Buy The Accidental Death Benefit with 36 Critical illness

What is the Accidental Death Benefit With 36 Critical Illness?

As healthcare costs continue to rise, it’s important to invest in a comprehensive health  insurance plan that protects you and your family against heavy financial burden. 

 

Bajaj Markets brings to you the FlexiCare Group Insurance Policy – an Accidental Death Cover with 36 Critical Illnesses from Manipal Cigna Health Insurance. It provides coverage against accidental death, disability and 36 critical diseases.

How to Apply for the Accidental Death Benefit With 36 Critical Illness Cover

The application process for this plan is simple and straightforward. Just follow these steps to get started:

  • Click on Buy Now

    Tap ‘Buy Now’ on the product page.

  • Fill in the Details

    Enter the relevant details in the online application form.

  • Make the Payment

    Pay using your preferred mode of payment.

 

That’s about it! You’ll receive your membership details on your registered email ID.

Eligibility Criteria

Individuals between the ages of 18 and 65 are eligible for this policy plan.

 

What's Covered Under the Accidental Death Benefit With 36 Critical Illness

  • Accidental death

    The sum insured will be payable if an injury is caused directly and solely because of an accident resulting in death of the policyholder.

  • Permanent total disablement

    The sum insured will be payable if an accidental injury leads to permanent and total disablement.

  • Permanent partial disablement

    The sum insured will be payable if an accidental injury leads to permanent and partial disablement.

36 critical illnesses

  1. Systemic Lupus Erythematous

  2. Cancer of a specific severity

  3. Myocardial infarction (the first heart attack, of specific severity)

  4. Open chest coronary artery bypass graft

  5. Open heart surgery for repair or replacement of heart valves

  6. Coma of a specified severity

  7. Kidney failure requiring regular dialysis

  8. Stroke resulting in permanent symptoms

  9. Major organ or bone marrow transplant

  10. Permanent paralysis of limbs

  11. Motor neuron disease with permanent symptoms

  12. Multiple sclerosis with persisting symptoms

  13. Primary pulmonary hypertension

  14. Aorta graft surgery

  15. Deafness (loss of hearing)

  16. Blindness (loss of sight)

  17. Aplastic anemia

  18. Coronary artery disease

  19. End-stage lung disease

  20. End-stage liver failure

  21. Third-degree burns (major burns)

  22. Fulminant hepatitis

  23. Alzheimer’s disease

  24. Bacterial meningitis

  25. Benign brain tumour

  26. Apallic syndrome

  27. Parkinson’s disease

  28. Medullary cystic disease

  29. Muscular dystrophy

  30. Loss of speech

  31. Systemic lupus erythematosus

  32. Loss of limbs

  33. Major head trauma

  34. Brain surgery

  35. Cardiomyopathy

  36. Creutzfeldt-Jacob disease

Waiting Period

The Accidental Death Benefit With 36 Critical Illnesses Cover has an initial waiting period of 90 days. The survival period is about 30 days.

Policy Plan Details & Specifications

 

Sum insured

Age band

Premium including GST

Rs. 5 Lakhs

18-35

Rs. 1,774

36-55

Rs. 5,714

56+

Rs. 29,839

 

This plan is valid for a period of one year. 

What’s Not Covered

Any pre-existing disease

 

*For a complete list of exclusions, please refer to the policy document. 

How to Make a Claim

You may raise a claim by contacting the insurer and writing to them or getting in touch via their toll-free number:

 

Email: servicesupport@manipalcigna.com

 

Toll-free number: 1800-102-4462

Customer Care Details

You can connect with us by writing at insuranceconnect@bajajfinservmarkets.in

 

Frequently Asked Questions About the Accidental Death Benefit With 36 Critical Illnesses Cover

  • ✔️How long is the Accidental Death Benefit With 36 Critical Illness Health Insurance valid?

    This plan is valid for a period of one year.

  • ✔️Who is eligible for the Accidental Death Benefit With 36 Critical Illness health plan?

    Indian residents between the ages of 18 and 65 are eligible for this policy plan.

  • ✔️Does the Accidental Death Benefit With 36 Critical Illness insurance policy cover cancer?

    This health insurance covers cancers of specified severity.

  • ✔️Does the Accidental Death Benefit With 36 Critical Illness insurance policy cover partial disablement?

    The sum insured will be payable if an accidental injury leads to permanent and partial disablement.