What is the Accidental Death Benefit With 36 Critical Illness?
As healthcare costs continue to rise, it’s important to invest in a comprehensive health insurance plan that protects you and your family against heavy financial burden.
Bajaj Markets brings to you the FlexiCare Group Insurance Policy – an Accidental Death Cover with 36 Critical Illnesses from Manipal Cigna Health Insurance. It provides coverage against accidental death, disability and 36 critical diseases.
How to Apply for the Accidental Death Benefit With 36 Critical Illness Cover
The application process for this plan is simple and straightforward. Just follow these steps to get started:
That’s about it! You’ll receive your membership details on your registered email ID.
Eligibility Criteria
Individuals between the ages of 18 and 65 are eligible for this policy plan.
What's Covered Under the Accidental Death Benefit With 36 Critical Illness
36 critical illnesses
Systemic Lupus Erythematous
Cancer of a specific severity
Myocardial infarction (the first heart attack, of specific severity)
Open chest coronary artery bypass graft
Open heart surgery for repair or replacement of heart valves
Coma of a specified severity
Kidney failure requiring regular dialysis
Stroke resulting in permanent symptoms
Major organ or bone marrow transplant
Permanent paralysis of limbs
Motor neuron disease with permanent symptoms
Multiple sclerosis with persisting symptoms
Primary pulmonary hypertension
Aorta graft surgery
Deafness (loss of hearing)
Blindness (loss of sight)
Aplastic anemia
Coronary artery disease
End-stage lung disease
End-stage liver failure
Third-degree burns (major burns)
Fulminant hepatitis
Alzheimer’s disease
Bacterial meningitis
Benign brain tumour
Apallic syndrome
Parkinson’s disease
Medullary cystic disease
Muscular dystrophy
Loss of speech
Systemic lupus erythematosus
Loss of limbs
Major head trauma
Brain surgery
Cardiomyopathy
Creutzfeldt-Jacob disease
Waiting Period
The Accidental Death Benefit With 36 Critical Illnesses Cover has an initial waiting period of 90 days. The survival period is about 30 days.
Policy Plan Details & Specifications
Sum insured |
Age band |
Premium including GST |
Rs. 5 Lakhs |
18-35 |
Rs. 1,774 |
36-55 |
Rs. 5,714 |
|
56+ |
Rs. 29,839 |
This plan is valid for a period of one year.
What’s Not Covered
Any pre-existing disease
*For a complete list of exclusions, please refer to the policy document.
How to Make a Claim
You may raise a claim by contacting the insurer and writing to them or getting in touch via their toll-free number:
Email: servicesupport@manipalcigna.com
Toll-free number: 1800-102-4462
Customer Care Details
You can connect with us by writing at insuranceconnect@bajajfinservmarkets.in
Frequently Asked Questions About the Accidental Death Benefit With 36 Critical Illnesses Cover
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✔️How long is the Accidental Death Benefit With 36 Critical Illness Health Insurance valid?
This plan is valid for a period of one year.
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✔️Who is eligible for the Accidental Death Benefit With 36 Critical Illness health plan?
Indian residents between the ages of 18 and 65 are eligible for this policy plan.
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✔️Does the Accidental Death Benefit With 36 Critical Illness insurance policy cover cancer?
This health insurance covers cancers of specified severity.
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✔️Does the Accidental Death Benefit With 36 Critical Illness insurance policy cover partial disablement?
The sum insured will be payable if an accidental injury leads to permanent and partial disablement.
