Coverage of up to Rs.5 Lakhs | Buy Accident Permanent Partial Disablement Cash Cover starting at just Rs.69/year

What is Accident Permanent Partial Disablement Cash Cover

An accident can sometimes lead to partial disabilities. The treatment costs of such injuries and disablements can be expensive.

 

With Accident Permanent Partial Disablement Cash Cover plan, the individual who is insured is entitled to coverage amounting to up to Rs.5 Lakhs in the unfortunate event of an accidental permanent partial disability.

 

Safeguard yourself against unexpected financial constraints with Accident Permanent Partial Disablement Cash Cover offered by Manipal Cigna Health Insurance on Bajaj Markets at just Rs. 69/year. Scroll below to find more.

How to Apply for the Accident Permanent Partial Disablement Cash Cover

The process of application for this plan is simple.

  • Click on “Buy Now”

    On the product page, tap "Buy Now."

  • Fill in the Details

    Enter the necessary information in the online application form.

  • Make the payment

    Complete the payment through UPI, credit/debit card or any other online payment method.

It’s done! You will receive the insurance details on your registered email ID.

Eligibility Criteria

All Indian citizens between the age of 18 and 65 are eligible for this plan.

What's Covered under Accident Permanent Partial Disablement Cash Cover

The inclusions of the insurance policy are mentioned below:

Accidental Permanent Partial Disablement Benefit

 

A coverage of up to Rs.10,000/month will be provided for up to 90 days if an illness or injury due to an accident leads to partial disablement and surgery is required. The accident or illness must happen during the policy period.  

 

Those insured under this insurance plan in the event of an accident that leaves them with a permanent total disablement are entitled to be given a percentage of the sum insured that depends on the severity of the disablement.

 

Kindly refer to the policy wordings to know more.

Nature of permanent partial disablement

Percentage of the sum insured payable unless specified otherwise

i. Loss of one foot or one hand

50%

ii. Irrecoverable and total loss of sight in one eye

50%

iii. Loss of toe in any one foot

5%

iv. Loss of all toes in any one foot

10%

v. Irrecoverable and total loss of hearing in both the ears

2%

vi. Loss of toes, if more than one toe lost

2%

vii. Irrecoverable and total loss of speech

50%

viii. Irrecoverable and total loss of hearing in any one of the ears

15%

ix. Loss of any four fingers

35%

x. Loss of thumb of one hand and four fingers

40%

xi. Loss of thumb and one phalanx

10%

xii. Loss of thumb and both phalanges

25%

xiii. Loss of index finger and two phalanges

8%

xiv. Loss of index finger and three phalanges

10%

xv. Loss of middle/little/ring finger and three phalanges

6%

xvi. Loss of index finger and one phalanx

4%

xvii. Loss of little/ middle/ring finger and one phalanx

2%

xviii. Loss of middle/ring/little finger-two phalanges

4%

 Plan Details & Specifications

Coverage

Premium (including GST)

Up to Rs. 2 Lakhs

Rs.69

Up to Rs. 4 Lakhs

Rs.114

Up to Rs. 5 Lakhs

Rs.139

What’s Not Covered under Accident Permanent Partial Disablement Cash Cover

·         More than one injury in a year

·         Pre-existing ailments

·         Injuries due to adventure sports are not covered under this plan.

 

How to Make a Claim

You may submit a claim by getting in touch with the insurer using one of the methods listed below:

·         Phone call:  1800-102-4462

·         Through e-mail: servicesupport@manipalcigna.com 

Customer Care Details

You can connect with us at Bajaj Markets. Write to us at:

insuranceconnect@bajajfinservmarkets.in

 

Frequently Asked Questions About Accident Permanent Partial Disablement Cash Cover

  • ✔️What is the premium for Accident Permanent Partial Disablement Cash Cover?

    The premium for this insurance policy starts from Rs. 69, inclusive of taxes.

  • ✔️What is the validity of Accident Permanent Partial Disablement Cash Cover?

    This insurance policy is valid for a period of 1 year.

  • ✔️What is included in the Accident Permanent Partial Disablement Cash Cover plan?

    Accident permanent partial disablement cash cover are covered under this plan.

  • ✔️What is not included in the Accident Permanent Partial Disablement Cash Cover plan?

    More than one injury in a year, pre-existing ailments and injuries due to adventure sports are not covered under this plan.

  • ✔️What is the coverage amount for Accident Permanent Partial Disablement Cash Cover?

    The coverage amount goes up to Rs.5 Lakhs depending on the premium paid for this plan.