Buy Accident Emergency Evacuation Cover Plan at just ₹809 per year. 

What is Accident Emergency Evacuation Cover Plan?

Accidents might often result in severe injuries. Some may require immediate evacuation to the nearest hospital. For this, you must be transported via ambulances or ambulances so that medical support can be given to you on the way. However, this involves a huge amount of expenses and might leave a dent in your finances. The Group Insurance Policy - Accident Emergency Evacuation Cover from Manipal Cigna Health helps you reduce the burden of costs piling up in medical emergencies. Under the plan, you have the option to choose between two variants – one with a premium of Rs. 809/year and the other with a premium of Rs. 1,459/year. Let us look through the policy features in detail.

How to apply for the Accident Emergency Evacuation Cover Plan?

You can opt for the Accident Emergency Evacuation Cover Plan with just a few steps. Here is how you can proceed:

  • Click on Buy Now

    Click on ‘Buy Now’ and enter your details in the application form.

  • Confirm Your Application

    Enter your mobile number to receive an OTP. Use the code to confirm your online application form.

  • Pay the Premium

    You can pay the premium amount online using your mobile wallet, UPI, credit card, debit card, or payment modes.

The process is complete! After this, all the details of your Accident Emergency Evacuation Cover Plan will be sent to you via email and WhatsApp text.

Eligibility criteria

You fulfil this parameter to get the benefits of this insurance policy:

  • You must be at least 18 years old and less than 65 years old as per your last birthday.

What’s covered under the Accident Emergency Evacuation Cover Plan?

Here are the primary benefits you can get by investing in the Accident Emergency Evacuation Cover Plan:

1. Accidental Death Coverage

If you suffer from an accident that leads to your unfortunate death, your nominee will receive the sum insured. However, this is provided that your passing away is only due to the injury and happens within 365 days ahead of the accident. 

2. Accidental Emergency Evacuation Cover

In case you suffer from an accident after which you are medically transferred to a different city due to a lack of local medical facilities, you will receive the amount to cover expenses for emergency evacuation. However, you must be evacuated within India to the closest facility that can provide the required care. 


Additionally, you must note the following guidelines:

 

  • You will be transported to a hospital that can provide professional medical supervision as needed, along with the proper treatment.

  • Pre-authorisation is required for emergency medical evacuation. In the event that pre-authorisation is unreasonable, the authorisation must be obtained as soon as possible once you are successfully evacuated.

  • The evacuation must be justified and shown as a necessity for the prevention of immediate and significant effects of the injury. It is done In situations where adequate treatment is not readily available locally.

  • In addition to the patient's medical condition, the patient's ability to travel is considered. Along with this, the distance, weather conditions, and airport availability are other relevant factors to consider.

  • As the patient, you should be accompanied by a qualified healthcare professional while being evacuated. This will deem the situation an emergency.

  • Depending on the medical needs and the available transportation, medically equipped speciality aircraft, commercial airlines, trains, or ambulances are used for transportation. 

Policy Plan Details & Specifications

Here are the specifications of the Accident Emergency Evacuation Cover Plan that you must know:

  • Coverage 

 

Coverage

Details

Sum Insured (Rs.) (Options)

Accidental Death Benefit

1,00,000

5,000

10,000

Accidental Emergency Evacuation Cover

5000/10000

Premium Including GST (RS.)

809

1,459

 

  • Validity

The Accident Emergency Evacuation Cover Plan is valid for one year.

What’s not Covered?

Listed below are the expenses and causes for which you will not be covered under the Accident Emergency Evacuation Cover Plan:

  • Any pre-existing diseases

If you have any pre-existing diseases at the time of buying the policy, you will not be covered for the expenses made for their treatment. 

 

  • Accidents except adventure sports 

You will not get coverage for treatment or evacuation on account of accidents except in adventure sports.

How to make a claim

You can reach out to the team to register your claim in any of the given ways under this Accident Emergency Evacuation Cover Plan:

  • Call

You can call on the toll-free number, 1800-102-4462, to claim the expenses you have incurred on fitness sessions, doctor consultations, health problems, and more.

  • Email

You can send an email toservicesupport@manipalcigna.com mentioning your policy number and other relevant details.

Customer care details

You can always write to us at insuranceconnect@bajajfinservmarkets.in and get all your queries regarding the Accident Emergency Evacuation Cover Plan resolved with ease. 

 

Frequently Asked Questions (FAQs)

  • ✔️What is the premium amount for the Accident Emergency Evacuation Cover plan?

    At just Rs. 809/year, you get insured for Rs. 5,000, while a premium of Rs. 1,459/year gets you a coverage benefit of up to Rs. 10,000.

  • ✔️What does the Accident Emergency Evacuation Plan cover?

    The Accident Emergency Evacuation Cover plan covers accidental death and accidental emergency evacuation via ambulances or air ambulances/helicopters.

  • ✔️What is the tenure of the Accident Emergency Evacuation Cover plan?

    The Accident Emergency Evacuation Cover Plan is valid for one year.

  • ✔️What does the Accident Emergency Evacuation Cover Plan not cover?

    The Accident Emergency Evacuation Cover plan does not cover any pre-existing diseases or accidents except adventure sports.

  • ✔️What is the maximum coverage offered by the Accident Emergency Evacuation Cover Plan?

    The Accident Emergency Evacuation Cover plan offers maximum coverage of Rs. 1,00,000 for Accidental Death Benefit and Rs. 5,000 or 10,000 (depending on the policy variant) for Accidental Emergency Evacuation Cover.

  • ✔️What are the eligibility criteria for the plan?

    If you are between the ages of 18 and 65 years as of the date of your last birthday, you are eligible for Accident Emergency Evacuation coverage.