job. In that case, you will need coverage to take care of your financial obligations such as loans and EMIs.

It is for such an eventuality that Bajaj MARKETS offers the FlexiCare Group Mediclaim Insurance – Health + Accident (Comprehensive) – EMI protection- 2 EMI by Manipal Cigna Health Insurance. This EMI protection insurance provides coverage of 2 EMIs in case of permanent total disability, permanent partial disability, temporary total disability, coma, or hospitalisation with a total sum insured of up to ₹50,000. Let’s take a look at the Care Mediclaim Policy in more detail.

Key Features of the Mediclaim Insurance – Health + Accident (Comprehensive) – 2 EMI Protection

Here are the main benefits of mediclaim insurance policy:

Cost-Effective Plan

With a starting premium of just ₹219, the Mediclaim Insurance – Health + Accident (Comprehensive) – 2 EMI Protection plan is extremely affordable.

Extensive Financial Cover

The highest tier of this Care Mediclaim Policy covers the expenses of 2 EMI payments up to ₹50,000 in case the insured is partially or permanently disabled due to injury or disease.

How to Apply for the Mediclaim – Health + Accident (Comprehensive) – 2 EMI Protection Plan

You can apply for this mediclaim policy for the EMI plan and get approved in a matter of minutes, on the Bajaj MARKETS website. Just follow the simple steps given below:

  • Click on Buy Now

    Go to the product page and click on ‘Buy Now’ option.

  • Enter your Details

    Enter all the required information on the form available on this page.

  • Pay Online

    As a final step, you will need to pay the online premiums for your chosen EMI protection plan.


Once all the above-given steps are completed, your plan will be shortly activated! The plan details will be sent to your registered email address. 

Eligibility Criteria

Here are the basic eligibility criteria for the EMI protection mediclaim plan:


  • As it is a group insurance policy, the employer must buy this policy for at least 7 of their team members/employers. 

  • There is no specified age limit for the policy. 

What’s Covered?

  • Two EMI Protection

    When an individual has an injury or illness that may result in permanent total disablement or permanent partial disablement, they will be entitled to the benefits outlined in the policy. There may be occasions where the insured individual is unable to undertake any day-to-day activities or attend their business owing to ailments/illness. In this situation, if the insured cannot work for a period of more than 1 month due to illness or injury, they will receive the benefits of the insurance cover.

  • Monetary Benefits

    The monetary mediclaim benefits are proportionate to the insured person's contribution to the existing insurance-linked loan account's EMI. The maximum coverage offered by the insurance plan will be no more than ₹50,000.

Mediclaim – Health + Accident (Comprehensive) – 2 EMI Protection Policy Details 

You can take a look at the specification and premiums costs of the EMI protection plan in the table given below: 

Sum Insured 


Policy Duration 




1 year 

View Plan 



1 year 

View Plan 



1 year

View Plan 



1 year 

View Plan 



1 year 

View Plan 

What’s Not Covered?

Here’s what is not covered under the EMI protection plan: 

  • Pre-Existing Diseases 

No coverage will be provided if the insured falls sick due to any pre-existing conditions at the time of buying the policy. 

  • Injuries Due to Adventure Sports 

This mediclaim plan will also not cover any injuries arising out of adventure sports such as skydiving, mountaineering, etc. 

How to Make a Claim for EMI Protection Plan?

To file a claim, you can contact the insurer in the following way:


  • You can either email them at or use their toll-free number at 1800-270-7000.

  • Once you receive the claim form, fill it up accurately and attach the required documents such as medical bills and doctor’s reports before submitting the form.

Customer Care Details

You can connect with us at Bajaj MARKETS. Just write to us at:

FAQs on Mediclaim – Health + Accident (Comprehensive) – 2 EMI Protection

  • ✔️What is the validity of the policy?

    The policy is in effect for one year.

  • ✔️What is the amount of cover provided under the plan?

    The amount of cover under the Mediclaim – Health + Accident (Comprehensive) – 2 EMI protection plan varies between ₹5,000 to ₹50,000. 

  • ✔️Is there a waiting period in the policy?

    Yes. The policy has two types of waiting periods: 

    ●        30 days of an initial waiting period.

    ●        24 months of a waiting period for pre-existing conditions.

  • ✔️Can I buy the Mediclaim – Health + Accident (Comprehensive) – 2 EMI Protection plan online?

     Yes, you can buy this plan on the Bajaj MARKETS website in just a few minutes by entering your personal information on the product page and paying the online premiums.

  • ✔️How many EMI payments will this mediclaim policy cover?

     This EMI protection plan will cover 2 EMI payments up to a maximum sum insured of ₹50,000.