Buy The Accidental Death Benefit with 15 Critical illness

What is Accidental Death Benefit with 15 Critical Illness

Critical illnesses and accidents can drastically influence the financial health of any individual and their family, especially when the affected individual is the sole breadwinner. If accidents happen at a time when the patient is already suffering from a critical illness, the financial burden gets too heavy.

 

Safeguard your loved ones from financial burden that may occur due to unexpected accidents with the Accidental Death Benefit with 15 Critical Illness on Bajaj Markets at Rs. 1604/year.

 

How to Apply for the Accidental Death Benefit with 15 Critical Illness?

The process of application for this plan is hassle-free.

  • Tap on “Buy Now”

    On the product page, click "Buy Now."

  • Fill in the Details

    Enter the necessary information in the online application form.

  • Make the payment

    Complete the payment through UPI, credit/debit card or any other online payment method.

 

 

That’s it! You will receive the insurance details on your registered email ID.

Eligibility Criteria

Individuals between the age of 18 and 65 can get Accidental Death Benefit with 15 Critical Illness

What's Covered under Accidental Death Benefit with 15 Critical Illness

Accidental Death Coverage –

 In the event, a policyholder has an accident and dies then their beneficiary is entitled to the sum assured outlined in the policy schedule which is payable within 365 days following the death of the policyholder.

 

15 Critical Illnesses Covered - 

  1. Cancer of specific severity

  2. Myocardial infarction 

  3. Open chest CABG

  4. Open heart replacement

  5. Coma of specified severity

  6. Kidney failure requiring regular dialysis

  7. Stroke resulting in permanent symptoms

  8. Major organ or bone marrow transplant

  9. Permanent paralysis of limbs

  10. Motor neuron disease with permanent symptoms

  11. Multiple sclerosis with persisting symptoms

  12. Primary pulmonary hypertension

  13. Aorta graft surgery

  14. Deafness (loss of hearing)

  15. Blindness (loss of sight)

     

Accidental Permanent Partial Disablement Benefit (or PPD) -

 In the event that those insured under this policy run into an accident that leaves them with a PPD, they are entitled to be paid a percentage of the sum insured based on what exactly they lost. In order to have a deeper understanding of the same, please refer to the policy wordings as well as the table mentioned below.

 

Accidental Permanent Total Disablement Benefit (or PTD) -

 In the event that those insured under this policy run into an accident that leaves them with a PTD, they are entitled to be paid a percentage of the sum insured based on what exactly they lost. In order to have a deeper understanding of the same, please refer to the policy wordings as well as the table mentioned below.

Nature of permanent partial disablement

Percentage of the sum insured payable unless specified otherwise

i. Loss of one foot or one hand

50%

ii. Irrecoverable and total loss of sight in one eye

50%

iii. Loss of toe in any one foot

5%

iv. Loss of all toes in any one foot

10%

v. Irrecoverable and total loss of hearing in both the ears

2%

vi. Loss of toes, if more than one toe lost

2%

vii. Irrecoverable and total loss of speech

50%

viii. Irrecoverable and total loss of hearing in any one of the ears

15%

ix. Loss of any four fingers

35%

x. Loss of thumb of one hand and four fingers

40%

xi. Loss of thumb and one phalanx

10%

xii. Loss of thumb and both phalanges

25%

xiii. Loss of index finger and two phalanges

8%

xiv. Loss of index finger and three phalanges

10%

xv. Loss of middle/little/ring finger and three phalanges

6%

xvi. Loss of index finger and one phalanx

4%

xvii. Loss of middle/little/ring finger and one phalanx

2%

xviii. Loss of middle/ring/little finger-two phalanges

4%

Nature of permanent total disablement

Irrecoverable, total loss of sight in both the eyes

Total and permanent loss or physical separation of use of both feet and both hand

Total and permanent loss or physical separation of use of one foot and one hand

Loss of a limb and Irrecoverable loss and total of sight in one eye

Loss of sight in one eye /Loss of one limb/ Irrecoverable and total loss of hearing in both the ears

Loss of speech and Irrecoverable, total loss of hearing in both the ears

Loss of sight in one eye/ Loss of one limb, irrecoverable and total loss of speech

Total, permanent, and absolute disablement

 Plan Details & Specifications

Sum insured

Age band

Premium including GST

 

 

Rs. 5 Lakhs

18-35

Rs. 1,604

36-55

Rs. 5,189

56+

Rs. 27,054

What’s not Covered under Accidental Death Benefit with 15 Critical Illness

Coverage is not included for pre-existing diseases.  

 

Policyholders, as well as those interested in availing of the same, are requested to please read the policy wordings in order to have a clearer understanding of the same.

How to Make a Claim

You may submit a claim by getting in touch with the insurer using one of the modes listed below:

 

Email - servicesupport@manipalcigna.com

 

Toll-free number - 1800-102-4462

 

Customer Care Details

You can connect with us at Bajaj MARKETS. Write to us at:

insuranceconnect@bajajfinservmarkets.in

 

Frequently Asked Questions About Accidental Death Benefit with 15 Critical Illness

  • ✔️Are pre-existing diseases covered under the Accidental Death Benefit with 15 Critical Illness health insurance?

    Pre-existing diseases are not covered by this plan and therefore cannot be used when applying for a claim.

  • ✔️How long is Accidental Death Benefit with 15 Critical Illness valid for?

     The time frame this policy is valid for is a single year.

  • ✔️Are there any age limits in place pertaining to who can apply forAccidental Death Benefit with 15 Critical Illness plan?

     Yes, there is an age limit allowing only those aged between 18 and 65 years of age to apply for this plan.

  • ✔️Where can I reach out if I have any queries pertaining to coverage, exclusions, and claims?

     Those with queries pertaining to coverage, exclusions, and claims are encouraged to write to wecareinsurance@bizsupportc.com.

  • ✔️ Is coverage provided for accidents arising from participation in adventure sports?

     No, coverage is not provided for accidents arising from participation in adventure sports.